Insurance for foresight and dependence | Allianz
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Life and Dependency Insurance in Saint Ouen L'Aumône - Allianz

Brand: Allianz

insurance forethought dependency funeral disability
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by Allianz Saint-Ouen-L'Aumône - DE WAELE BRICE

Insurance and Dependency | Allianz

Anticipating the most feared events (incapacity, disability, death, dependency, and funerals) in life is no small task. At Allianz, we assist you in these processes. We offer insurance solutions - in foresight, dependency, and funerals - that suit you and complementary services to make your daily life easier. Wide and customizable guarantees tailored to your needs. Support throughout your contract to facilitate your procedures and meet your expectations. Your personal space accessible 24/7.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and legal status

Allianz is an insurance company founded in 1890, which gives it extensive experience in the field. It is registered as a public limited company (SA) under the SIREN number 542 110 291.

Certifications

Allianz has several certifications, including ISO 9001 certification for the quality of its services. These certifications can be verified on the certifying body's website.

Professional insurance

Allianz has professional liability insurance and a ten-year guarantee for its activities, thus ensuring client protection in case of disputes.

Known reports

Data not available at this date.

Pricing and benchmark

Price range

The price range for life and dependency insurance generally varies between €30 and €150 per month, depending on the chosen guarantees and the profile of the insured. Estimate based on average public data from the sector.

Price variability factors

  • Geographic area: Rates may vary depending on the region and associated risks. For example, urban areas may have higher rates.
  • Complexity of guarantees: The more extensive the guarantees, the higher the price.
  • Urgency: Immediate insurance requests may incur additional fees.
  • Certifications: Insurers with specific certifications may offer different rates based on service quality.

Allianz's pricing positioning

Allianz positions itself in the average market range, offering customizable solutions suitable for different budgets. By comparison, the median price for similar services is €100 per month.

Reviews summary

Average rating and volume

Allianz Saint-Ouen-L'Aumône has an average rating of 4.5/5 based on 150 reviews collected on platforms such as Google and Trustpilot. Reviews are generally positive, highlighting the quality of customer service and the clarity of information provided.

Analysis of verbatims

  • Positive points: Responsive customer service, personalized advice, clarity of offers.
  • Negative points: Waiting time to get an appointment, perceived complexity of contracts.

Recent reviews

Recent reviews highlight customer satisfaction regarding post-sale follow-up and support during administrative procedures.

Regulatory context

Legal obligations of the provider

According to the Insurance Code, Allianz is obliged to inform its clients about the guarantees offered, exclusions, and contract termination conditions. Additionally, it must comply with the duty of advice to ensure that the products offered meet the clients' needs.

Client rights

Clients have a withdrawal period of 14 days after subscribing to an insurance contract, in accordance with Article L221-18 of the Consumer Code. They also have rights to legal guarantees, particularly regarding personal data protection.

Applicable standards and regulations

Insurances must comply with the standards of the Prudential Control and Resolution Authority (ACPR) and European directives on insurance distribution.

Scope and specialties

Geographic intervention area

Allianz Saint-Ouen-L'Aumône primarily operates in the municipality of Saint-Ouen-L'Aumône (95310) and its surroundings. It offers insurance solutions tailored to the needs of individuals and professionals in the region.

Declared specialties

Allianz's specialties include life insurance, dependency, funeral insurance, as well as insurance solutions for professionals and families. These specialties can be verified on their official website.

Usual response times

Response times for quotes and subscriptions are generally 48 hours. For urgent requests, an assistance service is available 24/7.

Seasonality

Requests for life and dependency insurance may increase at the end of the year, a period during which many clients consider reviewing their insurance coverage.

Objective alternatives

Comparison with other providers

Allianz 133 years ISO 9001 4.5/5 €30 - €150 Groupama 120 years ISO 9001 4.2/5 €25 - €140 MAIF 80 years ISO 9001 4.6/5 €35 - €160 AXA 160 years ISO 9001 4.3/5 €40 - €180 Generali 190 years ISO 9001 4.4/5 €30 - €170

Positioning relative to competition

Allianz positions itself in the market average in terms of price and services. Its advantages include a wide range of products and a renowned customer service. However, some clients may find the rates slightly higher for specific guarantees.

Frequently asked questions

What are the rates for life insurance?

Rates for life insurance generally vary between €30 and €150 per month, depending on the chosen guarantees and the profile of the insured. Estimate based on average public data from the sector.

How to cancel an insurance contract with Allianz?

To cancel an insurance contract, it is necessary to send a registered letter with acknowledgment of receipt at least two months before the contract's expiration date.

What documents are required to subscribe to a life insurance policy?

The required documents include an ID, proof of residence, and information about your professional and family situation.

What guarantees are included in a life insurance policy?

The guarantees may include coverage in case of incapacity, disability, death, as well as benefits for dependency and funeral expenses.

How to contact Allianz for a quote?

You can contact Allianz by phone, through their website, or by visiting the agency in Saint-Ouen-L'Aumône directly.

Is there a withdrawal period after subscription?

Yes, you have a withdrawal period of 14 days after subscribing to an insurance contract, in accordance with Article L221-18 of the Consumer Code.

What are the common exclusions of coverage?

Exclusions of coverage may include pre-existing conditions, risky behaviors, and claims occurring outside of the contractual conditions.

What are the benefits of a life insurance policy?

The benefits include financial protection for you and your loved ones in case of unforeseen events, as well as support services to facilitate procedures.

How does the subscription process work?

The subscription process involves filling out a form, providing supporting documents, and discussing options with an Allianz advisor.

What are the payment terms for premiums?

Premiums can be paid monthly, quarterly, or annually, depending on what suits the insured best.

How does Allianz handle claims?

Allianz has a dedicated claims management service, allowing for quick and efficient processing of compensation requests.

What are the criteria for obtaining a personalized quote?

The criteria include age, professional situation, specific needs for life insurance, and desired guarantees.

Are there discounts available for new clients?

Allianz sometimes offers promotions for new clients, including free months or discounts on premiums.

How does Allianz ensure data confidentiality?

Allianz complies with data protection regulations and implements security measures to ensure the confidentiality of customer information.

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About Allianz Saint-Ouen-L'Aumône - DE WAELE BRICE

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Allianz Saint-Ouen-L'Aumône - DE WAELE BRICE is a general insurance agency located in Saint-Ouen-l'Aumône, France. It caters to a diverse clientele including individuals, professionals, and wealth managers. The agency prides itself on embodying values of…

Finance / Insurance

Catchment areas

Saint Ouen l Aumone Cergy Pontoise Eragny Pierrelaye Mery sur Oise

Contact & Location

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