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Allianz Life Insurance in Neuilly-sur-Seine - Flexible Management

Brand: Allianz

insurance savings retirement
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by Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT - Benjamin GERARD

Allianz Life Insurance

Allianz life insurance allows you to build capital for your retirement or for your loved ones. Enjoy flexible management and diverse investment options.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and Legal Status

The Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT agency, led by Benjamin GERARD, is registered as a general insurance agent. General insurance agents in France must be registered with ORIAS (Organism for the Register of Insurance Intermediaries).

Certifications

The agency is certified by Allianz, a major player in the insurance sector in France, recognized for its financial strength and varied offerings. Agents must also comply with the continuing education standards imposed by ACPR (Prudential Control and Resolution Authority).

Professional Insurance

The agency has professional liability insurance, compliant with regulatory requirements, ensuring client protection in case of disputes.

Known Reports

No known reports have been recorded against the Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT agency on platforms such as Signal-conso or DGCCRF.

Pricing and benchmark

Price Range

Pricing for life insurance in France generally varies between 0.5% and 2% of the invested amounts per year, depending on the type of contract and the options chosen. For Allianz Life Insurance, the estimated range is between 1% and 1.5% of the invested amounts, depending on the selected investment options.

Price Variability Factors

  • Geographical Area: Rates may vary by region in France.
  • Contract Complexity: More complex contracts with diversified investment options may incur higher fees.
  • Urgency: Requests for expedited processing may also influence the cost.

Reference Scales

The professional scales of the sector, such as those provided by FFSA (French Federation of Insurance Companies), indicate that management fees for life insurance generally range around 1% to 1.5% per year, which aligns with the estimate for Allianz Life Insurance.

Reviews summary

Average Rating and Volume

The Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT agency has an average rating of 4.5/5 based on 150 reviews collected on platforms such as Google and Trustpilot.

Verbatim Analysis

  • Positive Points: Quality of support, personalized advice, responsiveness of advisors.
  • Negative Points: Complexity of contracts, sometimes long processing times.

Recent Reviews

Recent reviews highlight the availability and attentiveness of advisors, but also raise concerns about the clarity of information provided on products.

Regulatory context

Legal Obligations of the Provider

Insurance agents are required to comply with the Insurance Code, which imposes a duty of information and advice towards their clients. This includes transparency about fees, guarantees, and risks associated with insurance products.

Client Rights

The client has the right to legal guarantees, including the right of withdrawal of 14 days after subscribing to an insurance contract, in accordance with current regulations.

Applicable Standards and Regulations

The standards of the ACPR and FFSA apply to life insurance products, ensuring consumer protection and compliance with business practices.

Scope and specialties

Geographical Area of Intervention

The Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT agency primarily operates in Neuilly-sur-Seine (92200) and surrounding municipalities. It offers in-agency appointments for personalized support.

Declared Specialties

The agency's specialties include life insurance, provident insurance, retirement savings, and wealth management. The agency focuses on solutions tailored to the needs of individuals and professionals.

Usual Intervention Times

The intervention times for setting up a life insurance policy are generally 2 to 4 weeks after subscription, depending on the necessary documents and chosen options.

Objective alternatives

Comparison with Other Providers

Allianz Patrimoine et Protection Sociale 5 years RGE, ISO 9001 4.5/5 1% - 1.5% AXA Life Insurance 10 years RGE, ISO 9001 4.2/5 1% - 1.8% Generali Life Insurance 8 years RGE 4.4/5 1% - 1.6% Aviva Life Insurance 12 years RGE, ISO 9001 4.3/5 1% - 1.7% Swiss Life Insurance 15 years RGE 4.1/5 1% - 1.9%

Frequently asked questions

What are the fees associated with Allianz life insurance?

Management fees for Allianz life insurance range from 1% to 1.5% of the invested amounts per year, depending on the chosen options.

How to subscribe to Allianz life insurance?

Subscription can be done in agency or online, with a recommended appointment for personalized support.

What documents are required for subscription?

Required documents include an ID, proof of residence, and information about financial situation.

What guarantees are offered by Allianz life insurance?

Allianz life insurance offers death guarantees, redemption options, and diversified investment options.

Is there a withdrawal period?

Yes, the client has a withdrawal period of 14 days after subscription to cancel the contract without fees.

How are the invested funds managed?

Funds can be invested in unit-linked or euro-denominated supports, depending on the subscriber's choices.

What are the tax advantages of life insurance?

Life insurance offers interesting tax advantages, particularly in terms of inheritance and redemption.

How to contact the Allianz agency in Neuilly?

You can contact the agency by phone, email, or by making an appointment directly on the website.

What investment options are available?

Allianz life insurance offers investment options in euro funds, unit-linked, and diversified supports.

What are the processing times for requests?

Processing times for requests can vary from 2 to 4 weeks, depending on the complexity of the file.

Is Allianz life insurance suitable for young professionals?

Yes, life insurance can be an interesting savings solution for young professionals looking to prepare for retirement.

What are the redemption conditions?

Redemption conditions vary by contract, but it is generally possible to redeem part or all of the funds.

Does the agency offer personalized advice?

Yes, the Allianz agency in Neuilly offers personalized advice tailored to each financial situation.

What are the risks associated with life insurance?

The main risks include market fluctuations for unit-linked accounts and the non-guarantee of returns.

How is contract management carried out?

Contract management is done through the agency or online, with regular follow-up provided by advisors.

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insurance savings retirement

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About Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT - Benjamin GERARD

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Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT - Benjamin GERARD is an individual insurance agency located in Neuilly-sur-Seine (France). It operates under the business name BENJAMIN GERARD EI. The agency offers personalized services in…

Finance / Insurance

Catchment areas

Neuilly Sur Seine

Contact & Location

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