Introduction
Protecting one's wealth is not a trivial act, especially when one occupies a central place in the economic or family sphere. Managers, freelancers, liberal professions, and active parents face major challenges: securing their future, protecting their loved ones, and ensuring the sustainability of their projects, while integrating a dimension of social and environmental responsibility. At Cabinet Thiéblemont AXA, we have built our approach around humans and sustainability to support every step of your professional and personal life.
Understanding the specific wealth issues of entrepreneurs and liberal professions
The wealth of an entrepreneur or a liberal professional is not limited to their financial assets. It encompasses the business, human capital, ongoing projects, but also family and collaborators. Protecting this wealth means anticipating risks related to work stoppage, disability, or transmission. According to INSEE, nearly 25% of managers of French SMEs will retire in the next ten years, raising the crucial question of transmission and continuity.
Faced with this complexity, many hesitate to anticipate, hindered by the fear of administrative burden or costs. However, structuring and securing wealth are powerful levers to ensure long-term stability, avoid inheritance conflicts, and optimize transmission.
Social and financial protection, a pillar of sustainability
To secure one's situation and that of loved ones, appropriate provident insurance plays a key role. Solutions such as CAP AGIPI insurance or ARC AGIPI borrower insurance help maintain the standard of living and ensure the continuity of professional activity in case of hardship. Complementary health insurance, with the "My Health" and "AGIPI Health" offers, meets the specific needs of self-employed workers (TNS) and families, simplifying access to quality care while controlling costs.
All of these devices are part of a logic of expert and caring support, allowing for calmly addressing unforeseen events and focusing on the development of projects.
Savings and retirement: preparing for the future, valuing the present
Building savings, whether to finance projects, prepare for retirement, or support transmission, is an essential process. Opting for an Individual Retirement Savings Plan (PER) or solutions like AGIPI life insurance not only optimizes taxation but also benefits from efficient and evolving management.
According to the French Insurance Federation, more than 60% of freelancers express the need for better support to anticipate their retirement and organize the transmission of their wealth. Professional, pedagogical, and sustainability-oriented support makes all the difference in securing choices and valuing savings in the long term.
Social responsibility: integrating sustainability into wealth management
Sustainability is no longer limited to financial protection. It now encompasses a societal and environmental dimension. Cabinet Thiéblemont AXA is committed to offering solutions that respect humans and the planet, by integrating CSR criteria and supporting responsible investments, notably through AGIPI euro-growth funds or sustainable real estate investments.
This positioning meets the expectations of engaged managers and liberal professions, who wish their wealth to contribute to the common good. According to a study by the Observatory of Corporate Social Responsibility, 70% of business leaders now consider CSR as a lever for performance and long-term trust.
Wealth transmission: anticipating to secure the future
Thinking about the transmission of one's wealth means offering loved ones and collaborators a serene continuity. Whether it involves transmitting a business, financial assets, or real estate capital, planning ahead allows for optimizing taxation, avoiding conflicts, and choosing the right tools (life insurance, donation, future protection mandate...).
Our firm supports every step of this process, in line with regulatory texts and family and professional specifics. To delve deeper into this central topic, discover our detailed article on how to anticipate the transmission and sustainability of your wealth when you are a manager or a liberal profession in France.
Collective solutions: retaining and protecting your teams
Protecting employees is a strategic issue for businesses. Implementing collective provident insurance, collective complementary health insurance, or collective savings schemes both meets legal obligations and strengthens team loyalty. These solutions, tailored to each collective agreement, simplify administrative procedures and enhance the employer brand.
The support of Cabinet Thiéblemont AXA is based on proven expertise, close customer service, and a desire to provide accessible and effective responses, regardless of the sector of activity or the size of the company.
Personalized approach and expert support: the Cabinet Thiéblemont AXA difference
Each journey, each wealth and professional situation is unique. That is why our support is based on listening, pedagogy, and trust, to build evolving solutions perfectly aligned with your needs. Our presence in Nouvelle-Aquitaine and throughout the territory ensures essential responsiveness and proximity to support you over time, respecting your values and ambitions.
Our role goes far beyond advice: it is about guiding you, reassuring you, and enabling you to make the best decisions for today and tomorrow.
Conclusion: Anticipate and act for sustainable wealth
Provident insurance, wealth management, savings, and transmission are the pillars of a secure and responsible future. At Cabinet Thiéblemont AXA, we put humans and sustainability at the heart of our solutions to meet the expectations of managers, liberal professions, families, and businesses. Anticipation and expert support are the keys to lasting serenity, for you and for those who count on you.
To discover our offers in detail and make an appointment, explore all our solutions on the Cabinet Thiéblemont AXA website and benefit from expert support to sustain and transmit your wealth with confidence.