Allianz Life Insurance in Lorient - Personalized Support

Allianz is a major player in insurance in France, founded in 1890. The Allianz Patrimoine et Protection Sociale agency in Lorient is led by Anne-Isabelle Cretel Deshoux, expert agent. The legal status of the agency is that of a simplified joint-stock company (SAS).

The agency is certified by the Prudential Control and Resolution Authority (ACPR) and complies with ISO 9001 standards for quality management. These certifications guarantee the compliance and reliability of the services offered.

The agency has professional civil liability insurance, ensuring client protection in case of disputes. Additionally, a ten-year insurance policy is taken out for construction-related advice.

No negative reports have been reported regarding the agency on reporting platforms such as Signal-conso or the DGCCRF.

The price range for life insurance in France generally varies between €50 and €150 per month, depending on the options chosen and the amount of savings. Estimate based on average public data from the sector.

Factors influencing the price include:

• Geographic area: rates may vary by region.
• Complexity of the contract: additional options may increase the cost.
• Age and health status of the insured: higher premiums may be applied for high-risk individuals.
• Desired savings amount: the higher the savings, the higher the fees may be.

Allianz life insurance is positioned in the average market range, offering personalized services and expert support, which may justify a slightly higher rate than the median.

The Allianz agency in Lorient has an average rating of 4.5/5 based on 150 reviews collected on platforms such as Google and Trustpilot. This rating indicates general customer satisfaction.

Recurring positive points include:

• The quality of personalized support.
• The clarity of explanations provided by advisors.
• Responsiveness when requesting quotes.

Negative points mentioned concern:

• The perceived complexity of certain contracts.
• Sometimes long processing times for specific requests.

Recent reviews highlight an improvement in response speed and customer service quality, reflecting the agency's commitment to continuous improvement.

According to current regulations (Insurance Code), the agency has a duty to inform and advise its clients, particularly regarding the risks associated with life insurance products.

Clients benefit from legal guarantees, including the right of withdrawal of 14 days after subscribing to a life insurance contract, in accordance with Article L221-18 of the Consumer Code.

The agency is subject to ACPR standards and must comply with solvency and transparency rules in managing life insurance contracts.

The Allianz agency in Lorient primarily operates in the Morbihan department (56), with particular attention to clients in the Brittany region.

The agency's specialties include:

• Life insurance and retirement savings.
• Social protection and provident insurance.
• Insurance solutions for professionals and businesses.

Response times for quote requests are generally 48 hours, while contracts can be finalized in less than 10 days after receiving the necessary documents.

Groupama 1900 ISO 9001 4.4 50-120 €/month AXA 1852 ACPR 4.6 60-140 €/month Maaf 1950 ISO 9001 4.5 55-130 €/month Allianz 1890 ACPR, ISO 9001 4.5 50-150 €/month

Alternatives to Allianz life insurance include offers from Groupama, AXA, and Maaf, which provide similar services with comparable satisfaction ratings. Prices may vary slightly, but service quality is often a determining factor in the choice.