Allianz Défense et Sécurité, Assurance Militaire - Bassin Parisien

Allianz Défense et Sécurité, Assurance Militaire - Bassin Parisien

General Presentation

Allianz Défense et Sécurité, Assurance Militaire – Bassin Parisien is a specialized agency of Allianz France dedicated to professionals in defense and security, as well as their families. It offers insurance, prevention, health, savings, borrower, home, and auto solutions tailored to the specific constraints of these professions. The agency relies on a dedicated structure within Allianz France and collaborates with the Tégo association to offer affinity products. (source: main page) (allianz.fr)

History and Origins

• The agency relies on a long-standing collaboration between Allianz France and the Tégo association, stemming from the dissolution of the GMPA (Military Group for Army Prevention) on January 1, 2020. Allianz was the main partner of GMPA for over 55 years. (source: main page) (allianz.fr)
• For over 70 years, Allianz and Tégo have been offering insurance solutions tailored to the defense and security community. (source: main page) (allianz.fr)
• The Ministry of Armed Forces chose Allianz Défense et Sécurité for the implementation of the PSC Prevention contract. (source: main page) (allianz.fr)

Products and Services

Death and Disability Prevention Operation

• Death, disability, temporary or permanent incapacity, loss of income, post-traumatic syndrome insurance. Applicable in France and abroad. (source: prevention page) (allianz.fr)
• As of July 1, 2025, the Hospitalization Indemnity Guarantee (GIH) activates after 24 hours of hospitalization (instead of 72 hours). (source: prevention page) (allianz.fr)
• Two available plans: CAPIC (single individuals) and PREFA (people with families). (source: prevention page) (allianz.fr)
• Advance on death capital up to €8,000. (source: prevention page) (allianz.fr)
• Example: for an insured capital of €68,000, in case of death by accident related to the profession, the capital paid can reach €408,000 (x 600%). (source: prevention page) (allianz.fr)

Borrower Insurance Operation

• Real estate loan insurance covering death, PTIA, disability, work stoppage, job loss, in France and in conflict zones. (source: borrower page) (allianz.fr)
• Among the lowest market rates, tailored to the defense and security community. (source: borrower page) (allianz.fr)
• Three plans:
  • 2 in 1: Death + PTIA
  • 3 in 1: Death + PTIA + IPT
  • 4 in 1: Death + PTIA + IPT + ITT (90 or 180 days waiting period) (source: borrower page) (allianz.fr)
• Additional guarantees: IPP, ITP. (source: borrower page) (allianz.fr)
• 7% discount for simultaneous borrower and co-borrower membership. (source: borrower page) (allianz.fr)

Reserve Special (Reservists)

• Specific protection for reservists of the armed forces and police. (source: reservist page) (allianz.fr)
• Plans for less than €25 per year, with no medical formalities. (source: reservist page) (allianz.fr)
• Three plans with variable death capital, IAD, IPPA. (source: reservist page) (allianz.fr)
• Options: daily ITT indemnity (€20, €30, €50), duration 30/90/180 days. (source: reservist page) (allianz.fr)
• Additional guarantees: economic loss, theft/destruction of gear (up to €1,000), home assistance. (source: reservist page) (allianz.fr)

Volunteer Firefighter Special

• Contract dedicated to volunteer firefighters, active only during missions. (source: firefighter page) (allianz.fr)
• Professional firefighter: recommended Death and Disability Prevention Operation. (source: firefighter page) (allianz.fr)

Assistance and Included Services

• Home assistance: health, legal, administrative advice, housekeeping, childcare, grocery/medication delivery, etc. (source: main page) (allianz.fr)
• Assistance for caregivers: fitness/nutrition coaching, home layout audit, tele-assistance. (source: main page) (allianz.fr)
• Assistance for private and mission travel: repatriation, medical transport, medical expenses abroad (up to €80,000), return home. (source: main page) (allianz.fr)
• Funeral Support Package: dedicated advisor 24/7, repatriation, ceremony coordination, digital announcements. (source: main page) (allianz.fr)

Personal Space

• Online access to contracts, documents, messaging, procedures. (source: main page) (allianz.fr)
• Login via Tégo member number (10 digits) or Allianz identifier (8 digits). (source: personal space page) (allianz.fr)
• Profile management, bank details, email, password, claims declaration, certificates, complaints, cancellation. (source: personal space page) (allianz.fr)

Value Proposition

• Industry expertise based on 70 years of partnership with Tégo. (source: main page) (allianz.fr)
• Advisors from defense and security forces, present in the field (units, barracks, schools, brigades). (source: main page) (allianz.fr)
• Modular, clear, personalized offers. (source: main page) (allianz.fr)
• Strong support from an international group. (source: main page) (allianz.fr)

Target Audience

• Military personnel, gendarmes, police officers, firefighters (professionals or volunteers), reservists, civilian defense personnel, retirees, families. (source: main page) (allianz.fr)
• Offers tailored according to status, age, family situation, professional risks, real estate or wealth projects.

Market and Positioning

• Sector: affinity insurance for defense and security. (source: main page) (allianz.fr)
• Positioning: specialized player, industry expert, human support, competitive rates. (source: borrower page) (allianz.fr)
• Geographic area: metropolitan France and DROM, via 120 advisors. (source: main page) (allianz.fr)

Partnerships and Events

• Strengthened partnership in 2024 with the Military Insurance Mutual. (source: events page) (allianz.fr)
• Partner of the national defense since 2018, supporting the reserve. (source: events page) (allianz.fr)
• Member of the club of partners of the Military Governor of Paris since 2022, participating in solidarity races for the Bleuet de France. (source: events page) (allianz.fr)
• Major partner of ULTRAOPS, an association supporting operational casualties. (source: events page) (allianz.fr)
• Support for DCPJ Studios, a rescue profession simulator via video game. (source: events page) (allianz.fr)
• Participation in the Academy of Social Protection since 2021. (source: events page) (allianz.fr)

FAQ – Frequently Asked Questions

Q: Who can subscribe to Allianz Défense et Sécurité?
A: Military personnel, gendarmes, police officers, firefighters, civilian defense personnel, reservists, retirees, and their families. (allianz.fr)

Q: What is the Death and Disability Prevention Operation?
A: Contract covering death, disability, incapacity, loss of income, with assistance and options according to profile (CAPIC, PREFA). (allianz.fr)

Q: What plans are available for borrower insurance?
A: 2 in 1, 3 in 1, 4 in 1 plans with modular guarantees and additional options. (allianz.fr)

Q: What is the Reserve Special offer?
A: Protection dedicated to reservists, affordable plans, with no medical formalities, and quick indemnification. (allianz.fr)

Q: How do I access my personal space?
A: Via Tégo member number or Allianz identifier. Allows profile management, claims, documents, complaints. (allianz.fr)

Q: What assistance services are included?
A: Home assistance, caregiver support, repatriation, funeral assistance, etc. (allianz.fr)

Q: What is the history of the agency?
A: Stemming from the partnership with GMPA (dissolved in 2020), extended with Tégo for over 70 years. (allianz.fr)

Q: What partnerships does the agency maintain?
A: Partnership with MAA, ULTRAOPS, Military Governor of Paris, DCPJ Studios, Academy of Social Protection. (allianz.fr)

Q: What is the PSC Prevention contract?
A: Contract exclusively entrusted by the Ministry of Armed Forces to the AGPM group – Allianz Défense et Sécurité. (allianz.fr)

This encyclopedic document presents comprehensively and structured the agency Allianz Défense et Sécurité, Assurance Militaire – Bassin Parisien, its products, services, history, positioning, partnerships, and client access.