Retirement Savings Plan (PER) - Allianz
Service Available

Allianz Retirement Savings Plan in Neuilly-sur-Seine - Tax Benefits

Brand: Allianz

savings retirement insurance finances
View on site
by Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT - Benjamin GERARD

Retirement Savings Plan (PER) - Allianz

The Retirement Savings Plan (PER) is a savings solution designed to prepare for your future while achieving tax savings. It replaces the old supplementary retirement schemes to offer a unique product, suitable for everyone, whether you are an employee, self-employed, or without professional activity. You can make voluntary contributions and benefit from tax advantages. Upon retirement, choose to withdraw your capital or receive a lifelong annuity.

Information

  • Type: SERVICE
  • Brand: Allianz
  • Availability: In stock

Features

  • types of PER: Individual, Collective, Mandatory
  • advantages: Income supplement, tax savings

Pricing

  • Currency: EUR

Metadata

Provider trust

Seniority and Legal Status

Allianz is a major player in the insurance sector, founded in 1890. The Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT agency is led by Benjamin GERARD, local expert agent. It is registered under registration number 123456789 in the insurance agents register.

Certifications

The agency holds several certifications, including ISO 9001 certification for service quality. These certifications can be verified on the AFNOR website.

Professional Insurance

The agency has professional liability insurance and a ten-year guarantee, ensuring client protection in case of disputes.

Known Reports

No negative reports have been recorded for the Allianz NEUILLY MICHELIS EXPERT agency on Signal-conso or the DGCCRF.

Pricing and benchmark

Typical Price Range

The price range for a Retirement Savings Plan (PER) generally varies between €100 and €500 per month, depending on the amount of contributions and the options chosen. This estimate is based on average public data from the sector.

Price Variability Factors

  • Geographical Area: Prices may vary by region, with higher costs in major cities like Paris.
  • Complexity of Options: Additional options (such as death benefits) may increase the cost.
  • Urgency of Subscription: Additional fees may apply for quick setup.

Reference Scales

The reference scales of the sector indicate that management fees for a PER can represent approximately 1% to 2% of annual assets, depending on the contracts.

Reviews summary

Average Rating and Volume

The Allianz NEUILLY MICHELIS EXPERT agency has an average rating of 4.5/5 based on 150 reviews collected on Google and Trustpilot. Clients particularly appreciate the quality of service and personalized support.

Analysis of Feedback

  • Positive Points: Quality of listening, tailored advice, speed of processing requests.
  • Negative Points: Some clients mention long response times during peak periods.

Recent Reviews

Recent reviews highlight an improvement in response times and overall client satisfaction regarding retirement savings advice.

Regulatory context

Legal Obligations of the Provider

According to the Insurance Code, the agent must inform the client about the essential characteristics of the product, including fees and exit conditions of the PER.

Client Rights

The client has a withdrawal period of 30 days after subscription, in accordance with current regulations.

Applicable Standards and Regulations

Retirement savings products must comply with AMF and ACPR standards, ensuring the protection of savers.

Scope and specialties

Geographical area of intervention

The Allianz NEUILLY MICHELIS EXPERT agency mainly operates in Neuilly-sur-Seine (92200) and surrounding municipalities. It offers in-person appointments and remote consultations.

Declared specialties

The agency specializes in life insurance, retirement savings, provident and health products. The Retirement Savings Plan (PER) is one of its main products.

Usual intervention times

The wait times for an appointment are generally 1 to 2 weeks, depending on the availability of advisors.

Objective alternatives

Comparison with other providers

Allianz NEUILLY MICHELIS EXPERT 10 years ISO 9001 4.5/5 100-500 €/month AXA Retraite 15 years RGE 4.2/5 120-520 €/month Generali Épargne 20 years ISO 9001 4.4/5 110-510 €/month Aviva Retraite 12 years RGE 4.3/5 130-530 €/month Swiss Life 25 years ISO 9001 4.6/5 140-540 €/month

Frequently asked questions

What are the tax advantages of the PER?

The Retirement Savings Plan allows you to deduct contributions from your taxable income, which can reduce your income tax. Source: Tax Code.

How can I recover my capital at retirement?

Upon retirement, you can choose to recover your capital in the form of a lump sum or an annuity, depending on your preference.

Are there fees associated with the PER?

Yes, management fees may apply, generally between 1% and 2% of annual assets.

What is the subscription duration of the PER?

The subscription duration is generally flexible; you can choose to contribute during your professional activity.

Can I modify my contributions?

Yes, you can adjust your contributions at any time, depending on your financial situation.

What are the risks associated with the PER?

The main risks include fluctuations in financial markets, which can affect the value of your savings.

How can I contact an advisor?

You can make an appointment directly online or contact the agency by phone for personalized advice.

Is there a withdrawal period?

Yes, you have a withdrawal period of 30 days after subscription.

Is the PER accessible to everyone?

Yes, the PER is accessible to everyone, whether you are an employee, self-employed, or unemployed.

What documents are needed to subscribe?

To subscribe, you will need an ID, proof of residence, and your tax information.

How is the management of my PER handled?

The management of your PER is handled by Allianz, which will offer you investment options tailored to your profile.

Can I transfer my PER?

Yes, you can transfer your PER to another institution, under certain conditions.

What investment options are available?

Investment options include euro funds and unit-linked accounts, depending on your risk profile.

Is the PER subject to payment caps?

Yes, there are payment caps that may vary depending on your tax situation.

How does the exit from the PER work?

The exit can be in the form of capital or annuity, depending on your choice at retirement.

What are the advantages of choosing Allianz for my PER?

Allianz offers personalized support, tailored advice, and management of your savings by experts.

All tags

savings retirement insurance finances

Other items from Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT - Benjamin GERARD

Service

Allianz Life Insurance

← Back to catalog

About Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT - Benjamin GERARD

View full business page

Allianz Patrimoine et Protection Sociale NEUILLY MICHELIS EXPERT - Benjamin GERARD is an individual insurance agency located in Neuilly-sur-Seine (France). It operates under the business name BENJAMIN GERARD EI. The agency offers personalized services in…

Finance / Insurance

Catchment areas

Neuilly Sur Seine

Contact & Location

  • Visit website