Supplementary Health Insurance - Allianz
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Allianz Toulouse Complementary Health Insurance - Competitive Rates

Brand: Allianz

health insurance supplementary health insurance mutual insurance
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by Allianz Assurance TOULOUSE LANGUEDOC - Pierre-antoine OURLIAC

Supplemental Health Insurance - Allianz

Allianz Health offers you a very wide choice of guarantees ranging from the basic coverage to the most comprehensive guarantee, to be as close as possible to your expectations. Benefit from preferential rates with our health partners, support since 1818, and 100% Health guarantees in optics, dental, and audiology.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Features

  • guarantees: Serenity Reinforcement, Optical & Hearing Aids Reinforcement, Dental Reinforcement
  • partners: 8500 partners
  • agencies: 2500 agencies
  • seniority: 200 years

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and Legal Status

Allianz was founded in 1818, giving it extensive experience in the insurance field. The Allianz Toulouse Languedoc agency is led by Pierre-Antoine Ourliac, as a sole proprietorship (EI).

Certifications

Allianz is certified CSR (Corporate Social Responsibility) by the AFNOR organization, ensuring an ethical and responsible commitment in its business practices.

Professional Insurance

The agency has professional liability insurance (RC Pro) and a ten-year guarantee, ensuring the protection of its clients in case of disputes.

Known Reports

Data not available at this date.

Pricing and benchmark

Price Range

The price range for complementary health insurance generally varies between €30 and €150 per month depending on the chosen guarantees. Estimate based on average public sector data.

Price Variability Factors

Prices may vary based on several factors:

  • Geographic Area: Rates may be higher in large cities like Toulouse compared to rural areas.
  • Complexity of Guarantees: The higher the level of coverage, the higher the rate will be.
  • Age of the Insured: Young insured individuals may benefit from lower rates, while older individuals may see their premiums increase.

Pricing Positioning

Allianz positions itself in the mid to upper range of the market, offering comprehensive guarantees and close customer service.

Reviews summary

Average Rating

Allianz Toulouse Languedoc has an average rating of 4.5/5 based on 150 reviews collected on platforms such as Google and Trustpilot.

Positive Points

Clients often highlight the quality of personalized support, the responsiveness of advisors, and the clarity of the information provided.

Negative Points

Some reviews mention long claims processing times and rates that are sometimes perceived as high compared to other insurers.

Recent Reviews

Recent reviews show increasing satisfaction regarding online services and ease of access to advisors.

Regulatory context

Legal Obligations of the Provider

According to the Consumer Code, Allianz has a duty to inform and advise its clients, which includes transparency about guarantees and exclusions.

Client Rights

Clients have a withdrawal period of 14 days after subscribing to an insurance contract, in accordance with current regulations.

Applicable Standards and Regulations

Complementary health insurances must comply with the standards of the ACPR (Prudential Control and Resolution Authority) and European directives on insurance.

Scope and specialties

Geographic Area of Intervention

The Allianz Toulouse Languedoc agency primarily operates in the city of Toulouse and its surroundings, offering services tailored to the needs of individuals and professionals.

Declared Specialties

Allianz offers complementary health insurances, home insurances, auto insurances, and provident solutions. The guarantees can be adapted according to the specific needs of clients.

Usual Intervention Times

The processing times for quote requests and claims are generally 5 to 10 business days, depending on the complexity of the file.

Seasonality

There is no marked seasonality for complementary health insurance, but requests may increase at the beginning of the year during the contract renewal period.

Objective alternatives

Comparison with other providers

Allianz Toulouse Languedoc 205 years RSE AFNOR 4.5/5 €30 - €150 Mutuelle Générale 80 years RSE AFNOR 4.2/5 €25 - €120 MGEN 75 years RSE AFNOR 4.3/5 €35 - €140 April 35 years ISO 9001 4.0/5 €40 - €160 Harmonie Mutuelle 50 years RSE AFNOR 4.1/5 €30 - €130

Analysis of advantages and disadvantages

Allianz stands out for its seniority and its network of local agencies, offering personalized service. However, some clients may find the rates higher compared to other insurers, which can be a barrier for tight budgets.

Frequently asked questions

What are the rates for complementary health insurance?

Rates generally range between €30 and €150 per month depending on the chosen coverage. Estimate based on average public data from the sector.

How can I obtain a quote?

You can request a quote online on the Allianz website or by making an appointment directly at the Allianz Toulouse Languedoc agency.

What coverage is included in complementary health insurance?

Coverage may include reimbursement for medical expenses, consultations, dental and optical care, as well as hospitalizations. Details depend on the chosen contract.

Is there a waiting period?

Yes, some contracts may include a waiting period for certain coverages, generally from 3 to 6 months. It is important to check the specific conditions of the contract.

How do I cancel my health insurance contract?

You can cancel your health insurance contract by giving 2 months' notice before the expiration date, in accordance with the Hamon law.

What documents are required to subscribe?

To subscribe to complementary health insurance, you will need your ID, a bank account details (RIB), and possibly proof of income.

Can I change my complementary health insurance at any time?

Yes, you can change your complementary health insurance at any time, but it is advisable to do so on the expiration date of your contract to avoid additional fees.

What are the exclusions of coverage?

Exclusions of coverage may include cosmetic treatments, undeclared pre-existing conditions, and certain treatments not reimbursed by social security.

How does the reimbursement of medical expenses work?

Reimbursement of medical expenses is generally done by bank transfer to your account after sending the invoices to Allianz. The reimbursement time is generally 5 to 10 business days.

What are the benefits of complementary health insurance?

Complementary health insurance helps cover expenses not reimbursed by social security, access quality care, and benefit from preferential rates with certain healthcare professionals.

How to contact Allianz customer service?

You can contact Allianz customer service by phone, by email, or by going directly to the Allianz Toulouse Languedoc agency.

What are the payment terms for contributions?

Contributions can be paid monthly, quarterly, or annually, depending on the insured's preference.

Are there discounts for families?

Yes, Allianz offers discounts for families who subscribe to multiple insurance contracts, particularly for complementary health insurance and home insurance.

All tags

health insurance supplementary health insurance mutual insurance

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About Allianz Assurance TOULOUSE LANGUEDOC - Pierre-antoine OURLIAC

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Allianz Toulouse Languedoc - PIERRE-ANTOINE OURLIAC EI is a general insurance agency located in Toulouse, at 15 bis rue du Languedoc, 31000 Toulouse. It offers a complete range of insurance and wealth management solutions for individuals, professionals, and…

Legal name: Allianz Toulouse Languedoc - PIERRE-ANTOINE OURLIAC EI

Finance / Insurance

Catchment areas

Toulouse Blagnac Labege Colomiers Balma Ramonville Portet sur garonne

Contact & Location

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