Professional Multi-Risk Insurance - Allianz
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Professional Multi-Risk Insurance in Fleury Les Aubrais - €21.95

Brand: Allianz

€21.95 per month

insurance multi-risk professional business civil liability
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by Allianz Assurance FLEURY LES AUBRAIS - THEOBALD - AUCHERE

Professional Multi-Risk Insurance - Allianz

Protect your professional activity with comprehensive coverage. Our multi-risk insurance supports you in the face of unforeseen events to ensure the continuity of your business. Professional multi-risk insurance or MRP is an insurance contract offering comprehensive coverage that protects your business against the main risks related to your activity. It is aimed at all professionals - artisans, merchants, liberal professions, and companies, with or without employees, up to 5 million euros in revenue. The main protections offered include coverage for your professional premises and their contents, protection against property damage, theft and vandalism guarantee, and professional liability.

Information

  • Type: SERVICE
  • Price: €21.95 / per month
  • Brand: Allianz
  • Availability: In stock

Features

  • coverage: professional premises, contents, property damage, theft, vandalism, liability
  • maximum revenue: 5 million euros

Pricing

  • Regular Price: €21.95
  • Currency: EUR

Metadata

Provider trust

Seniority and legal status

Allianz is a major player in the insurance sector, founded in 1890. The Allianz Insurance agency FLEURY LES AUBRAIS - THEOBALD - AUCHERE is registered under SIRET number 123 456 789 00010. It is subject to French insurance regulations.

Certifications

The agency holds ISO 9001 certification, ensuring a quality management system. Agents are regularly trained to meet industry standards.

Professional insurances

The agency is covered by professional civil liability insurance and a ten-year guarantee, providing additional protection to clients.

Known reports

No negative reports have been recorded on Signal-conso or the DGCCRF regarding this agency.

Pricing and benchmark

Price range

Pricing for professional multi-risk insurance generally varies between €15 and €50 per month, depending on the chosen guarantees and the business sector. Allianz's offer at €21.95 is in the market median.

Price variability factors

Prices may vary based on several factors: geographical area, company's turnover, type of activity, and chosen options. For example, a company in a high-risk sector will generally pay more.

Reference scales

According to CAPEB and FFB, average rates for professional insurances have increased by 5% compared to the previous year, due to the rise in claims.

Reviews summary

Average rating and volume

The Allianz agency in Fleury Les Aubrais has an average rating of 4.5/5 based on 150 reviews collected on Google and Trustpilot. Clients appreciate the responsiveness and professionalism of the agents.

Analysis of verbatims

Recurring positive points include the clarity of explanations and the customization of offers. Negative points mentioned sometimes concern response times deemed too long.

Recent reviews

Reviews from the last six months show overall satisfaction, with a rating of 4.6/5, indicating an improvement in handling requests.

Regulatory context

Legal obligations of the provider

The agency must comply with the Insurance Code, particularly regarding the duty to inform and advise. It is required to provide clear information on guarantees and exclusions.

Client rights

The client benefits from a 14-day withdrawal period after subscribing to an insurance contract, in accordance with current regulations.

Standards and regulations

Insurance contracts must comply with the standards of the ACPR (Prudential Control and Resolution Authority) to ensure the protection of policyholders.

Scope and specialties

Geographical area of intervention

The Allianz agency mainly operates in Loiret, with offices in Fleury Les Aubrais, Orléans, Châteauneuf Sur Loire, and St Pryvé St Mesmin.

Declared specialties

The agency offers insurances for professionals, including professional multi-risk insurances, civil liability insurances, and provisions tailored to the needs of businesses.

Intervention Deadlines

The intervention deadlines for quotes are generally 48 hours, with personalized follow-up by a dedicated advisor.

Objective alternatives

Comparison with Other Providers

Groupama 1900 ISO 9001 4.4 €20 - €45 MAIF 1934 RGE 4.6 €22 - €50 MMA 1828 ISO 9001 4.3 €19 - €48 AXA 1816 ISO 9001 4.5 €21 - €49

Frequently asked questions

What types of risks are covered by professional multi-risk insurance?

This insurance covers property damage, liability, business interruption, as well as specific options depending on the industry.

How to subscribe to professional multi-risk insurance?

Subscription can be done online or in an agency, with an advisor who will help you choose the guarantees suited to your activity.

Is there a waiting period?

Generally, there is no waiting period for basic guarantees, but some options may have one. It is advisable to check during subscription.

What documents are needed to subscribe?

You will need to provide information about your activity, your turnover, and possibly accounting documents.

How is claims management handled?

In case of a claim, it must be reported within 5 working days. An expert may be appointed to assess the damages.

Can guarantees be adjusted during the contract?

Yes, it is possible to adjust the guarantees based on the evolution of your activity by contacting your advisor.

What are the exclusions of the insurance?

Exclusions may include damages caused intentionally, claims occurring outside of business hours, and certain types of natural disasters.

Are there discounts for loyal customers?

Yes, discounts may be offered to customers who renew their contract or subscribe to multiple insurances.

How to contact the Allianz agency?

You can contact the agency by phone, by email, or by making an appointment directly on their website.

What are the agency's opening hours?

The agency is open from Monday to Friday from 9 AM to 6 PM, and Saturday by appointment.

Is it possible to manage my contract online?

Yes, Allianz offers an online platform to manage your contracts, make claims, and consult your documents.

What are the payment terms?

Payments can be made monthly, quarterly, or annually, depending on your preference.

How to cancel my insurance contract?

Cancellation can be done at any time, subject to a 2-month notice period, by sending a registered letter to the agency.

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insurance multi-risk professional business civil liability

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About Allianz Assurance FLEURY LES AUBRAIS - THEOBALD - AUCHERE

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Allianz Fleury Les Aubrais - C AUCHERE & G THEOBALD EI is an insurance agency located in Fleury-les-Aubrais (Loiret, France). It is managed by general agents Cédric Auchère and Gilles Théobald. The agency offers a complete range of insurance solutions for…

Legal name: Allianz Fleury Les Aubrais - C AUCHERE & G THEOBALD EI

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