T4 Apartment 65 m² for Sale in Vanves - €371,000, Energy Performance Certificate D

The listed price for this apartment is €371,000, which corresponds to a price per m² of €5,711 (calculated from the listed price and declared characteristics). In the Vanves market, the median price per m² for an apartment is around €5,500 according to DVF (Données de Valeur Foncière) data from 2022. Thus, this apartment is slightly above the market median, with a deviation of 3.83%. Over the last 12 months, apartment prices in Vanves have seen an increase of about 5%, indicating an upward trend. This property is positioned in an attractive market segment, particularly due to its location on the top floor and its brightness.

For a purchase price of €371,000, notary fees are estimated between 7% and 8% for an old property. This represents an additional cost of €25,970 to €29,680. Assuming an average interest rate of 3.4% over 20 years with a down payment of 10% (€37,100), the monthly loan payment would be approximately €1,800 (calculated based on current professional scales). The estimated annual energy cost, based on the DPE D, is between €950 and €1,330.

The annual holding cost of this apartment includes the property tax, which is estimated at around €1,200 (estimate based on industry averages). The condominium fees should be anticipated, with an estimate of €1,000 per year. Adding the home insurance, which could amount to €300, the total annual holding cost would be approximately €2,500.

This apartment has an energy performance certificate (DPE) rated D, with a consumption of 177 kWh/m²/year. The annual energy cost is estimated between €950 and €1,330 depending on usage. According to the Climate & Resilience law, properties rated F or G can no longer be rented from 2025. To improve the DPE rating, energy renovation work is necessary, with costs estimated between €10,000 and €20,000, depending on the work done. Assistance such as MaPrimeRénov' and Energy Savings Certificates (CEE) can be mobilized to reduce this cost.

The apartment is located in Vanves, in immediate proximity to public transport, notably line 13 of the metro (Malakoff - Plateau de Vanves station is about a 10-minute walk) and several bus lines. The neighborhood also offers easy access to shops, with a supermarket less than a 5-minute walk away and various restaurants and cafes nearby. The demographic of the neighborhood is primarily made up of young professionals and families, with a median income of about €30,000 per year. The quality of life is appreciated for its green spaces and tranquility, despite the proximity to Paris.

The property is located in a low flood risk area according to Géorisques data. The PLU (Local Urban Planning) of Vanves does not present major constraints for this type of property. However, it is important to check for any easements and mandatory diagnostics, particularly asbestos and lead, given the age of the construction (1960). Rents are regulated in the municipality, with a rent ceiling of €20.50/m² for DPE D type housing.