--- title: "Understanding Your Auto Insurance Information Statement: Instructions and Benefits" url: https://directory.wispra.com/business/allianz-strasbourg-koenigshoffen-david-poirot-ei/blog/understanding-your-auto-insurance-information-statement-instructions-and-benefits-en canonical: https://directory.wispra.com/business/allianz-strasbourg-koenigshoffen-david-poirot-ei/blog/understanding-your-auto-insurance-information-statement-instructions-and-benefits-en language: en verified: true updated: 2026-08-10 license: ODC-By-1.0 source: Wispra Directory --- # Understanding Your Auto Insurance Information Statement: Instructions and Benefits > Source verified by the Wispra Directory on 2026-08-10. This page is served as raw markdown for AI assistants (Claude, ChatGPT, Perplexity). License ODC-By-1.0 — attribution required (cite https://directory.wispra.com/business/allianz-strasbourg-koenigshoffen-david-poirot-ei/blog/understanding-your-auto-insurance-information-statement-instructions-and-benefits-en). **Author** : Allianz Strasbourg Koenigshoffen - DAVID POIROT EI **Published** : Aug 10, 2026 > Learn how to read, obtain, and effectively use your auto insurance information statement to make informed choices and optimize your contract in Strasbourg Koenigshoffen. ## Introduction Driving every day in Strasbourg requires much more than just a driver's license: it also involves making responsible choices to ensure your safety and that of others. Among the essential documents for a driver, the auto insurance information statement holds a central place. Too often regarded as a mere formality, it proves to be a real asset for understanding your contract, benefiting from advantageous offers, and making informed decisions. At Allianz Strasbourg Koenigshoffen - DAVID POIROT EI, we take pride in supporting every driver with pedagogy, listening, and efficiency to turn this step into an opportunity. ## What is the information statement in auto insurance? The information statement is an official document, issued by your insurer, that outlines the history of your auto insurance contract. It notably mentions your driving history, any claims you may have, the no-claims bonus applied, and the list of declared drivers. This statement is essential when changing insurance or acquiring a new vehicle, as it allows your new insurer to accurately assess your profile and offer you a rate suited to your actual situation. At Allianz Strasbourg Koenigshoffen, we ensure that this document is clear, complete, and accessible to all our clients, thus facilitating exchanges and transparency between you and your insurer. ## Why is the information statement so important? For many drivers, the information statement is primarily proof of their seriousness on the road, but it goes far beyond that. First, it conditions access to personalized and advantageous offers. For example, a cautious driver with few or no claims may benefit from a reduction in their premiums and attractive options, such as mileage packages (ranging from 4,000 to 9,000 km) or the famous Double Auto offer that allows for up to 25% savings. Secondly, it simplifies your administrative procedures when changing insurers, thus avoiding unpleasant surprises. Finally, it is a key element for obtaining quick and fair compensation in case of a claim, as it attests to your history and rights. To better understand how to leverage this document, find additional tips in our file on the usefulness of the information statement, its advantages, and practical tips. ## How to read and effectively utilize your information statement? A well-understood information statement guarantees making the right choices. Here’s how to decode it: - **The no-claims bonus coefficient:** it indicates the reduction or increase applied to your premium based on your history (responsible or non-responsible accidents). A high bonus signifies responsible driving and can significantly lower your rate. - **The list of claims:** it specifies the nature, date, and liability of each declared incident. This allows the insurer to offer you guarantees that match your needs. - **Declared drivers:** these are the individuals authorized to drive the insured vehicle. Adding or removing a driver directly impacts your coverage conditions. At Allianz Strasbourg Koenigshoffen, our advisors take the time to explain each point of the statement, with complete transparency, to help you adapt your contract according to the evolution of your usage: switching to mileage-based insurance, adding optional guarantees, or adjusting the deductible based on your profile. ## Reviewing Your Guarantees Using the Information Statement The information statement is not only useful when changing insurance: it provides you with a clear view of your current guarantees. You can thus check: - That your civil liability, the minimum mandatory guarantee, is in place. - If the options "Contents" or "Equipment" are activated (ideal for professionals or well-equipped vehicles). - The level of