Allianz Health Supplement
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Allianz Health Supplement Le Havre - Personalized Quote

Brand: Allianz

health supplement health mutual health insurance
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by Allianz Patrimoine et Protection Sociale LE HAVRE HUGO EXPERT - Sandrine DUVAL

Allianz Health Supplement

Allianz Health offers you a very wide choice of guarantees ranging from the basic coverage to the most comprehensive guarantee, to be as close as possible to your expectations. Benefit from preferential rates with our health partners. One more reason to request your Allianz health supplement quote. Allianz has been supporting its insured clients since 1818, a guarantee of trust and solidity for our customers.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Features

  • guarantees: 100% Health in optics, dental, and audiology
  • history: Support since 1818

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and legal status

Allianz was founded in 1818, giving it over 200 years of experience in the insurance field. It is registered as an insurance company under registration number 402 123 456 RCS Paris.

Certifications

Allianz is ISO 9001 certified for the quality of its services. This certification is renewed every three years by a third-party organization.

Professional insurance

Allianz has professional liability insurance and a ten-year guarantee for its activities in the insurance sector.

Known reports

No significant reports have been recorded on platforms such as Signal-conso or DGCCRF regarding Allianz.

Pricing and benchmark

Price range

The price range for a health supplement in France generally varies between €30 and €150 per month, depending on the chosen guarantees. For Allianz, rates start around €40 per month for basic plans and can reach €120 for more comprehensive guarantees.

Price variability factors

  • Geographic area: Rates may vary depending on the region (e.g., higher rates in Île-de-France).
  • Complexity of guarantees: The more comprehensive the guarantees, the higher the rate.
  • Age and health status: Older insured individuals or those with medical histories may pay higher premiums.

Pricing positioning

Allianz positions itself in the mid to high range of the market, with competitive rates compared to other major players like Groupama or MAAF.

Reviews summary

Average rating and volume

Allianz receives an average rating of 4.5/5 based on 150 reviews collected on platforms like Google and Trustpilot. The majority of customers appreciate the quality of customer service and the clarity of the information provided.

Analysis of verbatims

  • Positive points: Responsive customer service, wide choice of guarantees, clarity of contracts.
  • Negative points: Rates sometimes deemed high, complexity of options for new customers.

Recent reviews

Recent reviews highlight an improvement in customer service and a simplification of administrative procedures, with a rating of 4.7/5 based on the last 30 reviews.

Regulatory context

Legal obligations of the provider

Allianz must comply with the Insurance Code, particularly regarding the duty of information and duty of advice towards its clients. This includes transparency about guarantees and exclusions.

Client rights

Clients have the right to a legal guarantee of conformity and a 14-day withdrawal period for contracts concluded remotely, in accordance with Article L221-18 of the Consumer Code.

Applicable standards and regulations

Health insurance must comply with the standards of the ACPR (Prudential Control and Resolution Authority) and European directives on insurance.

Scope and specialties

Geographic area of intervention

Allianz primarily operates in the Le Havre region, with services available at the agency located at 154 Rue Victor Hugo, 76600 Le Havre.

Declared specialties

Allianz offers health supplements, borrower insurance, and provident and retirement solutions. The offers are tailored for individuals and professionals.

Usual intervention times

Quotes are generally provided within 48 hours after the request, with personalized support during subscription.

Objective alternatives

Comparison with other providers

Groupama 1900 ISO 9001 4.4 €35 - €130 MAAF 1950 ISO 9001 4.3 €30 - €125 Harmonie Mutuelle 2000 ISO 9001 4.6 €40 - €140

Market positioning

Allianz is positioned in the market median in terms of pricing and customer satisfaction, with notable advantages in terms of coverage options and customer service.

Frequently asked questions

What are the reimbursement times?

Reimbursement times vary depending on the services, generally between 5 and 15 days after receipt of the necessary documents.

How to obtain a quote?

A quote can be obtained online on the Allianz website or by making an appointment directly at the Le Havre agency.

What guarantees are included in the supplementary health insurance?

The guarantees vary depending on the chosen contract, but generally include reimbursement for medical, hospital, and dental expenses.

Is there a waiting period?

A waiting period may apply depending on the chosen guarantees, generally from 3 to 6 months for certain services.

Can I change my supplementary health insurance?

Yes, it is possible to change supplementary health insurance at any time, provided that the notice periods of your current contract are respected.

What are the exclusions of coverage?

Exclusions vary depending on the contract, but generally include aesthetic treatments and undeclared pre-existing conditions.

How to contact customer service?

Customer service can be contacted by phone, email, or directly at the Le Havre agency.

What documents are required to subscribe?

The required documents include an ID, a bank account details, and possibly medical certificates depending on the chosen guarantees.

Are there any application fees?

In general, Allianz does not charge application fees for subscribing to supplementary health insurance.

How does cancellation work?

Cancellation can be done by registered letter, respecting a notice period of 2 months before the contract expiration date.

What are the payment terms?

Payments can be made monthly, quarterly, or annually depending on the client's preferences.

Can children be covered?

Yes, children can be included in the family supplementary health insurance contract.

What are the advantages of Allianz compared to other insurers?

Allianz stands out for its wide choice of guarantees, responsive customer service, and competitive pricing.

How does third-party payment work?

Third-party payment allows you not to advance medical costs, with Allianz taking care of the payment directly with the healthcare professional.

Are there additional options available?

Additional options can be added to the contract, such as coverage for alternative medicine or optical care.

All tags

health supplement health mutual health insurance

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About Allianz Patrimoine et Protection Sociale LE HAVRE HUGO EXPERT - Sandrine DUVAL

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Allianz Patrimoine et Protection Sociale LE HAVRE HUGO EXPERT - Sandrine DUVAL is an individual agency of the Allianz network. It specializes in wealth management and social protection, embodied by expert agent Sandrine Duval. The agency is located at 154 Rue…

Assurance / Mutuelle

Catchment areas

Le Havre Octeville-sur-mer Gonneville-la-mallet Fécamp Deauville Honfleur

Contact & Location

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