Home Insurance Special Investor - Allianz Mont De Marsan
Discover the Allianz home insurance contract 'special investor', designed to meet the obligations of co-owners. This document details the essential guarantees and options available to protect your rental investment.
Because your property is valuable to you
ALLIANZ HABITATION “SPECIAL INVESTOR”
Have you invested in an apartment or a loft to rent it out?
Since March 2014, the Alur law (law for access to housing and renovated urban planning) requires you to insure against civil liability risks that you incur as a co-owner. The Allianz habitation “special investor” contract perfectly meets this obligation.
In addition to essential guarantees such as civil liability, fire, water damage, you can choose theft-vandalism, glass breakage, assistance, electrical damage, and subscribe to suitable legal protection.
With the Assistance guarantee...
You benefit from numerous solutions for everyday problems:
- Organization and coverage of a repairman (travel and labor) in case of failure of your electrical, heating, plumbing installations...
- Telephone information on taxation, taxes, inheritances, management of your real estate...
We also support you in the event of a claim affecting your apartment (or loft):
- Guarding, cleaning by a specialized company,
- Organization and coverage of your premature return if you are traveling....
Is it important for you to insure your household and electronic appliances?
The Electrical Damage option covers them (1) against lightning or electrical action.
Is your tenant not paying their rent?
With the Legal Protection option, you have access to:
- A telephone service to obtain legal information to prevent any disputes,
- Judicial assistance for any disputes related to your property.
We thus support you in asserting your rights and cover all or part of the lawyer, expert, bailiff fees, to help you recover unpaid rents.
You can also choose to be covered:
For the repayment of your loan
Your real estate, financed by a loan, has become uninhabitable following a covered claim? With this Reinforcement, your repayment installments are covered for the time necessary to restore your apartment (2).For additional costs
The Financial Loss Reinforcement allows for covering, following a covered claim, the fees of decorators, design offices, your expert...
THE ALLIANZ PLUS
The apartment you rent is temporarily uninhabitable following a covered claim. We provide you with financial security and reimburse you for up to 1 year of rent for the payments you have been deprived of.
(1) Goods less than 10 years old located inside your apartment (or loft).
(2) Within the limit of 12 months and for a maximum of 16,000 euros.
In the event of a claim, Allianz has a range of turnkey compensation solutions to make your life easier, discover them on Allianz.fr in the “Housing claims solutions” section.
Legal Information
COM16177 - V02/22 - Imp02/22 - Realization Amalthea Communication - Photo credits: GettyImages/Tom Merton - ©iStock by Getty Images/Aleksandar Nakic
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For more information, your Allianz contact is at your disposal.
Allianz IARD
Public limited company with a capital of €991,967,200
542 110 291 RCS Nanterre
Protexia France
Public limited company with a capital of €1,895,248
382 276 624 RCS Nanterre
Companies governed by the Insurance Code
1, cours Michelet - CS 30051 - 92076 Paris La Défense Cedex
www.allianz.fr
AWP France SAS
Simplified joint-stock company with a capital of €7,584,076.86
490 381 753 RCS Bobigny
Insurance brokerage company
Registration ORIAS 07 026 669 - www.orias.fr
Head office: 7, rue Dora Maar - 93400 Saint-Ouen
Designated under the trade name “Allianz Assistance”
www.allianz-partners.fr