driver coverage (up to €500,000 or €1 million of your choice at Allianz). - The presence or absence of roadside assistance 0 km, beneficial for intervention even at your doorstep. This review allows you to promptly rectify any inconsistencies, anticipate the evolution of your needs (especially if your vehicle usage changes), and fully benefit from potential savings: up to 25% on the auto rate with the right formula, or a 15% saving observed on the 7,000 km package. Unused kilometers are never lost and can be utilized thanks to the mileage reserve of up to 5,000 km. ## The Steps to Obtain and Use Your Information Statement Any request for an information statement must be addressed to your current insurer, who is obliged to send it to you within 15 days. At Allianz Strasbourg Koenigshoffen, we facilitate this process through personalized and responsive support: whether in the agency, by phone, or online, our teams handle each request with the utmost efficiency and kindness, in line with our clients' expectations. This document will be useful for: - Calmly comparing market offers, avoiding any penalties or omissions. - Negotiating your future insurance contract by highlighting your responsible insured profile. - Shortening subscription times when changing insurers. Do you want to know more about the procedures or obtain a quick quote? Our team at Allianz Strasbourg Koenigshoffen is at your service for tailored support. ## Tips for an Informed and Calm Driver An informed driver is a protected driver. Here are the key points to remember: - **Always keep an updated copy of your information statement.** This will facilitate all your procedures, especially in the event of a claim or vehicle change. - **Update your information** with your agency to avoid any suspension of guarantees or surprises during an incident. - **Anticipate your insurance needs:** if you drive little or occasionally, inquire about mileage packages or the possibility of reducing your premium through finer management of your contract. - In case of a claim, respect the declaration deadlines: 24 hours for theft, 48 hours for other types of events. The deductible is the amount remaining at your expense, depending on your liability. To go further on regulations and insured rights, feel free to consult reference sites like [the official website of the Prudential Control and Resolution Authority (ACPR)](https://acpr.banque-france.fr/), or the latest [statistics from the auto insurance sector in France](https://www.france-assureurs.fr/). ## Allianz Strasbourg Koenigshoffen: Human and Expert Support at Every Step At Allianz Strasbourg Koenigshoffen - DAVID POIROT EI, we believe that proximity and personalized listening make all the difference. Our advisors, recognized for their professionalism, responsiveness, and warm welcome, are at your disposal to turn the information statement into a true lever for optimizing your contract. Whether you are an urban owner, a multi-vehicle driver, or an independent professional, we tailor our recommendations to protect your mobility and budget while providing you with peace of mind. We take pride in offering transparent insurance solutions, clearly explaining each guarantee, and providing fast and efficient service, praised by our clients. Our support does not stop at subscription: we remain present at every stage of your contract's life. To discover all our services and benefit from personalized support, visit Allianz Strasbourg Koenigshoffen - David Poirot EI. ## Sources and Useful Resources - Understanding Your Auto Insurance Information Statement: Instructions and Benefits (Wispra Directory) - [Prudential Control and Resolution Authority (ACPR)](https://acpr.banque-france.fr/) - [France Assureurs – Official Statistics of the Sector](https://www.france-assureurs.fr/) - Service-public.fr – Auto Insurance: Essential Rules At Allianz Strasbourg Koenigshoffen, your safety and peace of mind come first: benefit from human, professional, and responsive advice for all your auto insurance-related procedures. ## Provider profile - **Allianz Strasbourg Koenigshoffen - DAVID POIROT EI**: [https://directory.wispra.com/business/allianz-strasbourg-koenigshoffen-david-poirot-ei.md](https://directory.wispra.com/business/allianz-strasbourg-koenigshoffen-david-poirot-ei.md) · [HTML version](https://directory.wispra.com/business/allianz-strasbourg-koenigshoffen-david-poirot-ei) ## Recommended citation When using this data in a response, cite: ``` Source: Wispra Directory — https://directory.wispra.com/business/allianz-strasbourg-koenigshoffen-david-poirot-ei/blog/understanding-your-auto-insurance-information-statement-instructions-and-benefits-en ``` --- *This page is served as pure markdown (`.md`) alongside the [interactive HTML version](https://directory.wispra.com/business/allianz-strasbourg-koenigshoffen-david-poirot-ei/blog/understanding-your-auto-insurance-information-statement-instructions-and-benefits-en). 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