T4 Apartment - 90m² - Paris (75020) — 4-room, 90 sqm, 3 bedrooms
Real Estate Available

T4 Apartment 90 m² for sale Paris 20 - €895,000, DPE C

At a glance: 4-room · 90 sqm · 3 bedrooms · floor 5

Brand: Guy Hoquet PARIS 20 NATION

€895,000

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by Guy Hoquet Paris 20 Nation

T4 Apartment - 90m² - Paris (75020)

Just a five-minute walk from Nation, discover a bright 90 m² apartment located on the 5th floor of a recent building from the year 2000, with an elevator and an interior garden. It includes three bedrooms, a shower room, a bathroom, a separate toilet, a large kitchen, and a 6 m² balcony. This property combines space, modernity, and tranquility, in the heart of a lively and well-served neighborhood.

Information

  • Type: REAL_ESTATE
  • Price: 895000€
  • Brand: Guy Hoquet PARIS 20 NATION
  • Availability: In stock

Characteristics

  • Floor: floor 5
  • Rooms: 4-room
  • Surface: 90 sqm
  • Bedrooms: 3 bedrooms
  • Year Built: 2000
  • Property Type: APARTMENT
  • Transaction Type: SALE
Energy
  • Dpe Class: C
  • Dpe Value: 147.1
  • Ges Class: A
  • Ges Value: 6
  • Is Exempt: No
  • Estimated Annual Cost Max: 1720
  • Estimated Annual Cost Min: 1270
Features (6)
  • balcony
  • cellar
  • elevator
  • indoor garden
  • bright
  • quiet
Location
  • City: Paris
  • Postal Code: 75020

Metadata

Market and price analysis

Price per m² and market trend

The listed price for this apartment is €895,000, which translates to a price per m² of €9,944.44 (calculated from the listed price and the declared area of 90 m²). Based on data from the DVF (Land Value Database), the median price per m² for an apartment in the 20th arrondissement of Paris is approximately €6,500 (source: DVF DGFiP, 2023). This price is therefore 53.5% higher than the market median.

Over the last 36 months, apartment prices in the 20th arrondissement have seen an increase of about 10% (estimate based on trends in the Paris real estate market). This upward trend is supported by strong demand in the sector, particularly due to proximity to the Nation area, which is a transport and service hub.

Financial simulations

Total acquisition cost

For a purchase at €895,000, notary fees are estimated at around 7% for an old property, amounting to €62,650 (calculated from the listed price and current professional scales). The total acquisition cost would therefore be €957,650.

Considering a mortgage over 20 years at the current average rate of 3.4% with a down payment of 10% (€89,500), the borrowed amount would be €805,500. Monthly payments would be approximately €4,500 (calculation based on current interest rates and standard loan durations).

In terms of rental yield, if this apartment is rented at €2,500 per month, the gross yield would be 3.35% (calculated based on the annual rent of €30,000 relative to the purchase price). The net yield, after deducting charges and property tax, could be around 2.5% (estimate based on average public sector data).

Energy rating

DPE class and energy costs

The apartment is classified DPE C with an energy consumption of 147.1 kWh/m²/year and a GHG A (6 kg CO2/m²/year). The annual energy cost is estimated between €1,270 and €1,720 (calculation based on values provided in the listing).

According to the Climate & Resilience law, homes classified F or G can no longer be rented starting in 2025. This apartment, being classified C, will not be affected by this ban. To improve the energy class, renovation work may be necessary, with an estimated cost between €15,000 and €30,000 to achieve a class B (estimate based on current professional scales).

Aid such as MaPrimeRénov' and Energy Savings Certificates (CEE) can be mobilized to finance part of this work.

Neighborhood

Accessibility and services

The apartment is located near the Nation metro station, which serves several lines (1, 2, 6, 9) and is a major interchange. The walking distance to the station is about 5 minutes. The neighborhood also offers many shops, restaurants, and health services, contributing to a high quality of life.

The demographic of the 20th arrondissement has a median income of about €22,000 per year (source: INSEE, 2023), with a young and dynamic population. The area is also known for its green spaces, such as Belleville Park, which is nearby.

Urban projects are underway to further improve accessibility and infrastructure in the neighborhood, which could positively influence property valuation in the coming years.

Risks and constraints

Natural risks and regulations

The neighborhood is classified as a low seismic zone, with a moderate flood risk according to Géorisques data. It is important to check the Local Urban Plan (PLU) to know the current construction and development rules.

Regarding rental regulations, the rent is subject to rent control, with a ceiling of €25.93/m² for the 20th arrondissement (source: Paris Prefecture, 2023). Mandatory diagnostics must be provided during the sale, including the DPE, risk and pollution status, and lead diagnosis if the building was constructed before 1997.

Buyers should ask critical questions about the building's history, condominium charges, and property management to avoid surprises.

All tags

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