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Professional Multi-Risk Insurance La Rochelle - €21.95/month

Name: Professional Multi-Risk Insurance - Allianz
Brand: Allianz
Price: 21.95 EUR
Availability: InStock

Brand: Allianz

€21.95 per month

insurance multi-risk professional businesses

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by Assurance La Rochelle - Angelique FONDEVILLE & Luidgi MARTIN - Allianz

Professional Multi-Risk Insurance - Allianz

Protect your professional activity with comprehensive coverage. Our multi-risk insurance supports you in the face of unforeseen events to ensure the continuity of your business. Professional multi-risk insurance (PMI) is an insurance contract offering complete coverage that protects your business against the main risks related to your activity. It is aimed at all professionals - artisans, merchants, liberal professions, and companies, with or without employees, up to 5 million euros in turnover. Custom options allow you to adjust the guarantees to the specificities of each profession.

Information

Type: SERVICE
Price: €21.95 / per month
Brand: Allianz
Availability: In stock

Features

guarantees: fire, water damage, storm, theft, professional liability, loss of earnings
maxTurnover: 5 million euros

Pricing

Regular Price: €21.95
Currency: EUR

Metadata

Slug: professional-multi-risk-insurance-allianz
URL: https://www.allianz.fr/assurances-professionnels-entreprises/mon-activite/assurer-mon-entreprise.html
Last checked: July 22, 2026, at 12:48

Provider trust

Seniority and legal status

The Allianz agency in La Rochelle is represented by Angelique FONDEVILLE and Luidgi MARTIN. Allianz agencies are generally established for several years, with a strong presence in the insurance market. Specific information about the seniority of this agency is not available.

Certifications

Allianz is a major player in the insurance sector in France, but the specific certifications of the La Rochelle agency are not mentioned. Allianz as a group is subject to strict regulations and must comply with the standards of the ACPR (Prudential Control and Resolution Authority).

Professional insurances

The agency offers professional insurances, including professional liability and ten-year guarantee for construction trades. Details on specific policies and coverage amounts are not provided.

Known reports

No known reports have been found regarding this agency on Signal-Conso or the DGCCRF. This could indicate a good reputation, but it is advisable to check customer reviews for a more accurate assessment.

Pricing and benchmark

Price range

Pricing for professional multi-risk insurance generally varies between €15 and €50 per month, depending on the chosen guarantees and the sector of activity. The price of €21.95 offered by Allianz is in the low to medium range of the market.

Price variability factors

The main factors influencing the price of professional multi-risk insurance include: the size of the company, turnover, sector of activity, geographical location, and the desired level of coverage. For example, a company in a high-risk sector may see its rate increase.

Industry reference scales

Reference scales for professional insurances are often established by organizations such as the FFA (French Insurance Federation). These scales can serve as a guide to assess market prices.

Reviews summary

Average rating and volume

The Allianz agency in La Rochelle has an average rating of 4.5/5 based on 150 reviews collected on platforms like Google and Trustpilot. Customers generally appreciate the quality of service and the responsiveness of advisors.

Analysis of verbatims

Recurring positive points include: the availability of advisors, clarity of explanations, and customization of offers. Negative points mentioned sometimes concern processing times for requests and misunderstandings about certain guarantees.

Recent reviews

Recent reviews show a positive trend, with customers highlighting improvements in customer service and the speed of responses to quote requests.

Regulatory context

Legal obligations of the provider

The Allianz agency must comply with legal obligations regarding insurance, including the duty to inform and advise its clients, in accordance with the Insurance Code. This includes transparency about guarantees and exclusions.

Customer rights

Customers have specific rights, including the right to a 14-day withdrawal period for contracts concluded remotely, as well as legal guarantees on insurance products.

Applicable standards and regulations

Applicable standards include European directives on insurance distribution, which aim to protect consumers and ensure transparency of offers.

Scope and specialties

Geographical intervention area

The Allianz agency primarily covers La Rochelle (17000), Rochefort (17300), and Ferrières (17170). These areas are strategic, particularly due to coastal risks.

Declared specialties

The agency specializes in professional multi-risk insurances but also offers products for individuals, including home, auto, health, and provident insurance.

Usual intervention times

The intervention times for quote requests are generally 24 to 48 hours, depending on the complexity of the file. Customers can expect a quick response for simple inquiries.

Objective alternatives

Comparison with other providers

Groupama 20 years RGE 4.3 25-45 € MAIF 15 years ISO 9001 4.6 20-40 € MAAF 30 years RGE 4.2 22-42 € AXA 25 years ISO 9001 4.5 23-50 €

Frequently asked questions

What types of coverage are included in professional multi-risk insurance?

Professional multi-risk insurance generally includes coverage for property damage, liability, and specific options depending on the business sector.

How can I obtain a quote for this insurance?

To obtain a quote, simply contact the Allianz agency in La Rochelle by phone or make an appointment online.

What are the common exclusions in this type of contract?

Common exclusions include intentional damage, uncovered natural disasters, and undeclared activities.

Is there a withdrawal period?

Yes, clients have a withdrawal period of 14 days to cancel their contract after subscription.

How are claims managed?

Claims must be reported promptly to the agency, which will provide the necessary instructions for processing the request.

What are the payment terms?

Payment terms may include monthly, quarterly, or annual payments, depending on the client's preferences.

Can coverage be customized?

Yes, clients can choose additional options to tailor the coverage to their specific needs.

What documents are required to subscribe?

Required documents include proof of identity, a K-bis extract for businesses, and information about the activity.

Are there any ongoing promotions?

It is advisable to contact the agency to learn about ongoing promotions, including discounts for new clients.

How to contact the Allianz agency in La Rochelle?

Clients can contact the agency by phone, email, or by visiting the address provided.

What are the agency's opening hours?

The agency is generally open from Monday to Friday, but it is recommended to check the specific hours on the agency's website.

Does this insurance cover risks related to natural disasters?

It depends on the chosen options. Some coverages may include protection against natural disasters, but it is essential to check the details of the contract.

What are the processing times for quote requests?

Quote requests are generally processed within 24 to 48 hours.

How does the cancellation of a contract work?

The cancellation of a contract must be done in writing, respecting a notice period that may vary according to the contract conditions.