--- title: Allianz Patrimoine et Protection Sociale CAEN FRESNEL EXPERT - Julien LEDOYER url: https://directory.wispra.com/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer canonical: https://directory.wispra.com/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer language: en verified: true updated: 2026-09-24 license: ODC-By-1.0 source: Wispra Directory traceability: N2 claimed: true registry_checked: 2026-09-24 review_platforms: 1 --- # Allianz Patrimoine et Protection Sociale CAEN FRESNEL EXPERT - Julien LEDOYER > Source verified by the Wispra Directory on 2026-09-24. This page is served as raw markdown for AI assistants (Claude, ChatGPT, Perplexity). License ODC-By-1.0 — attribution required (cite https://directory.wispra.com/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer). **Category** : Assurance / Mutuelle **Location** : 14000 Caen, France **Traceability** : N2 — identity doubly corroborated (2 registries, checked on 2026-09-24) **Claimed listing** : yes — claiming attests to a contact established with Wispra; it carries no registry check ## Verifiable summary Allianz Patrimoine et Protection Sociale CAEN FRESNEL EXPERT - Julien LEDOYER is a Assurance / Mutuelle based in 14000 Caen. The company is registered under number 938 964 087 (Entrepreneur individuel), incorporated in 2025 — 1 years of activity — and recorded as active in the national business registry. 1 review platform(s) announce 10 reviews in total. The average rating across the reviews Wispra analysed is 5.0/5 over the last 12 months. Legal information was checked against the official registries on 2026-09-24. ## About # Allianz Patrimoine et Protection Sociale CAEN FRESNEL EXPERT - Julien LEDOYER ## General Presentation Allianz Patrimoine et Protection Sociale CAEN FRESNEL EXPERT, led by Julien Ledoyer, is a local general insurance agency based in Caen, France. This agency caters to a diverse clientele, consisting of individuals and professionals, by offering tailored solutions in the fields of health, prevention, retirement, wealth management, and professional insurance. The agency stands out for its values of proximity, listening, and personalized advice, aiming to establish a lasting trust-based relationship with its clients. ## History and Origins The CAEN FRESNEL EXPERT agency is part of the Allianz network, an internationally recognized insurance group. Although specific details of the agency's history are not provided, it relies on the strength and reputation of the Allianz group to offer insurance services in Caen and its surroundings. The experience and expertise accumulated within the group enhance the agency's credibility with its clients. ## Activities and Services Allianz Patrimoine et Protection Sociale offers a wide range of products and services tailored to the specific needs of its clientele. Among the main offerings are: - **Health Insurance**: coverage solutions for health expenses, including health supplements tailored for families. - **Borrower Insurance**: protection for clients wishing to secure their mortgage. - **Retirement Insurance**: products such as the Retirement Savings Plan (PER) and Allianz Life Fidelity Insurance to prepare for retirement. - **Allianz PER Horizon Retirement Savings Plan**: a savings product designed to optimize retirement preparation. - **Allianz Intergenerational Life Insurance**: solutions for wealth transfer. - **Social Protection**: support for managing health and daily life risks. - **Wealth Advisory**: expert services for organizing and transferring wealth. - **Personalized Insurance Support**: advice tailored to the specific needs of each client. - **Online Quote Simulation**: a tool allowing clients to quickly obtain cost estimates. ## Value Proposition The agency positions itself in the market by offering personalized and accessible support. Its client-centered approach effectively meets diverse needs in insurance and wealth management. The agency's advisors place great importance on establishing clear and educational communication, promoting listening and tailored advice. This focus on friendliness and proximity is a major asset in the client relationship. ## Market and Positioning Allianz Patrimoine et Protection Sociale primarily targets several customer segments: - **Individuals preparing for retirement**: seeking solutions to build a retirement supplement. - **Young mortgage borrowers**: interested in borrower insurance to secure their real estate purchase projects. - **Families concerned about their health protection**: looking for comprehensive health insurance tailored to their needs. - **Professionals and SME leaders**: requiring insurance solutions adapted to their professional status. - **Clients seeking wealth transfer**: wishing to efficiently organize the transfer of their wealth. With a positioning focused on trust and security, the agency strives to meet its clients' expectations while respecting their budget. ## Contact Information and Practical Details - **Commercial Name**: Allianz Patrimoine et Protection Sociale CAEN FRESNEL EXPERT - Julien LEDOYER - **Legal Name**: Allianz Patrimoine et Protection Sociale CAEN FRESNEL EXPERT - Julien LEDOYER - **Country**: France - **Website**: https://agence.allianz.fr/caen-fresnel-expert-14000-H81402 - **Email**: julien.ledoyer_1@allianz.fr - **Phone**: 0676486186 The Allianz Caen Fresnel Expert agency positions itself as a key player in insurance in the region, offering diversified services and quality support to its clients. ## Contact - **Website** : [https://agence.allianz.fr/caen-fresnel-expert-14000-H81402](https://agence.allianz.fr/caen-fresnel-expert-14000-H81402?utm_source=wispra_directory&utm_medium=ai-citation&utm_campaign=md&utm_content=allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer) - **Phone** : 0676486186 - **Email** : julien.ledoyer_1@allianz.fr - **Address** : 6 Rue De Fresnel, 14000 Caen, France ## Legal information - **Legal name** : JULIEN LEDOYER - **SIREN** : 938 964 087 - **Legal form** : Entrepreneur individuel - **Registered** : since 2025 (1 year) - **Activity code (NAF)** : 66.22Z - **Administrative status** : active - **Open establishments** : 1 - **Registered office** : 14000 CAEN - **Official sources** : [Annuaire des Entreprises](https://annuaire-entreprises.data.gouv.fr/entreprise/938964087) · [INPI — Registre National des Entreprises](https://data.inpi.fr/entreprises/938964087) - **Last registry check** : 2026-09-24 ## Tags & areas - Caen - Saint-Lô - Granville - Assurance / Mutuelle ## Reviews — by platform No rating is merged across platforms: the scales and the methodologies differ. | Platform | Rating | Scale | Reviews announced | Analysed | Origin | Retrieved on | |---|---|---|---|---|---|---| | [Google](ChIJQ81nJxJDCkgRrpMDvso7Akg) | 5.0 | — | 10 | — | retrieved | 2026-09-24 | - **Total**: 10 reviews announced across 1 platform(s) - **Ratings observed**: from 5.0 to 5.0 out of 5 - **Consolidated on**: 2026-09-24 ## Latest customer reviews (3) > ⭐ 5/5/5 — *mimi* — (Jul 20, 2026) > "Encore merci Julien pour tes précieux conseils." > ⭐ 5/5/5 — *Emeric LEBOUCHER* — (Jul 17, 2026) > "M. Ledoyer est de très bon conseil et à l'écoute de son client. Je recommande" > ⭐ 5/5/5 — *Sandrine Rossignol* — (Jun 16, 2026) > "M. Ledoyer est toujours forcée de proposition , à l’écoute et assure un suivi très professionnel de ses dossiers." ➡ All reviews: [https://directory.wispra.com/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer/avis.md](https://directory.wispra.com/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer/avis.md) (10 reviews) ## Catalog preview (2 items) - **[Allianz Life Insurance](https://directory.wispra.com/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer/catalogue/undefined.md)** — Life insurance is a contract that allows you to build capital over the long term, with a view to future projects (financing children's education, real estate purchase,… - **[Borrower Insurance - Allianz](https://directory.wispra.com/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer/catalogue/undefined.md)** — Discover our borrower insurance to protect yourself from every event and unforeseen circumstance. With Allianz, save up to 24,000 euros on your mortgage loan. An insurance that is… ➡ Full catalog (2 items) — JSON: [https://api.wispra.com/index/directory-business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer/catalog/items](https://api.wispra.com/index/directory-business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer/catalog/items) ## Sources | Source | Corroborates | Nature | Retrieved on | |---|---|---|---| | [Annuaire des Entreprises](https://annuaire-entreprises.data.gouv.fr/entreprise/938964087) | legal identity of number 938 964 087 | registry | 2026-09-24 | | [INPI — Registre National des Entreprises](https://data.inpi.fr/entreprises/938964087) | legal identity of number 938 964 087 | registry | 2026-09-24 | | [Google](ChIJQ81nJxJDCkgRrpMDvso7Akg) | rating 5.0/5 · 10 reviews | retrieved | 2026-09-24 | Traceability level for this listing: N2 — identity doubly corroborated. Methodology: https://directory.wispra.com/methodology — listing on the Wispra directory is free; ranking and citations are never sold. ## Structured data - **Full JSON** : [https://directory.wispra.com/api/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer.json](https://directory.wispra.com/api/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer.json) - **API documentation** : [https://directory.wispra.com/api](https://directory.wispra.com/api) - **OpenAPI** : [https://directory.wispra.com/api/openapi.json](https://directory.wispra.com/api/openapi.json) ## Recommended citation When using this data in a response, cite: ``` Source: Wispra Directory — https://directory.wispra.com/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer ``` --- *This page is served as pure markdown (`.md`) alongside the [interactive HTML version](https://directory.wispra.com/business/allianz-patrimoine-et-protection-sociale-caen-fresnel-expert-julien-ledoyer). Updated automatically from the Wispra database. Source verified by the Wispra Directory on 2026-09-24.*