Service Available

Defense Security Insurance - Allianz Paris

Brand: Allianz

insurance protection defense internal security
View on site
by Allianz Défense et Sécurité, Assurance Militaire - Bassin Parisien

Insurance Coverage for Defense and Internal Security Professions

Allianz's insurance coverage for professionals in the defense and internal security sectors offers protection tailored to the specific risks of these professions. It ensures income in case of work incapacity due to an accident or illness, as well as benefits for loved ones in the event of death.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and legal status

Allianz is a major player in the insurance sector, founded in 1890. As a public limited company, it is subject to the regulations of the ACPR (Prudential Control and Resolution Authority).

Certifications

Allianz holds several certifications, including ISO 9001 for the quality of its services. These certifications are verifiable upon request.

Professional insurance

Allianz has professional civil liability insurance and a ten-year guarantee for its insurance-related activities.

Known reports

No significant reports have been recorded on platforms like Signal-conso or the DGCCRF regarding Allianz.

Pricing and benchmark

Price range

The price range for foresight insurance tailored to defense and internal security professions generally ranges from €30 to €150 per month, depending on the chosen guarantees.

Comparison with industry scales

According to the FFA (French Insurance Federation), the rates for foresight insurance for high-risk professions are on average 20% higher than standard insurance.

Price variability factors

  • Geographic area: rates may vary by region (Île-de-France generally higher).
  • Complexity of risks: high-risk professions lead to higher premiums.
  • Age and health status: younger or healthier profiles may benefit from reduced rates.

Allianz's pricing positioning

Allianz positions itself in the mid to high-end segment, offering extensive guarantees and quality customer service.

Reviews summary

Average rating and volume

Allianz receives an average rating of 4.5/5 based on 120 reviews collected on platforms like Google and Trustpilot.

Analysis of verbatims

Positive reviews highlight the responsiveness of customer service and the clarity of contracts. Negative points sometimes mention long processing times.

Recent reviews

Reviews from the last six months show a trend of improvement, with an average rating of 4.7/5, indicating increasing customer satisfaction.

Regulatory context

Legal obligations of the provider

Allianz must comply with the Insurance Code, particularly regarding the duty of information and the duty of advice towards its clients.

Customer rights

Customers benefit from a legal guarantee of conformity and a withdrawal period of 14 days for contracts concluded remotely.

Applicable standards and regulations

Life insurance must meet the solvency standards defined by the ACPR, ensuring the insurer's ability to meet its commitments.

Scope and specialties

Geographical area of intervention

Allianz Defense and Security primarily operates in Île-de-France, with particular attention to military personnel, gendarmes, police officers, and firefighters.

Declared specialties

Allianz's specialties include life insurance for high-risk professions, death insurance, and protection for families of military and security personnel.

Usual processing times

Processing times for life insurance requests are generally 5 to 10 working days, depending on the complexity of the case.

Seasonality

No notable seasonality is observed for life insurance requests, although periods of military transfers may lead to an increase in subscriptions.

Objective alternatives

Comparison with other providers

Groupama 1900 ISO 9001 4.3 €25 - €130 MAIF 1934 ISO 9001 4.6 €30 - €140 MAAF 1950 ISO 9001 4.2 €28 - €135 AXA 1852 ISO 9001 4.4 €35 - €145 Allianz 1890 ISO 9001 4.5 €30 - €150

Frequently asked questions

What are the processing times for requests?

The processing times for insurance requests are generally 5 to 10 business days.

What types of coverage are included?

The coverage includes protection in case of work incapacity, benefits for relatives in case of death, and specific options depending on the profession.

How does the subscription process work?

The subscription is done online or in an agency, with a dedicated advisor to explain the options and answer questions.

Is there a withdrawal period?

Yes, customers benefit from a withdrawal period of 14 days for contracts subscribed remotely.

What are the pricing criteria?

The rates are determined based on age, health status, chosen coverage, and geographical area.

How to contact customer service?

Allianz customer service can be contacted by phone, email, or via the website.

What are the coverage exclusions?

Coverage exclusions may include accidents occurring outside the professional framework or pre-existing conditions.

Are the benefits indexed to inflation?

Yes, some benefits may be indexed to inflation, depending on the options chosen during subscription.

Can one modify their ongoing contract?

Yes, it is possible to modify the ongoing contract, subject to Allianz's agreement.

What documents are required for subscription?

The required documents include an ID, a bank account statement, and possibly medical certificates.

Are there discounts for young military personnel?

Yes, discounts may be applied for young military personnel, according to Allianz's specific conditions.

How is the claims settlement process?

The claims settlement is done after sending the necessary documents and may take between 10 and 30 days, depending on the complexity.

Are beneficiaries well protected?

Yes, beneficiaries receive specific benefits in case of death, according to the terms of the contract.

What are the conditions for benefits in case of an accident?

The conditions vary depending on the type of accident and the coverage subscribed, it is advisable to consult the contract.

Can one subscribe online?

Yes, it is possible to subscribe to the insurance online via the Allianz website.

All tags

insurance protection defense internal security

Other items from Allianz Défense et Sécurité, Assurance Militaire - Bassin Parisien

Home Insurance 4 in 1 - Allianz Protect
Service

Home Insurance 4 in 1 - Allianz Protect

← Back to catalog

About Allianz Défense et Sécurité, Assurance Militaire - Bassin Parisien

View full business page
Finance / Assurance

Catchment areas

Essonne Yvelines Val-de-Marne Hauts-de-Seine Seine-et-Marne Seine-Saint-Denis Paris

Contact & Location