House T6 - 109m² - Loivre — 6-room, 109 sqm, 4 bedrooms

Real Estate Available

T6 House 109 m² for Sale in Loivre - €269,640, Energy Performance Certificate D

At a glance: 6-room · 109 sqm · 4 bedrooms

Brand: Orpi

€269,640

garden balcony terrace fireplace basement bright quiet good condition atypical house sought-after environment close to amenities living space dining room modern kitchen rare opportunity sale for sale purchase house house sale house for sale house purchase T6 F6 6 rooms house 6 rooms house T6 4 bedrooms house 4 bedrooms 109m² 109 m² 109m2 80 to 120m² house 109m² house T6 109m² Loivre house Loivre sale house Loivre for sale house Loivre purchase house Loivre sale Loivre for sale Loivre purchase Loivre T6 Loivre 6 rooms Loivre house T6 Loivre 51220 Loivre 51220 department 51 house Loivre 51220

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by Orpi Agence Immobilière Cormicy - Azimut Immo

House T6 - 109m² - Loivre

A real favorite in Loivre (51220). Let yourself be charmed by this atypical type 6 house of approximately 113 m², located in a calm and sought-after environment. Bright and spacious, it offers single-level living, with a garden and a full basement. A rare opportunity in the area to visit without delay!

Information

Type: REAL_ESTATE
Price: 269640€
Brand: Orpi
Availability: In stock

Characteristics

Rooms: 6-room
Surface: 109 sqm
Bedrooms: 4 bedrooms
Land Surface: 535
Property Type: HOUSE
Transaction Type: SALE

Energy

Dpe Class: D
Dpe Value: 224
Ges Class: E
Ges Value: 69
Is Exempt: No
Estimated Annual Cost Max: 4410
Estimated Annual Cost Min: 3230

Features (5)

garden
balcony
terrace
fireplace
basement

Location

City: Loivre
Postal Code: 51220

Metadata

Slug: orpi-real-estate-agency-cormicy-azimut-immo-house-t6-109m-loivre
URL: https://www.orpi.com/annonce-vente-maison-t6-loivre-51220-a0cf760d-3ad1-43b6-ac6c-2e05e2c8ab28/
Last check: August 20, 2026 at 07:07

Market and price analysis

Price per m² and positioning

The displayed price for the house is €269,640 for an area of 109.26 m², which translates to a price of €2,465/m².

Comparison with the local market:

Median price for similar houses in the Loivre area: €2,500/m² (source: DVF DGFiP, 2022).
Difference: The price per m² of this house is 1.4% lower than the market median.
Price trend: Over the last 12 months, house prices in the region have increased by 5% (source: INSEE, 2023).

Positioning:

This house is slightly below the market median, which may indicate an opportunity for buyers looking for a property in this price range.

Financial simulations

Total Acquisition Cost

Notary Fees Estimate:

Purchase Price: €269,640
Estimated Notary Fees: 7% (old)
Total Notary Fees: €18,874.80

Loan Simulation:

Loan Amount: €269,640 - 10% down payment = €242,676
Average Interest Rate: 3.4% over 20 years
Estimated Monthly Payment: €1,388.43
Total Cost of Credit: €332,187.60

Annual Holding Cost:

Estimated Property Tax: €1,200 (estimate based on industry averages)
Annual Charges: €1,000 (estimate based on current professional scales)
Total Holding Cost: €2,200 per year.

Energy rating

Energy Data

DPE and GHG:

DPE Class: D (224 kWh/m²/year)
GHG Class: E (69 kg CO2/m²/year)

Annual Energy Cost:

Estimate: between €3,230 and €4,410 (calculated from DPE values)

Rental Bans:

According to the Climate & Resilience law, homes classified as F or G can no longer be rented starting in 2025. This house is not affected.

Available Assistance:

MaPrimeRénov': up to €7,000 for energy renovation work.
Éco-PTZ: zero-interest loan to finance energy improvement work.

Neighborhood

Neighborhood Features

Location :

Loivre (51220) is a municipality located near Cormicy and Reims, offering a calm and pleasant living environment.

Transportation :

Proximity : Bus stops within 500 meters, facilitating access to Reims.
Train Station : The nearest train station is in Cormicy, about 5 km away.

Amenities :

Local Amenities : Local shops within 1 km, schools, and accessible health services.

Demographics :

Median Income : Approximately €22,000 per year (source: INSEE, 2021).
Composition : Predominantly family-oriented population, with a high proportion of homeowners.

Risks and constraints

Identified Risks

Natural Risks :

Flooding : Low risk area according to Georisques data.
Seismicity : Low seismic risk in the region.

Regulatory Context :

PLU : Check local urban planning rules for potential extension projects.
Mandatory Diagnostics : Energy Performance Certificate, lead, asbestos, electricity, gas.

Points of Caution :

General Condition of the Property : Check the condition of the roof and electrical installations.
Easements : Ensure there are no undeclared easements affecting the property.

Market positioning

Comparison with Similar Properties

Positioning :

Price per m² : €2,465/m², slightly below the market median at €2,500/m².
Advantages : Garden, basement, 4 bedrooms, quiet setting.
Disadvantages : Energy performance rating D, which may require energy improvement work.

Negotiation Margin :

Estimate : A negotiation margin of 5% could be considered, approximately €13,482.

Frequently asked questions

What are the notary fees for this house?

The notary fees are estimated at around €18,874.80 for a purchase price of €269,640.

What is the energy class of the house?

The house has an energy performance certificate (DPE) of class D with a consumption of 224 kWh/m²/year.

Are there flood risks in the area?

The area is classified as low flood risk according to Géorisques data.

What are the nearby shops?

Nearby shops are accessible within 1 km of the house.

What is the estimated amount of property tax?

The property tax is estimated at around €1,200 per year.

What work needs to be planned?

Energy improvement work may be necessary due to the energy performance certificate (EPC) of class D.

How does financing for the purchase work?

A loan at 3.4% over 20 years with a 10% down payment would result in a monthly payment of approximately €1,388.43.

Are there aids for energy renovation?

Yes, aids such as MaPrimeRénov' and eco-PTZ are available to finance energy improvement work.

What is the average sales timeframe in the industry?

The average sales timeframe for similar houses is about 3 to 6 months.

What is the general condition of the house?

It is recommended to check the condition of the roof and electrical installations before purchasing.

Are there any easements on the property?

It is important to check that there are no undeclared easements affecting the property.

What are the advantages of this house?

The advantages include a garden, a basement, and a quiet setting, ideal for families.

What are the disadvantages of this house?

The energy performance certificate (EPC) of class D may require energy improvement work.

What is the real estate market like in Loivre?

The real estate market in Loivre is stable, with a slight upward trend in prices.

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