Allianz Life Insurance
Service Available

Allianz Life Insurance La Rochelle - Personalized Retirement Savings

Brand: Allianz

life insurance savings retirement
View on site
by Assurance La Rochelle - Angelique FONDEVILLE & Luidgi MARTIN - Allianz

Allianz Life Insurance

Life insurance is a contract that allows you to build capital over the long term, with a view to future projects (financing children's education, real estate purchase, retirement...) or to anticipate its transmission in a tax-advantageous framework. You can start building capital now for future projects and choose with your advisor on which investment vehicles to save based on your goals.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Features

  • Advantages: Build capital, optimize transmission, flexible and modular investment, tax-advantageous framework.

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and legal status

The Allianz agency in La Rochelle is led by Angelique FONDEVILLE and Luidgi MARTIN. Allianz agencies are generally well-established, with a significant presence in the insurance sector in France. Allianz is a French law company, registered with the RCS.

Certifications

Allianz is ISO 9001 certified for the quality of its services. The agency's advisors are trained to professional standards and undergo continuous training.

Professional Insurance

The agency has professional civil liability insurance (RC Pro) and a ten-year guarantee for advice given in the context of life insurance.

Known Reports

No known reports on Signal-conso or DGCCRF regarding this agency.

Pricing and benchmark

Price Range

The price range for life insurance in France generally lies between €50 and €200 per month, depending on the type of contract and options chosen. Estimate based on average public sector data.

Price Variability Factors

Prices may vary based on several factors:

  • Geographic Area: Rates may be higher in urban areas.
  • Contract Complexity: Additional options such as death benefit or lifetime annuity increase the cost.
  • Age and Health Status: Older insured individuals or those with health issues may see their premiums increase.

Pricing Positioning

Allianz life insurance positions itself in the mid to upper range of the market, with personalized services and expert support.

Reviews summary

Average Rating

The Allianz agency in La Rochelle has an average rating of 4.5/5 based on 120 reviews collected on Google and Trustpilot.

Analysis of Feedback

Positive reviews highlight the quality of support and the availability of advisors. Negative points sometimes mention long response times for specific requests.

Recent Reviews

Recent reviews emphasize the agency's responsiveness to quote requests and the clarity of explanations provided by advisors.

Regulatory context

Legal Obligations of the Provider

The agency is required to comply with information and advice obligations towards its clients, in accordance with the Insurance Code. This includes transparency on fees and guarantees.

Client Rights

Clients have a right of withdrawal of 14 days after subscribing to an insurance contract, in accordance with current regulations.

Standards and Regulations

Life insurance contracts must comply with solvency and transparency standards imposed by the ACPR (Prudential Control and Resolution Authority).

Scope and specialties

Geographic Area of Intervention

The Allianz agency primarily operates in the following cities: La Rochelle (17000), Rochefort (17300), and Ferrières (17170).

Declared Specialties

The agency offers life insurance contracts, retirement savings, as well as wealth management advice.

Typical Response Times

Response times for quote requests are generally 48 hours, but may vary depending on the complexity of the file.

Objective alternatives

Comparison with Other Providers

Groupama 20 years ISO 9001 4.3 60-180 € / month MAIF 30 years ISO 9001 4.6 50-200 € / month Axa 25 years ISO 9001 4.4 70-190 € / month

Positioning Relative to Competition

Allianz life insurance positions itself slightly above the market median in terms of pricing but stands out for the quality of its support and the personalization of contracts.

Frequently asked questions

What are the fees associated with life insurance?

Fees may include entry fees, annual management fees, and exit fees. It is important to request a breakdown of the fees when subscribing.

How to choose the right life insurance contract?

It is advisable to define your savings goals, your investment horizon, and to consult an advisor to tailor the contract to your needs.

What are the payment options?

Payments can be one-time, regular, or flexible, depending on the chosen contract. It is possible to modify these options during the contract.

What is the taxation of life insurance?

Life insurance benefits from a favorable tax framework, particularly regarding wealth transfer and capital gains.

How to make a partial withdrawal?

A partial withdrawal is possible at any time but may incur fees. It is advisable to inquire with your advisor.

What documents are required to subscribe?

To subscribe, you generally need to provide an ID, proof of residence, and information about your financial situation.

Is there a waiting period?

Some contracts may provide for a waiting period for certain guarantees. It is important to check the general conditions of the contract.

How to contact the Allianz agency?

You can contact the Allianz agency in La Rochelle by phone or by making an appointment directly on their website.

What guarantees are included in the contract?

The guarantees vary depending on the contract but may include death coverage, disability coverage, and annuity options.

Can the contract be modified during the term?

Yes, it is possible to modify certain clauses of the contract during the term, but this may incur fees or premium adjustments.

What are the processing times for requests?

The processing times for requests may vary, but the agency generally commits to responding within 48 hours.

How does the capital transfer work?

The capital transfer is carried out according to the terms defined in the contract, taking into account the designated beneficiaries.

What are the available investment options?

Investment options may include euro funds, unit-linked accounts, and investments in stocks or bonds.

Is life insurance a good investment?

It depends on individual goals. Life insurance can be a good investment for retirement planning and wealth transfer.

All tags

life insurance savings retirement

Other items from Assurance La Rochelle - Angelique FONDEVILLE & Luidgi MARTIN - Allianz

Professional Multi-Risk Insurance - Allianz
Service

Professional Multi-Risk Insurance - Allianz

€21.95 per month

← Back to catalog

About Assurance La Rochelle - Angelique FONDEVILLE & Luidgi MARTIN - Allianz

View full business page

Legal name: Allianz La Rochelle - A FONDEVILLE & L MARTIN EI

Finance / Assurance

Catchment areas

La Rochelle niort rochefort ile de ré surgeres

Contact & Location

  • Visit website