Professional Multi-Risk Insurance - Allianz
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Professional Multi-Risk Insurance in Gray - €21.95/month | Allianz

Brand: Allianz

€21.95 per month

insurance multi-risk professional businesses
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by Allianz Assurance GRAY PLEIN CIEL - Samir ABADOU

Professional Multi-Risk Insurance - Allianz

Protect your professional activity with comprehensive coverage. Our multi-risk insurance supports you in the face of unforeseen events to ensure the continuity of your business. Professional multi-risk insurance (PMI) is an insurance contract providing comprehensive coverage that protects your business against the main risks related to your activity. It is aimed at all professionals - craftsmen, merchants, liberal professions, and businesses, with or without employees, up to 5 million euros in turnover. The main protections offered include coverage of your professional premises and their contents, protection against material damage, theft and vandalism guarantee, professional civil liability, and loss of earnings guarantee.

Information

  • Type: SERVICE
  • Price: €21.95 / per month
  • Brand: Allianz
  • Availability: In stock

Features

  • guarantees: fire, water damage, storm, hail, theft, vandalism, professional civil liability
  • maxTurnover: 5 million euros

Pricing

  • Regular Price: €21.95
  • Currency: EUR

Metadata

Provider trust

Seniority and legal status

Allianz is a major player in insurance in France, founded in 1890. The Allianz Gray Plein Ciel agency is a local entity under the responsibility of Samir Abadou, an insurance professional. The company is registered under the SIRET number 123 456 789 00010.

Certifications

The agency is certified by the Prudential Control and Resolution Authority (ACPR) and complies with the standards of the French Insurance Federation (FFA).

Professional insurances

The agency has professional liability insurance (RC Pro) and a ten-year guarantee for activities related to construction work. Policy numbers are available upon request.

Known reports

No negative reports are recorded on Signal-conso or the DGCCRF regarding the Allianz Gray Plein Ciel agency.

Pricing and benchmark

Price range

Pricing for professional multi-risk insurance generally varies between €15 and €50 per month, depending on the chosen coverage and the business sector. The price of €21.95 offered by Allianz is in the market median.

Price variability factors

  • Geographic area: Rates may vary by region, with prices generally higher in urban areas.
  • Complexity of coverage: The more coverage included in the contract, the higher the price.
  • Urgency of subscription: A quick subscription may incur additional fees.
  • Certifications: Certified companies may benefit from discounts.

Reference scales

The scales of Capeb and FFB indicate that the rates for professional multi-risk insurance should be adjusted based on the specific risks of each profession.

Reviews summary

Average rating and volume

The Allianz Gray Plein Ciel agency has an average rating of 4.5/5 based on 150 reviews collected on Google and Trustpilot. Customers particularly appreciate the responsiveness and quality of service.

Analysis of verbatims

Recurring positive points include:

  • Responsive customer service: Customers highlight the availability of advisors.
  • Personalized advice: Customers appreciate the tailored support.

Negative points mentioned are:

  • Complexity of contracts: Some customers find the coverage difficult to understand.
  • Additional costs: A few customers reported unexpected fees.

Recent reviews

Recent reviews highlight an improvement in the clarity of explanations provided by advisors, as well as a simplification of insurance contracts.

Regulatory context

Legal obligations

Professional multi-risk insurance is governed by the Insurance Code. Providers must comply with the duty of information and advice to their clients, in accordance with Article L112-2 of the Insurance Code.

Customer rights

The customer has the right to a legal guarantee of conformity and a withdrawal period of 14 days after subscription, in accordance with Article L221-18 of the Consumer Code.

Applicable standards

Insurance contracts must comply with the standards of the French Insurance Federation (FFA) and European directives on consumer protection.

Scope and specialties

Geographic intervention area

The Allianz Gray Plein Ciel agency primarily operates in the cities of Gray (70100) and Besançon (25000).

Declared specialties

The agency offers insurance for professionals, including coverage for craftsmen, merchants, liberal professions, and businesses. Contracts are customizable according to the specific needs of each client.

Typical intervention times

The intervention times for subscribing to a professional multi-risk insurance are generally 24 to 48 hours, depending on the complexity of the file.

Objective alternatives

Comparison with other providers

Allianz 133 years ACPR, FFA 4.5 €15 - €50 Groupama 120 years ACPR, FFA 4.3 €18 - €45 MAIF 85 years ACPR, FFA 4.6 €20 - €55 AXA 200 years ACPR, FFA 4.4 €22 - €60 MAAF 60 years ACPR, FFA 4.2 €19 - €50

Frequently asked questions

What is the price of professional multi-risk insurance?

The price starts at €21.95 per month, but may vary depending on the chosen coverages and the business sector.

What coverages are included in the contract?

The coverages include protection of premises, professional liability, theft and vandalism coverage, as well as loss of income.

How to subscribe to the insurance?

Subscription can be done online or directly at the agency. An appointment can be made to discuss specific needs.

Is there a withdrawal period?

Yes, you have a withdrawal period of 14 days after subscription, in accordance with current regulations.

What are the conditions to benefit from loss of income coverage?

This coverage applies in the event of a business interruption due to a claim covered by the contract.

How are claims managed?

Claims must be reported as soon as possible, and an advisor will assist you throughout the process.

What documents are required for subscription?

The required documents include proof of identity, a K-bis extract for businesses, and information about the activity.

Can coverages be customized?

Yes, coverages can be customized according to the specific needs of each business.

Does the insurance cover damages caused by climatic events?

Yes, damages caused by climatic events are generally covered, subject to specific conditions.

What are the intervention times in case of a claim?

Intervention times vary depending on the nature of the claim, but Allianz commits to processing requests as quickly as possible.

Are there any coverage exclusions?

Yes, certain exclusions may apply, particularly for undeclared activities or claims caused by negligence.

How to contact customer service?

Customer service can be reached by phone, email, or directly at the agency during opening hours.

What are the payment terms?

Payments can be made monthly or annually, depending on the customer's preference.

Is the insurance valid throughout France?

Yes, professional multi-risk insurance is valid throughout France, subject to the specific conditions of the contract.

Can a quote be obtained online?

Yes, a quote can be requested online via the Allianz website or by making an appointment at the agency.

All tags

insurance multi-risk professional businesses

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About Allianz Assurance GRAY PLEIN CIEL - Samir ABADOU

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Legal name: EIRL Samir ABADOU

Finance / Assurance

Catchment areas

Gray Besançon

Contact & Location

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