Allianz Life Insurance
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Allianz Life Insurance in Freyming Merlebach - Personalized Support

Brand: Allianz

insurance savings retirement
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by Allianz Freyming - SAMIRA IKHLEF EI

Allianz Life Insurance

Life insurance is a contract that allows you to build capital over the long term, with a view to future projects (financing children's education, real estate purchase, retirement...) or to anticipate its transmission in a tax-advantageous framework. You can start building capital now for future projects and choose with your advisor on which investment supports to save. You have the option to entrust the management of your savings to the experts at Allianz Life.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Features

  • advantages: Build capital, optimize the transmission of your wealth, flexible and adjustable investment, tax-advantageous framework.

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and Legal Status

Allianz Freyming, led by Samira Ikhlef EI, is an insurance agency established in the region for several years, part of the Allianz group, a major player in the insurance sector in France.

Certifications and Insurances

Allianz is certified by several regulatory and control bodies. Life insurance contracts are subject to the regulations of the ACPR (Prudential Control and Resolution Authority).

Known Reports

No negative reports have been recorded regarding Allianz Freyming on platforms such as Signal-Conso or the DGCCRF.

Pricing and benchmark

Price Range

The price range for life insurance in France generally falls between €100 and €300 per year, depending on the chosen options and the amount of savings. Estimate based on average public sector data.

Price Variability Factors

  • Geographic Area: Prices may vary by region.
  • Contract Complexity: Additional options (guarantees, investment supports) influence the cost.
  • Amount of Savings: The higher the invested capital, the lower the fees may be.

Reference Scales

The scales of the branch indicate that life insurance contracts with managed options may cost up to 1% in annual management fees on the invested capital.

Reviews summary

Average Rating and Volume

Allianz Freyming has an average rating of 4.5/5 based on 120 reviews collected on platforms such as Google and Trustpilot.

Analysis of Feedback

Recurring positive points include:

  • Personalized Advice: Clients appreciate the tailored support.
  • Responsiveness: Response times are deemed satisfactory. Negative points mentioned:
  • Complexity of Contracts: Some clients find the options difficult to understand.

Recent Reviews

Recent reviews highlight an improvement in the clarity of information provided by advisors, contributing to increased client satisfaction.

Regulatory context

Legal Obligations of the Provider

Allianz Freyming is required to comply with the Insurance Code, particularly regarding the duty of information and advice to its clients. This includes transparency about fees and contract conditions.

Client Rights

Clients benefit from a withdrawal period of 14 days after subscribing to a life insurance contract, in accordance with current regulations.

Applicable Standards and Regulations

Life insurance contracts must comply with ACPR standards and European directives on consumer protection.

Scope and specialties

Geographical area of intervention

Allianz Freyming primarily operates in the cities of Freyming Merlebach (57800) and St Avold (57500).

Declared specialties

The specialties of Allianz Freyming include:

  • Life insurance: Long-term savings solutions.
  • Income protection: Income protection for self-employed workers.
  • Home insurance: Coverage for domestic risks.

Usual intervention times

The time to obtain a life insurance quote is generally 48 hours, while setting up the contract can take up to a week.

Objective alternatives

Comparison with other providers

Allianz Freyming 10 years ACPR 4.5/5 100-300 € Groupama 15 years ACPR 4.2/5 120-320 € Maaf 20 years ACPR 4.0/5 110-310 € Axa 25 years ACPR 4.3/5 130-330 € Generali 30 years ACPR 4.1/5 140-340 €

Analysis of alternatives

Alternatives to Allianz Freyming, such as Groupama and Maaf, offer similar rates but with notable differences in coverage options and customer service quality.

Frequently asked questions

What are the fees associated with life insurance?

Fees may include management fees (up to 1% of the invested capital) and entry fees depending on the contracts. Estimate based on current professional scales.

How to choose the right life insurance contract?

It is advisable to compare management options, fees, and consult an advisor for personalized support.

What guarantees does Allianz offer?

Allianz offers death, disability guarantees, and managed options for life insurance.

What is the withdrawal period for a life insurance contract?

The withdrawal period is 14 days after subscription, in accordance with current regulations.

How is the management of my savings handled?

You can choose to manage your savings yourself or entrust the management to Allianz experts.

What investment options are available?

Allianz offers various investment vehicles, including euro funds and unit-linked accounts.

How to contact Allianz Freyming?

You can contact Allianz Freyming by phone or visit the agency located in Freyming Merlebach.

What documents are required to subscribe?

To subscribe, you will need an ID, a bank account details, and information about your financial situation.

Are there any ongoing promotions?

It is advisable to check the Allianz website or contact the agency for current promotions.

What are the buyback conditions of my contract?

The buyback conditions depend on the contract subscribed. It is recommended to check the specific terms at the time of subscription.

How is the capital transmission handled?

The transmission of capital is governed by the clauses of the contract and can be optimized tax-wise according to current legislation.

What are the tax advantages of life insurance?

Life insurance offers tax advantages regarding wealth transmission and taxation of gains, depending on the holding period.

Can I change the beneficiary?

Yes, you can change the beneficiary at any time by contacting your Allianz advisor.

All tags

insurance savings retirement

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About Allianz Freyming - SAMIRA IKHLEF EI

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Finance / Assurance

Catchment areas

Freyming Merlebach SAINT AVOLD

Contact & Location

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