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Allianz Health Insurance Cournon D'Auvergne - Customized Quote

Brand: Allianz

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by Allianz Allianz Cournon - JULIEN RANC EI

Health Insurance

Allianz's health insurance allows you to benefit from health coverage tailored to your needs. It offers you guarantees for your health expenses, with customizable options according to your situation.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and legal status

Allianz is an insurance company founded in 1890, operating in France as a public limited company. It is regulated by the Prudential Control and Resolution Authority (ACPR).

Certifications

Allianz holds several certifications, including ISO 9001 for quality management and ISO 27001 for information security. These certifications ensure a high level of service and data protection.

Professional insurances

Allianz offers professional liability insurance and a ten-year guarantee for its health insurance-related activities.

Known reports

According to SignalConso data, Allianz has no significant reports regarding misleading business practices or unresolved disputes.

Pricing and benchmark

Price range

The price range for individual health insurance in France generally falls between €30 and €150 per month, depending on the level of coverage and options chosen. Estimate based on average public sector data.

Price variability factors

  • Geographic area: Rates may vary by region. Major cities like Clermont-Ferrand may have higher rates.
  • Complexity of guarantees: The more personalized the contract, the higher the cost may be.
  • Urgency: Requests for immediate coverage may incur additional fees.
  • Age and health status: Premiums may be adjusted based on the subscriber's age and medical history.

Pricing positioning

Allianz positions itself in the mid to high range of the market, with personalized offers that may justify a higher cost compared to low-cost insurers.

Reviews summary

Average rating and volume

Allianz has an average rating of 4.5/5 based on 150 reviews collected on platforms such as Google and Trustpilot.

Analysis of verbatims

  • Positive points: Responsive customer service, personalized advice, clarity of offers.
  • Negative points: Prices considered high by some customers, complexity of options to choose.

Recent reviews

Recent reviews highlight an improvement in the handling of reimbursement requests and the transparency of the information provided.

Regulatory context

Legal obligations of the provider

According to the Insurance Code, Allianz is required to provide clear and precise information on the guarantees offered and the exclusions of the contract. Additionally, it must respect the duty of advice to its clients.

Customer rights

Customers are entitled to a legal guarantee of conformity and can exercise a right of withdrawal of 14 days after subscribing to an insurance contract, in accordance with Article L221-18 of the Consumer Code.

Applicable standards and regulations

Health insurances must comply with ACPR standards and European directives on consumer protection. These standards ensure transparency and security of insurance products.

Scope and specialties

Geographic area of intervention

Allianz Cournon primarily operates in the cities of Cournon D'Auvergne (63800) and Clermont Ferrand (63100).

Declared specialties

Allianz's specialties include health insurance, home insurance, auto insurance, and foresight. Offers are customizable according to the client's profile.

Typical response times

The time to obtain a quote is generally 24 to 48 hours, while processing reimbursement requests can take between 5 and 10 business days.

Objective alternatives

Comparison with other providers

Allianz 133 years ISO 9001, ISO 27001 4.5/5 €30 - €150 Groupama 120 years ISO 9001 4.3/5 €25 - €140 Maaf 60 years ISO 9001 4.2/5 €20 - €130 Mutuelle Générale 80 years ISO 9001 4.4/5 €35 - €160 Macif 60 years ISO 9001 4.1/5 €30 - €150

Market positioning

Allianz positions itself in the mid to high range of the market, with personalized offers that may justify a higher cost compared to low-cost insurers.

Frequently asked questions

What are the reimbursement times?

Reimbursement times for health expenses are generally 5 to 10 business days after receipt of the necessary documents.

How can I customize my health insurance contract?

You can customize your contract by choosing from different coverage options and levels according to your specific needs.

What documents are required to subscribe?

To subscribe, you will need an ID, a bank account details (RIB), and medical documents if necessary.

Can I cancel my contract at any time?

You can cancel your health insurance contract at the expiration date, with a 2-month notice. Outside of this period, specific conditions apply.

What are the exclusions of coverage?

Exclusions of coverage may include cosmetic treatments, treatments not reimbursed by social security, and certain pre-existing conditions.

How can I contact customer service?

You can contact Allianz customer service by phone, email, or by visiting an agency directly.

Are children covered?

Yes, children can be covered under their parents' health insurance contract, with specific options for pediatric care.

Are there discounts for families?

Discounts may be applied for families who subscribe to multiple health insurance contracts with Allianz.

How do I make a claim?

To make a claim, you need to fill out a claim form and provide the necessary supporting documents, then send it by email or by mail.

What payment options are available?

Payment options include direct debit, credit card payment, and annual payment.

Does health insurance cover alternative medicine?

Some contract options may include reimbursements for alternative medicine, such as osteopathy or acupuncture, depending on the chosen coverage.

What is the procedure to change contracts?

To change contracts, you need to contact your Allianz advisor to discuss new options and necessary adjustments.

How do I access my online client area?

You can access your online client area via the Allianz website using your personal credentials.

What are the conditions to benefit from health insurance?

Conditions include residency in France, providing identity documents, and declaring your health status.

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About Allianz Allianz Cournon - JULIEN RANC EI

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Finance / Assurance

Catchment areas

Cournon-d'Auvergne Pérignat-lès-Sarliève Le Cendre Orcet Clermont-Ferrand Pont du Chateau Aubiere

Contact & Location

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