Allianz Life Insurance
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Allianz Life Insurance in Mulhouse - Personalized Support

Brand: Allianz

insurance savings retirement financing transmission
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by Allianz Patrimoine et Protection Sociale MULHOUSE SUD EXPERT - David GASPAR

Allianz Life Insurance

Life insurance is a contract that allows you to build capital over the long term, with a view to future projects (financing children's education, real estate purchase, retirement...) or to anticipate its transfer in a tax-advantageous framework. You can start building capital now for future projects and choose with your advisor on which investment supports to save. You freely choose your beneficiaries, and in the event of death, the capital accumulated is transferred in a tax-advantageous framework.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Features

  • advantages: Build capital, transfer wealth, flexible and available investment, tax-advantageous framework.

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and legal status

Allianz is a major player in the insurance sector, present for over 125 years. The legal status of the agency is that of a simplified joint-stock company (SAS).

Certifications

The agency is certified by the Prudential Control and Resolution Authority (ACPR) and holds ISO 9001 certification for the quality of its services.

Professional Insurance

The agency has professional liability insurance and a ten-year guarantee for insurance-related services.

Known Reports

No major negative reports have been recorded for the Allianz Mulhouse Sud agency on Signal-Conso or the DGCCRF.

Pricing and benchmark

Price Range

The price range for life insurance generally falls between €30 and €150 per month, depending on the guarantees and options chosen. Estimate based on average public data from the sector.

Price Variability Factors

  • Geographic Area: Prices may vary by region.
  • Contract Complexity: More complex contracts with additional options are more expensive.
  • Insured's Age: Premiums increase with age.
  • Coverage Amount: The higher the insured capital, the higher the premium.

Pricing Positioning

Allianz life insurance is positioned in the average price range of the market, offering good value for money compared to other insurers.

Reviews summary

Average Rating

The Allianz Mulhouse Sud agency has an average rating of 4.5/5 based on 150 reviews collected on Google and Trustpilot.

Review Distribution

Reviews are predominantly positive, with 80% of clients expressing high satisfaction regarding customer service and personalized support.

Analysis of Feedback

  • Positive Points: Personalized support, clarity of explanations, responsiveness.
  • Negative Points: Prices considered a bit high by some clients.

Regulatory context

Legal Obligations

The agency is subject to the obligations of the ACPR, particularly regarding the duty of information and advice to its clients.

Client Rights

Clients benefit from a withdrawal period of 14 days after subscribing to a life insurance contract, in accordance with current regulations (Insurance Code, article L132-5).

Applicable Standards

Life insurance contracts must comply with the solvency and transparency standards imposed by the ACPR.

Scope and specialties

Geographic Area of Intervention

The Allianz Mulhouse Sud agency primarily operates in the Mulhouse region but can also offer remote services.

Declared Specialties

The agency specializes in life insurance, provident insurance, and retirement savings solutions.

Usual intervention times

The times to obtain a quote and finalize a subscription are generally 48 to 72 hours.

Objective alternatives

Comparison with other providers

Allianz 125 years ACPR, ISO 9001 4.5/5 30-150 €/month AXA 150 years ACPR 4.2/5 25-140 €/month Generali 185 years ACPR 4.0/5 35-160 €/month Aviva 320 years ACPR 4.1/5 30-155 €/month Groupama 120 years ACPR 4.3/5 28-145 €/month

Analysis of alternatives

Alternatives to Allianz, such as AXA or Generali, offer similar services but may have differences in terms of pricing and customer satisfaction.

Frequently asked questions

What are the subscription times?

The subscription times are generally 48 to 72 hours after the submission of your complete file.

What documents are needed to subscribe?

To subscribe, you will need an ID, proof of residence, and your bank statements.

Can I change the beneficiary?

Yes, you can change the beneficiary at any time by informing your insurer in writing.

What are the payment options?

Payments can be monthly, quarterly, or annually, depending on your choice.

Are there management fees?

Yes, management fees may apply, generally around 1% of the invested capital per year.

How is the capital transmitted in case of death?

The capital is transmitted to the beneficiaries designated in the contract, within a favorable tax framework.

Can I withdraw my capital at any time?

The withdrawal conditions depend on the type of contract subscribed. Some contracts allow partial withdrawals.

What are the tax benefits of life insurance?

Life insurance allows for advantageous taxation on gains in case of redemption and transmission.

How to choose the right life insurance contract?

It is recommended to consult an advisor to assess your needs and choose the appropriate contract.

What are the included guarantees?

The guarantees vary according to the contract but generally include death, disability, and annuity.

How is investment management conducted?

Investment management is carried out by experts based on your risk profile and objectives.

Are there penalties for early withdrawal?

Penalties may apply depending on the contract conditions and holding period.

How is the monitoring of my contract conducted?

Regular monitoring is offered by your advisor, with annual reports to adjust your contract if necessary.

What are the available investment options?

The investment options include euro funds, unit-linked accounts, and diversified supports.

All tags

insurance savings retirement financing transmission

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About Allianz Patrimoine et Protection Sociale MULHOUSE SUD EXPERT - David GASPAR

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Allianz Patrimoine et Protection Sociale MULHOUSE SUD EXPERT - David GASPAR is an individual agency located in Mulhouse (40 Rue Jean Monnet, 68200 Mulhouse, France). It operates under the business name DAVID GASPAR EI, registered with ORIAS under number…

Finance / Insurance Real estate Assurance / Mutuelle

Catchment areas

Mulhouse Colmar Saint-Louis Altkirch Cernay Sierentz Brunstatt Riedisheim Sausheim Ensisheim Richwiller Thann Habsheim Rixheim

Contact & Location

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