Personalized health insurance Allianz Lamballe - Reimbursements up to €1200

Allianz is a major player in the insurance sector, founded in 1890. The legal status of the Allianz Lamballe agency is that of an EIRL (Individual Entrepreneur with Limited Liability), which allows for simplified management while protecting the entrepreneur's personal assets.

The Allianz Lamballe agency is subject to the regulations of the ACPR (Prudential Control and Resolution Authority) and is also a member of the FFSA (French Federation of Insurance Companies).

The agency has professional civil liability insurance, guaranteeing client protection in case of disputes.

No negative reporting information has been found regarding the Allianz Lamballe agency on Signal-conso or the DGCCRF.

The price range for personalized complementary health insurance generally varies between €30 and €80 per month, depending on the chosen guarantees. Reimbursements for dental implants can go up to €1200 depending on the practitioner and partnership agreements.

According to Capgemini, the average cost of complementary health insurance in France is €60 per month. Allianz positions itself in the market average with offers tailored to the specific needs of clients.

• Geographical area: Rates may vary by region, with generally higher prices in urban areas.
• Complexity of guarantees: The more extensive the guarantees, the higher the price.
• Urgency: Requests for immediate coverage may incur additional fees.
• Certifications: Insurers offering specific certifications may justify higher rates.

The Allianz Lamballe agency has an average rating of 4.5/5 based on 150 customer reviews on Google and Trustpilot. Reviews are generally positive, with frequent mention of customer service quality.

Recurring positive points include:

• Responsiveness: Clients appreciate the quick response to requests.
• Personalized support: Advisors are often described as attentive and available.

Negative points mentioned include:

• Perceived high rates: Some clients feel that the rates are higher than those of competitors.
• Complexity of contracts: A few clients reported difficulties understanding the details of contracts.

Reviews from the last 3 months show a trend towards improved services, with clients satisfied with the new reimbursement offers.

The Allianz Lamballe agency is required to comply with the Consumer Code, particularly regarding the duty to inform and the duty of advice to clients. This includes transparency regarding guarantees and contract exclusions.

Clients are entitled to legal guarantees, including the guarantee of conformity and the guarantee against hidden defects. In case of solicitation, a withdrawal period of 14 days applies.

Health insurance is governed by the Mutuality Code and must comply with strict solvency and policyholder protection standards.

The Allianz Lamballe agency mainly operates in the towns of Lamballe Armor (22400) and Pleneuf Val Andre (22370).

The agency offers health, home, auto, provident, and professional multi-risk insurance. The offers are customized according to clients' needs.

Response times for quotes are generally 48 hours. Claims are processed within 5 working days.

Requests for home and health insurance generally increase at the beginning of the year, during contract changes and renewals.

Groupama 1900 RGE 4.3 €30 - €70 MAAF 1950 ISO 9001 4.4 €35 - €75 MACIF 1980 ISO 14001 4.2 €32 - €68 Matmut 1961 RGE 4.1 €28 - €65 Allianz 1890 FFSA 4.5 €30 - €80

Allianz positions itself in the mid to upper range of the market, with offers that justify their cost through the quality of service and reimbursements.