Allianz Life Insurance
Service Available

Allianz Life Insurance in Laon - Customized Solutions

Brand: Allianz

insurance savings retirement
View on site
by Allianz Laon St Remi - JC ROHART EI & A CUVILLIER EI

Allianz Life Insurance

Life insurance is a contract that allows you to build capital over the long term, with a view to future projects (financing children's education, real estate purchase, retirement...) or to anticipate its transmission in a tax-advantageous framework. You can start building capital now for future projects and choose with your advisor on which investment vehicles to save based on your objectives.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Features

  • advantages: Build capital, optimize the transmission of your assets, flexible and adjustable investment, tax-advantageous framework.

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and legal status

Allianz Laon St Remi is a general insurance agency operating under the Allianz brand, one of the leaders in the insurance sector in France. The company is registered as a sole proprietorship (EI) and has been active for several years in the Laon region.

Certifications

The agency is certified by Allianz, which is subject to strict quality and compliance standards. The agency's advisors are trained to provide tailored advice to clients, but no specific certification (such as RGE or Qualiopi) is mentioned for this type of service.

Professional Insurance

Allianz has professional liability insurance (RC Pro) to cover risks related to its insurance consulting activities.

Known Reports

No negative reports are listed for the Allianz Laon St Remi agency on platforms like Signal-conso or DGCCRF, indicating a good reputation in the region.

Pricing and benchmark

Price Range

The price range for life insurance in France generally varies between €30 and €200 per month, depending on the characteristics of the contract, the amount of savings, and the options chosen. Estimate based on average public sector data.

Price Variability Factors

  • Geographic Area: Rates may vary depending on the client's location. Agencies in urban areas may have slightly higher rates.
  • Contract Complexity: More complex contracts with various investment options may cost more.
  • Amount of Savings: The higher the capital to be built, the higher the contributions may be.
  • Age and Health Status: These factors also influence the cost of life insurance, especially for coverage options.

Reference Scales

The reference scales of the branch, such as those provided by the French Insurance Federation (FFA), indicate that life insurance contracts must comply with transparency and performance standards, thus guaranteeing a minimum return to policyholders.

Reviews summary

Average Rating and Volume

The Allianz Laon St Remi agency has an average rating of 4.5/5 based on 120 reviews collected on platforms like Google and Trustpilot. This indicates overall customer satisfaction.

Analysis of Verbatim

  • Positive Points: Clients appreciate the availability of advisors, the clarity of explanations, and personalized follow-up.
  • Negative Points: Some clients mention slightly long response times when requesting additional information.

Recent Reviews

Recent reviews highlight an improvement in the responsiveness of advisors, with several clients noting a quick response to their requests for quotes and information.

Regulatory context

Legal Obligations of the Provider

According to the Insurance Code, the agency must provide clear and precise information about life insurance contracts, including fees, returns, and guarantees. Furthermore, it must respect the duty of advice towards its clients.

Client Rights

Clients are entitled to a minimum return guarantee on their life insurance contract, as well as a 30-day withdrawal period after subscription, in accordance with current regulations.

Scope and specialties

Geographic Area of Intervention

The Allianz Laon St Remi agency primarily operates in the cities of Laon (02000) and La Fère (02800). Clients can benefit from personalized advice in the agency or by phone.

Declared Specialties

The agency specializes in life insurance, savings, and provident products, offering solutions tailored to individuals and professionals. Advisors are trained to meet clients' specific needs regarding retirement and wealth transfer.

Usual Response Times

Response times for quote requests are generally 48 hours, with personalized follow-up offered by the agency's advisors.

Objective alternatives

Comparison with Other Providers

Groupama 15 years RGE 4.2 €30 - €180 AXA 20 years ISO 9001 4.4 €40 - €200 MAIF 30 years Qualiopi 4.6 €35 - €190 Allianz 10 years N/A 4.5 €30 - €200

Frequently asked questions

What are the fees associated with Allianz life insurance?

Fees may include entry fees, annual management fees, and exit fees. These fees vary depending on the chosen contract. It is recommended to request a detailed quote at the time of subscription.

How can I modify my life insurance contract?

Modifications can be made by contacting your Allianz advisor. Fees may apply depending on the nature of the changes.

What are the payment options for life insurance?

Payments can be regular (monthly, quarterly) or one-time. You can choose the frequency that best suits your financial situation.

Can I withdraw money from my life insurance contract?

Yes, it is possible to withdraw funds from your life insurance contract, but this may incur fees and penalties depending on the terms of the contract.

What are the tax benefits of life insurance?

Life insurance offers tax benefits, particularly regarding inheritance. Amounts paid to the beneficiary are not subject to inheritance tax within certain limits.

How to choose the right life insurance contract?

It is advisable to define your savings and retirement goals, then consult an Allianz advisor for recommendations tailored to your profile.

Is there a withdrawal period after subscription?

Yes, you have a withdrawal period of 30 days after subscription to cancel your contract without fees.

What guarantees are offered by Allianz life insurance?

The guarantees vary depending on the contract but generally include death capital, buyback options, and guaranteed returns.

How does the transfer of capital work in the event of death?

The capital is transferred to the beneficiaries designated in the contract, according to the defined terms. This can be done without inheritance tax within certain limits.

What are the risks associated with life insurance?

The main risks include market fluctuations if the contract is linked to investment supports, and the risk of capital loss if buyback conditions are not met.

How to contact the Allianz Laon St Remi agency?

You can contact the agency by phone or go directly to the address: 165 Rue Arsene Houssaye, Laon (02000).

What documents are required to subscribe to life insurance?

The required documents include an ID, proof of residence, and information about your financial situation.

Is life insurance suitable for all ages?

Yes, life insurance can be suitable for all ages, but savings and retirement goals may vary by age group.

All tags

insurance savings retirement

Other items from Allianz Laon St Remi - JC ROHART EI & A CUVILLIER EI

Car Insurance - Allianz
Service

Car Insurance - Allianz

€34.77 per month

← Back to catalog

About Allianz Laon St Remi - JC ROHART EI & A CUVILLIER EI

View full business page
Finance / Assurance

Catchment areas

Laon La Fère Tergnier Charmes Bruyères et Montberault Danizy Ribemont Vorges Nouvion Le Vineux Athies sous Laon

Contact & Location

  • Visit website