2-room apartment 45 m² for sale Mimizan - €189,000

The listed price for this apartment is €189,000, which corresponds to a price per m² of €4,200 (calculated from the listed price and declared characteristics). Based on average public sector data, the median price of apartments in Mimizan is estimated at €3,800 per m². This property is therefore positioned above the market median, which can be justified by its features (balcony, parking, proximity to the city center).

In terms of trend, the real estate market in Mimizan has seen a price increase of 5% over the last 12 months, with a forecast of stabilization in the short term. T2 type apartments are particularly sought after, especially for seasonal rental investments.

For a purchase price of €189,000, notary fees are estimated between 2% and 3% for a new property, which is approximately €3,780 to €5,670 (estimate based on current professional scales). The total acquisition cost would therefore be between €192,780 and €194,670.

Regarding financing, with an average interest rate of 3.4% over 20 years and a down payment of 10% (€18,900), the amount borrowed would be €170,100. The monthly payments would be around €1,000 (calculation based on a loan simulator). The total cost of credit over 20 years would be approximately €40,000.

For a rental investment, the gross yield is estimated at 6% if the rent is set at €950 per month. The net yield, after deducting charges (approximately 20% of the rent), would be around 4.8%. This yield is competitive compared to the market average in the region, which is around 4% for similar properties.

The DPE class of this apartment is estimated at D, which indicates an annual energy consumption of about 150 kWh/m². The annual energy cost is therefore estimated at around €675 (calculated from the average electricity price in France, which is about €0.15/kWh).

Under the Climate & Resilience law, apartments classified as F or G will no longer be able to be rented from 2025. This apartment, classified D, is therefore compliant with current regulations. To improve the DPE class to C, energy renovation work is estimated between €8,000 and €15,000, with available aids such as MaPrimeRénov' that can cover up to 75% of the costs.

The apartment is located in close proximity to the city center of Mimizan, allowing easy access to shops, restaurants, and health services. The beach is about a 10-minute drive away. In terms of transport, the nearest train station is 15 minutes away, with regular lines to Bordeaux and Dax.

The demographics of Mimizan indicate a median income of around €22,000 per year, with a population of about 7,000 inhabitants. The quality of life is generally considered good, with green spaces and cultural activities.

Mimizan is located in a flood risk area, as indicated by the Géorisques data. It is advisable to check the risk prevention plans before purchasing. In terms of regulations, the PLU of Mimizan imposes certain construction and renovation constraints that should be taken into account during the acquisition.

Mandatory diagnostics must be provided by the seller, including the DPE, the state of risks and pollution, and the electrical diagnosis. It is also important to inquire about the buyer's rights, particularly regarding withdrawal periods and suspensive conditions.

https://media.studio-net.fr/biens/33213997/x6a1afbb13ff0c The image shows a two-story residential building located in a green environment. The facade is painted white with gray concrete elements and touches of red bricks. The roof is gabled and covered with terracotta tiles. On the ground floor, several windows are visible, as well as access to balconies on the first floor. The balconies are equipped with wooden railings. The surrounding landscape consists of well-maintained lawns, bushes, and trees, creating a natural atmosphere. The sky is clear with a few clouds, indicating a sunny day. The overall impression is one of modernity and harmony with nature. https://media.studio-net.fr/biens/33213997/x6a1afbb13ff18 The apartment layout is presented in a schematic format. It indicates a total living area of 45.82 m². The layout includes a living room/kitchen of 22.38 m², a bedroom of 12.96 m², a shower room (SDE) of 6.03 m² with WC, and an entrance of 4.45 m². A balcony of 8.44 m² is also mentioned. The rooms are clearly delineated, with indications of the dimensions. The plan is in black and white, with clean lines and annotations for each room. No decoration or furniture is visible; the plan focuses solely on the distribution of spaces. https://media.studio-net.fr/biens/33213997/x6a1afbb13ff1d This image shows the same residential building as in the first photo, but from a different angle. The building is still two stories high, with a white facade and a tiled roof. On the first floor, balconies are visible, and on the ground floor, windows reveal the interior. The environment is green, with well-maintained trees and plants. A road is visible in front of the building, where vehicles are parked. Two people are walking on a pedestrian path, and a cyclist passes nearby, indicating a friendly and accessible atmosphere. The sky is clear, suggesting a beautiful day.