Allianz Retirement Savings Plan (PER) Strasbourg - Tax Benefits

Allianz, founded in 1890, is one of the world's leading insurance and asset management companies. The agency in Strasbourg, led by Emmanuel Guéry, is registered as a general insurance agent, offering wealth management and social protection services.

The agency is certified by the Prudential Control and Resolution Authority (ACPR) and is subject to the standards of the Financial Markets Authority (AMF). It has professional liability insurance.

No negative reports have been reported regarding the Emmanuel Guéry agency in Strasbourg on reporting platforms such as Signal-conso or the DGCCRF.

Pricing for a Retirement Savings Plan (PER) generally ranges between 0.5% and 2% of annual contributions, depending on the type of management (self-directed or managed) and applicable management fees. Estimate based on average public sector data.

• Geographic Area: Fees may vary by region due to differences in the cost of living.
• Complexity: More complex or customized products may incur additional fees.
• Urgency: Requests for expedited processing may be charged at a higher rate.
• Certifications: Agencies with specific certifications may justify higher rates.

Industry scales indicate that annual management fees for PERs generally range between 0.5% and 1.5% of managed assets, depending on service quality and the institution's reputation.

The Emmanuel Guéry agency in Strasbourg has an average rating of 4.5/5 based on 120 reviews collected on Google and Trustpilot. Clients particularly appreciate the personalized support and clarity of explanations.

• Positive Points: Personalized support, expertise, clarity of information.
• Negative Points: Waiting time to get an appointment, fees considered high by some clients.

Recent reviews highlight general satisfaction but also note delays in processing requests during peak times.

According to the Insurance Code, the insurance agent must inform the client of the essential characteristics of the proposed product, as well as the associated fees. Additionally, they must fulfill the duty of advice, ensuring that the product meets the client's needs.

The client has the right to a 30-day withdrawal period after subscribing to an insurance contract, in accordance with current regulations. They can also request additional information on fees and product performance.

Retirement savings products are governed by the Insurance Code and must comply with the standards of the ACPR and the AMF. Agents must also comply with anti-money laundering obligations.

The agency is located in Strasbourg (67000) and primarily operates in the Grand Est region but can also advise clients remotely.

The agency offers services in wealth management, social protection, provident insurance, life insurance, and retirement savings. Advisors specialize in tax optimization and wealth transfer.

The usual time to get an appointment is generally 1 to 2 weeks, depending on the availability of advisors. Urgent requests can be processed more quickly upon request.

Groupama 1900 ACPR 4.4/5 0.5% - 1.5% AXA 1852 ACPR 4.6/5 0.6% - 1.8% Crédit Agricole 1880 ACPR 4.5/5 0.5% - 1.5% Allianz 1890 ACPR 4.5/5 0.5% - 2%

Providers like Groupama and AXA offer similar services with comparable rates. Allianz stands out for its personalized support and expertise in wealth management.