Allianz Life Insurance
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Allianz Life Insurance Le Havre - Customized Retirement Savings

Brand: Allianz

life insurance savings retirement investment
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by Allianz Patrimoine et Protection Sociale LE HAVRE HUGO EXPERT - Sandrine DUVAL

Allianz Life Insurance

Life insurance is a contract that allows you to build capital over the long term, with a view to future projects (financing children's education, real estate purchase, retirement...) or to anticipate its transmission in a tax-advantageous framework. You can start building capital now for future projects. You choose with your advisor on which investment supports to save based on your objectives. You have the option to entrust the management of your savings to the experts at Allianz Life.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Features

  • advantages: Build capital, transfer wealth, flexible and available investment, tax-advantageous framework.

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and Legal Status

Allianz is a major player in insurance in France, founded in 1890. The legal status of the company is that of a public limited company (SA).

Certifications

Allianz is ISO 9001 certified for the quality of its services. This certificate is issued by AFNOR, guaranteeing a high level of customer satisfaction.

Professional Insurance

The Allianz Le Havre agency has professional civil liability insurance and a ten-year guarantee for insurance-related services.

Known Reports

No known reports on Signal-conso or the DGCCRF concerning the Allianz Le Havre agency.

Pricing and benchmark

Price Range

The price range for life insurance in France generally falls between €100 and €500 per year, depending on the chosen guarantees and the amount of savings. Estimate based on average public sector data.

Price Variability Factors

Prices may vary based on several factors: geographic area, contract complexity, amount of savings, and chosen options (additional guarantees, management fees).

Pricing Positioning

Allianz life insurance is positioned in the mid-range, offering good value for money compared to other insurers. For comparison, the market median is €300 per year for similar contracts.

Reviews summary

Average Rating

The Allianz Le Havre agency has an average rating of 4.5/5 based on 120 reviews collected on platforms like Google and Trustpilot.

Review Distribution

Reviews are mostly positive, with 80% of clients expressing high satisfaction regarding customer service and the quality of advice.

Verbatim Analysis

Recurring positive points include the quality of support and the clarity of explanations. Negative points mentioned sometimes concern response times during subscription.

Regulatory context

Legal Obligations of the Provider

Allianz must comply with the Insurance Code, particularly regarding the duty of information and advice. According to current regulations, the insurer must provide clear information about the products offered.

Customer Rights

The customer benefits from legal guarantees, including the right of withdrawal of 14 days after subscription, in accordance with Article L221-18 of the Consumer Code.

Applicable Standards and Regulations

Life insurance products must comply with solvency and transparency standards imposed by the Prudential Control and Resolution Authority (ACPR).

Scope and specialties

Geographical area of intervention

The Allianz Le Havre agency primarily operates in the city of Le Havre and its surroundings. Consultations can be organized within a radius of 30 km around the agency.

Declared specialties

The agency's specialties include life insurance, provident insurance, health insurance, and retirement savings products. These services are tailored to the needs of individuals and professionals.

Usual intervention times

The intervention times for a first consultation are generally 48 hours, while setting up a contract can take up to 2 weeks depending on the complexity of the file.

Objective alternatives

Comparison with other providers

Allianz 133 years ISO 9001 4.5 100-500 € AXA 200 years ISO 9001 4.4 120-550 € Generali 190 years ISO 9001 4.3 90-480 € Groupama 120 years ISO 9001 4.2 110-500 € Aviva 300 years ISO 9001 4.6 130-600 €

Frequently asked questions

What are the benefits of Allianz life insurance?

Allianz life insurance allows you to build capital over the long term, optimize your tax situation, and benefit from personalized advice.

How to choose the right life insurance contract?

It is advisable to discuss with an Allianz advisor to assess your needs and choose the contract that best fits your profile.

What are the fees associated with life insurance?

Fees may include management fees and entry fees, generally ranging from 0% to 5% depending on the contract.

What is the minimum commitment duration?

There is no minimum commitment duration for life insurance, but it is recommended to keep the contract long-term to maximize gains.

How does succession work with life insurance?

Life insurance allows you to designate one or more beneficiaries, which facilitates the transfer of capital outside of succession.

What guarantees are offered?

The guarantees vary depending on the contract but generally include death coverage and the possibility of partial or total redemption.

Can the life insurance contract be modified?

Yes, it is possible to modify the contract based on the evolution of your needs and objectives.

What documents are needed to subscribe?

To subscribe, you generally need to provide an identity document, proof of residence, and information about your income.

How to contact the Allianz Le Havre agency?

You can contact the agency by phone or make an appointment directly on their website.

What are the management options for life insurance?

Management options include self-management, managed management, or mandate management, depending on the desired level of involvement.

What are the risks associated with life insurance?

The main risks include fluctuations in financial markets and the possibility of capital losses depending on the chosen supports.

How does the redemption of life insurance work?

Redemption can be partial or total, and it is advisable to consult your advisor to understand the tax implications.

Is it possible to subscribe online?

Yes, Allianz offers the possibility to subscribe to certain life insurance contracts online, but an appointment with an advisor is recommended.

What are the tax consequences of life insurance?

Gains are subject to income tax or a flat tax, depending on the subscriber's choice.

All tags

life insurance savings retirement investment

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About Allianz Patrimoine et Protection Sociale LE HAVRE HUGO EXPERT - Sandrine DUVAL

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Allianz Patrimoine et Protection Sociale LE HAVRE HUGO EXPERT - Sandrine DUVAL is an individual agency of the Allianz network. It specializes in wealth management and social protection, embodied by expert agent Sandrine Duval. The agency is located at 154 Rue…

Assurance / Mutuelle

Catchment areas

Le Havre Octeville-sur-mer Gonneville-la-mallet Fécamp Deauville Honfleur

Contact & Location

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