House T11 294 m² for sale in Chalons-en-Champagne - €390,000

The listed price for this house is €390,000, which corresponds to a price per m² of €1,327.12 (calculated from the listed price and the declared area of 294 m²).

Comparison with the local market

Based on data from the DVF (Demand for Property Values), the median price of houses in the Chalons-en-Champagne region is around €1,200 per m². Thus, this house is positioned above the market median by 10.6%.

Price trend

House prices in the region have seen an increase of about 5% over the last 12 months, according to data from INSEE. This indicates a growing demand for real estate in this area, particularly for spacious family homes.

The total acquisition cost for this house includes the purchase price of €390,000 and notary fees estimated between 7% and 8% for an older property.

Estimation of Notary Fees

• Notary Fees (7%): €27,300
• Total Acquisition: €417,300

Loan Simulation

Considering a loan at an average rate of 3.4% over 20 years with a down payment of 10% (€39,000), the monthly payments would be approximately €1,800 (calculation based on current professional scales).

Rental Yield

If the house is rented, with an estimated rent of €1,800 per month, the gross rental yield would be 5.5% (calculated based on the purchase price).

Annual Holding Cost

Annual charges (property tax, maintenance) are estimated at around €2,000 per year, which includes the average property tax for this type of property in the region.

The house is classified DPE D, which indicates moderate energy consumption.

Estimated Annual Energy Cost

The estimated annual energy cost is around €1,200 (calculation based on industry averages for a house of this size).

Rental Bans

According to the Climate & Resilience law, properties classified F or G can no longer be rented starting in 2025. This house, classified D, is not subject to these restrictions.

Available Assistance

Assistance such as MaPrimeRénov' can be mobilized to improve energy efficiency, with amounts ranging from €1,500 to €5,000 depending on the work carried out.

The house is located in the heart of Chalons-en-Champagne, providing easy access to public transport, including the SNCF train station 1 km away, with regular trains to Reims and Épernay.

Nearby Amenities

• Amenities: Supermarkets, bakeries, and schools are accessible within 500 meters.
• Schools: Several quality educational institutions are located nearby, promoting a living environment suitable for families.

Demographics and Quality of Life

The population of Chalons-en-Champagne is approximately 45,000 inhabitants, with a median income of €22,000 per year. The city is known for its tranquility and green spaces, offering a pleasant living environment.

The house is located in a low flood risk area, according to Géorisques data.

Local Urban Planning and Zoning

The Local Urban Planning (PLU) of Chalons-en-Champagne allows the construction of individual houses in this area, without any particular constraints.

Mandatory Diagnostics

Energy performance diagnostics (DPE), lead, and asbestos must be provided by the seller, ensuring the property's compliance with current standards.

This T11 house of 294 m² is positioned above the market median, which is around €1,200 per m².

Overvaluation Factors

• Area: The area of 294 m² is above the average for houses in the region, which is about 150 m².
• Bedrooms: With 7 bedrooms, this house meets a growing need for spacious family housing.

Negotiation Margin

A negotiation margin of about 5% is estimated, considering the current demand in the market.