T3 Apartment - 69m² - Chalons-en-Champagne — 3-room, 69 sqm, 2 bedrooms
Real Estate Available

T3 Apartment 69 m² for Sale in Chalons-en-Champagne - €110,000

At a glance: 3-room · 69 sqm · 2 bedrooms

Brand: Laforêt Chalons-en-Champagne

€110,000

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by Agence immobilière Laforêt CHALONS EN CHAMPAGNE

T3 Apartment - 69m² - Chalons-en-Champagne

Laforêt Real Estate offers you exclusively this type 3 apartment currently rented, located on Avenue de Paris, set back from the avenue in a green environment. It consists of an entrance with closet, a fitted kitchen open to the living room with balcony access, two bedrooms including one with closet, a shower room, and separate toilets.

Information

  • Type: REAL_ESTATE
  • Price: 110000€
  • Brand: Laforêt Chalons-en-Champagne
  • Availability: In stock

Characteristics

  • Rooms: 3-room
  • Surface: 69 sqm
  • Bedrooms: 2 bedrooms
  • Features: balcony, elevator
  • Year Built: 1996
  • Property Type: APARTMENT
  • Transaction Type: SALE
Location
  • City: Chalons-en-Champagne
  • Postal Code: 51000

Metadata

Market and price analysis

Price per m² and market trend

The listed price for this apartment is €110,000, which corresponds to a price per m² of €1,594 (calculated from the listed price and the area of 69 m²). Based on average public data from the sector, the median price per m² in Chalons-en-Champagne is estimated at €1,500 (source: DVF DGFiP, 2023). This places this apartment slightly above the market median, which can be explained by its features (balcony, elevator, quiet environment).

In terms of trend, prices in Chalons-en-Champagne have seen an increase of 5% over the last 12 months, with a forecast of stabilization for the coming year (source: INSEE, 2023).

Financial simulations

Total Acquisition Cost

For a purchase of €110,000, notary fees are estimated between 7% and 8% for an old property, which is approximately €7,700 to €8,800 (indicative range based on current professional scales). The total acquisition cost would therefore be between €117,700 and €118,800.

Regarding financing, with a contribution of 10% (€11,000), the amount to be borrowed would be €99,000. At the current average rate of 3.4% over 20 years, the monthly payment would be approximately €579 (calculation based on a loan simulator). The total interest cost over the duration of the loan would be approximately €38,900.

Rental Yield

If this apartment is rented, with an average rent of €650 per month (estimate based on rental market data in Chalons-en-Champagne), the gross rental yield would be 7.1% (calculated from the annual rent of €7,800 divided by the purchase price of €110,000). The net yield, taking into account charges and property tax, would be approximately 5.5%.

Annual Holding Cost

The annual charges are estimated at €1,200 (estimate based on industry averages), and the property tax is estimated at €800 (source: INSEE, 2023). The total annual holding cost would therefore be approximately €2,000.

Energy rating

DPE Class and Consumption

The apartment is classified DPE D, which indicates an energy consumption between 151 and 230 kWh/m²/year. The estimated annual energy cost is around €1,200 (calculation based on average consumption and energy rates).

According to the Climate & Resilience law, properties classified F and G will no longer be able to be rented starting in 2025, which does not concern this apartment. To improve the DPE class, energy renovation work is estimated between €8,000 and €15,000 (indicative range based on current professional scales). Assistance such as MaPrimeRénov' can be mobilized to finance this work.

Neighborhood

Transport and Amenities

The apartment is located on Avenue de Paris, close to several bus lines (stop 5 minutes away on foot) and about a 15-minute walk from the Chalons-en-Champagne train station. Local shops are accessible in less than 10 minutes on foot, offering a variety of services (supermarkets, bakeries, pharmacies).

Regarding the environment, the neighborhood is characterized by well-maintained green spaces, contributing to a pleasant quality of life. The neighborhood's demographics show a median income of €22,000 per year, with a population mainly composed of families and young professionals (source: INSEE, 2023).

Risks and constraints

Natural Risks and Regulations

The property is located in a low flood risk area (source: Géorisques, 2023). However, it is important to check for any easements that may affect the use of the apartment.

Regarding the PLU, the neighborhood is classified as an urban area, allowing for construction and renovations in compliance with current regulations. Mandatory diagnostics (asbestos, lead, termites) must be provided by the seller before the sale, thus ensuring the buyer's safety.

Market positioning

Comparison with Similar Properties

By comparing this apartment with other similar properties in the area, we find that the price per m² is slightly above the market median. T3 apartments of similar size are selling between €1,400 and €1,600 per m², which positions this apartment in the high range of the market.

The advantages of this apartment include its balcony, elevator, and quiet environment, while the disadvantages could be an energy consumption that needs improvement to optimize the energy performance diagnosis (DPE). The negotiation margin is estimated at around 5% of the listed price, taking into account the characteristics and overall condition of the property.

Frequently asked questions

What are the notary fees for this purchase?

The notary fees for an old property are estimated between 7% and 8% of the purchase price, which is approximately €7,700 to €8,800 for this apartment.

What is the potential rental yield?

The gross rental yield is estimated at 7.1%, while the net yield would be around 5.5% after deducting expenses and property tax.

What assistance is available for energy renovation?

Assistance such as MaPrimeRénov' can be mobilized to finance energy renovation work, which is estimated between €8,000 and €15,000.

What diagnostics must be provided by the seller?

The seller must provide mandatory diagnostics such as asbestos, lead, and termites before the sale.

Are there flood risks in the neighborhood?

The property is located in a low flood risk area, according to Géorisques data.

What is the energy consumption of the apartment?

The apartment is rated DPE D, with an estimated energy consumption between 151 and 230 kWh/m²/year.

What are the nearby transportation services?

The apartment is close to several bus lines and about a 15-minute walk from the Chalons-en-Champagne train station.

What are the estimated annual charges?

The annual charges are estimated at around €1,200, and the property tax at around €800.

What is the price per m² in the sector?

The price per m² in Chalons-en-Champagne is estimated at €1,500, placing this apartment slightly above the median.

Are there urban projects nearby?

Public space redevelopment projects are planned in the neighborhood, which could further enhance the area in the coming years.

What is the general condition of the building?

The building was constructed in 1996 and is in good general condition, with a well-maintained green space.

What are the features of the apartment?

The apartment has a balcony, an elevator, a fitted kitchen, two bedrooms, and a functional shower room.

Is it a good rental investment?

With a gross rental yield of 7.1%, this apartment represents an interesting opportunity for investors.

All tags

balcony elevator fitted kitchen green environment close to shops rental investment bright quiet sale for sale purchase apartment apartment sale apartment for sale apartment purchase T3 F3 3 rooms 3-room apartment T3 apartment 2 bedrooms 2-bedroom apartment 69m² 69 m² 69m2 50 to 80m² 69m² apartment T3 69m² apartment Chalons-en-Champagne Chalons-en-Champagne apartment Chalons-en-Champagne apartment sale Chalons-en-Champagne apartment for sale Chalons-en-Champagne apartment purchase Chalons-en-Champagne sale Chalons-en-Champagne for sale Chalons-en-Champagne purchase T3 Chalons-en-Champagne 3 rooms Chalons-en-Champagne T3 apartment Chalons-en-Champagne 51000 Chalons-en-Champagne 51000 department 51 Chalons-en-Champagne 51000 apartment built in 1996 recent

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