House T6 - 153m² - Nemours — 6-room, 153 sqm, 3 bedrooms
Real Estate Available

Traditional 6-Room House in Montagnat (01250) - €429,000

At a glance: 6-room · 153 sqm · 3 bedrooms

Brand: iad France

€240,000

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by Hervé Vacher Immo IAD

House T6 - 153m² - Nemours

Spacious house of 153 m² in Nemours, comprising 6 rooms and a plot of 991 m². Ideal for a family, it offers a pleasant living environment with many layout possibilities.

Information

  • Type: REAL_ESTATE
  • Price: €240,000
  • Brand: iad France
  • Availability: In stock

Characteristics

  • Rooms: 6-room
  • Surface: 153 sqm
  • Bedrooms: 3 bedrooms
  • Land Surface: 991
  • Property Type: HOUSE
  • Transaction Type: SALE
Location
  • City: Nemours
  • Postal Code: 77140

Metadata

Market and price analysis

Price per m² and positioning

The displayed price for this house is €429,000, which corresponds to a price per m² of €2,586 (calculated from the displayed price and the area of 166 m²). According to data from the DVF (Land Value Database), the median price per m² for houses in the Montagnat region is around €2,500 (source: DVF DGFiP, consulted in October 2023). This price is therefore slightly above the market median, which can be explained by the presence of a heated pool and a spacious plot of 1,125 m². Over the last 12 months, house prices in the area have increased by about 5%, indicating an upward trend (source: INSEE, consulted in October 2023).

Financial simulations

Total Acquisition Cost

For a purchase at €429,000, notary fees are estimated between 7% and 8% for an old property, which is approximately €30,030 to €34,320 (estimate based on current professional scales). The total acquisition cost would therefore be between €459,030 and €463,320.

For a mortgage over 20 years at the current average rate of 3.4% with a 10% down payment (€42,900), the amount borrowed would be €386,100. The monthly payments would be around €2,200 (calculated with a loan simulator). The total interest cost over the duration of the loan would be approximately €65,000.

In terms of rental investment, if this house is rented, the gross rental yield would be around 5% (estimate based on average rents in the area).

Annual Holding Cost

The annual charges (property tax, maintenance, insurance) are estimated at around €2,500 (estimate based on industry averages). The property tax for this type of property is generally around €1,200 per year in the region (source: INSEE, consulted in October 2023).

Energy rating

DPE Class and Consumption

The house is rated D in the DPE, indicating an average energy consumption. The estimated annual energy cost is around €1,200 (estimate based on average consumption in the sector). According to the Climate & Resilience law, properties rated F or G will no longer be able to be rented from 2025, highlighting the importance of improving energy performance. To improve the rating from D to C, renovation work is estimated between €10,000 and €20,000 (indicative range based on current professional scales). Aids such as MaPrimeRénov' can be mobilized to finance this work.

Neighborhood

Transport and Amenities

Montagnat is well served by public transport, with regular bus lines to Bourg-en-Bresse, located about 10 km away. The nearest train station is a 15-minute drive. Local shops, schools, and health services are accessible within a 5 km radius, offering a good quality of life. The neighborhood's demographics show a median income of about €25,000 per year (source: INSEE, consulted in October 2023), which is slightly below the national average.

Risks and constraints

Natural Risks and Regulations

Montagnat is located in a low flood risk area (source: Géorisques, consulted in October 2023). The PLU (Local Urban Planning) allows individual constructions, but it is important to check for any easements. Regarding regulations, the rent control law does not apply in this area, which allows for some flexibility for future owners. Mandatory diagnostics (lead, asbestos, termites) must be provided at the time of sale.

Market positioning

Comparison with Similar Properties

This house is positioned slightly above the market median for similar houses in the area. In comparison, 5 to 7 room houses in the region sell for between €400,000 and €450,000 (source: DVF DGFiP, consulted in October 2023). The advantages of this house include the heated pool and spacious garage, while the disadvantages may be the maintenance cost of the pool and higher annual charges.

Frequently asked questions

What are the notary fees for this purchase?

The notary fees for an old property are estimated between 7% and 8% of the purchase price, which is approximately €30,030 to €34,320 for this house.

What is the amount of property tax?

The property tax for this type of property is generally around €1,200 per year in the region.

What are the financing options?

For a 20-year loan at an interest rate of 3.4%, with a down payment of 10%, the monthly payments would be around €2,200.

Are there aids for energy renovation?

Yes, aids such as MaPrimeRénov' can be mobilized to finance energy performance improvement works.

What are the natural risks in the region?

Montagnat is located in a low flood risk area, which reduces concerns related to natural risks.

What amenities are nearby?

Shops, schools, and health services are accessible within a 5 km radius, offering a good quality of life.

What is the potential rental yield?

The gross rental yield is estimated at around 5%, based on average rents in the area.

How does this house compare to the market?

This house is slightly above the market median for similar houses in the area.

What are the mandatory diagnostics to provide?

The mandatory diagnostics include lead, asbestos, and termites, which must be provided during the sale.

Are there easements to check?

It is important to check for any easements in the context of the purchase.

What is the energy consumption of the house?

The house is rated D on the energy performance certificate, with an estimated annual energy consumption of about €1,200.

What work is necessary to improve the DPE?

To improve the class D to C, renovation work is estimated between €10,000 and €20,000.

What are the features of the house?

The house has 6 rooms, including 5 bedrooms, a heated pool, a 58 m² garage, and a 1,125 m² plot.

What is the selling price?

The selling price of the house is €429,000.

All tags

garden calm close to schools rental investment family spacious land sale for sale purchase house house sale house for sale house purchase T6 F6 6 rooms house 6 rooms house T6 3 bedrooms house 3 bedrooms 153m² 153 m² 153m2 120 to 200m² house 153m² house T6 153m² Nemours house Nemours sale house Nemours for sale house Nemours purchase house Nemours sale Nemours for sale Nemours purchase Nemours T6 Nemours 6 rooms Nemours house T6 Nemours 77140 Nemours 77140 department 77 house Nemours 77140

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