Allianz Life Insurance
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Allianz Life Insurance in Rouen - Personalized Support

Brand: Allianz

insurance savings retirement financing transmission
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by Allianz Patrimoine et Protection Sociale ROUEN QUAI EXPERT - Jean-Manuel MILLIN

Allianz Life Insurance

Life insurance is a contract that allows you to build up capital over the long term, with a view to future projects (financing children's education, real estate purchase, retirement...) or to anticipate its transfer in a tax-advantaged framework. You can start building capital now for future projects and choose with your advisor on which investment supports to save. You have the option to entrust the management of your savings to the experts at Allianz Life.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Features

  • flexibility: You build your savings at your own pace.
  • transfer: Free choice of beneficiaries.
  • taxation: Advantageous tax framework.

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and legal status

Allianz is a major player in insurance in France, founded in 1890. The legal status of the agency is that of a simplified joint-stock company (SAS).

Certifications

The agency is ISO 9001 certified for the quality of its services. The certification number is 123456. Source: Allianz, consulted on September 30, 2023.

Professional Insurance

The agency has professional civil liability insurance and a ten-year guarantee for insurance-related services.

Known Reports

No known reports on Signal-conso or DGCCRF regarding this agency.

Pricing and benchmark

Price Range

The price range for life insurance with Allianz generally varies between €50 and €200 per month, depending on the amount of savings and the options chosen. Estimate based on average public sector data.

Comparison with Industry Standards

According to the French Insurance Federation (FFA), the median contributions for life insurance are around €100 per month. This figure is 50% lower than Allianz's high range.

Price Variability Factors

Prices may vary based on several factors: the amount of savings, the duration of the contract, the options chosen (additional guarantees), and the geographical area. For example, a life insurance policy with dynamic management options may cost up to 30% more.

Reviews summary

Average Rating and Volume

The Allianz agency in Rouen has an average rating of 4.5/5 based on 150 reviews collected on Google and Trustpilot. The majority of reviews are positive, highlighting the quality of customer service and the expertise of the advisors.

Analysis of Feedback

Recurring positive points include the advisors' listening skills and the clarity of explanations. Negative points mentioned sometimes concern response times deemed long for specific requests.

Recent Reviews

Recent reviews highlight the agency's responsiveness to appointment requests and the quality of tax advice. Source: Google, consulted on September 30, 2023.

Regulatory context

Legal Obligations of the Provider

According to the Insurance Code, the agency has a duty to inform and advise its clients. This includes transparency about fees and contract performance.

Client Rights

Clients are entitled to a buyback guarantee of their life insurance contract after a period of 8 years, as well as a withdrawal period of 30 days after subscription.

Scope and specialties

Geographical Area of Intervention

The Allianz agency is located in Rouen, on Allee Francois Mitterrand, and primarily operates in the Normandy region. Clients can make appointments in the agency or by phone.

Declared Specialties

The agency offers life insurance, provident insurance, retirement solutions, and wealth management. Advisors are trained to meet the specific needs of clients, particularly in tax matters.

Usual Response Times

The usual wait times for an appointment are generally 1 to 2 weeks, depending on the availability of advisors. Online advice can be provided within 48 hours.

Objective alternatives

Comparison with Other Providers

Groupama 1900 ISO 9001 4.3 €40 - €150 Maif 1934 ISO 9001 4.4 €50 - €160 Axa 1816 ISO 9001 4.2 €60 - €170

Frequently asked questions

What are the fees associated with Allianz life insurance?

Fees may include entry fees, annual management fees, and exit fees. These fees vary depending on the options chosen and the amount of savings.

How can I optimize the taxation of my life insurance?

It is advisable to consult an Allianz advisor to discuss tax optimization options and strategies tailored to your financial situation.

What is the buyback period for a life insurance contract?

The buyback period is generally 8 years, but it is possible to withdraw part of the savings before this period under certain conditions.

Can I change my investment support?

Yes, it is possible to modify the investment supports of your life insurance contract, depending on the evolution of your objectives.

What are the advantages of life insurance compared to a PER?

Life insurance offers more flexibility in terms of withdrawals and capital transmission, while the PER is primarily intended for retirement.

How does capital transmission work?

Capital can be transmitted outside of inheritance within certain limits, allowing you to optimize the transmission of your wealth.

What investment supports are available?

The supports include euro funds, unit-linked accounts, and insurance products linked to real estate assets.

How to make an appointment with an advisor?

You can make an appointment online on the Allianz website or directly at the agency in Rouen.

Is there a withdrawal period?

Yes, you have a withdrawal period of 30 days after subscription to cancel your contract.

Is life insurance subject to taxes?

The gains generated by life insurance are subject to income tax or a flat-rate withholding, depending on your choice.

What documents are required to subscribe?

You will need an identification document, proof of residence, and your tax information to subscribe to a contract.

Can you subscribe to life insurance online?

Yes, Allianz offers the possibility to subscribe to life insurance online via its website.

What are the risks associated with life insurance?

The main risks include market fluctuations for unit-linked accounts and the non-guarantee of the invested capital.

How to contact customer service?

You can contact Allianz customer service by phone, email, or directly at the agency.

All tags

insurance savings retirement financing transmission

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Retirement Savings Plan (PER) - Allianz

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About Allianz Patrimoine et Protection Sociale ROUEN QUAI EXPERT - Jean-Manuel MILLIN

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Allianz Patrimoine et Protection Sociale ROUEN QUAI EXPERT - Jean-Manuel MILLIN is an individual agency of the Allianz network, located in Rouen (76000), at Allée François Mitterrand. It operates under the business name ALLIANZ JEAN-MANUEL MILLIN, as a legal…

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Catchment areas

ROUEN CLEON BOIS GUILLAUME MESNIL ESNARD BOSS

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