8-room house 257 m² for sale in Montastruc-la-Conseillère - €645,000

The listed price of the house is €645,000, for an area of 257 m², which gives a price per m² of €2,508 (calculated from the listed price and declared characteristics). In the Montastruc-la-Conseillère market, the median price per m² for similar houses is estimated at €2,300 (source: DVF DGFiP, consulted in 2023). This places this house above the market median by 9%.

Over the last 36 months, house prices in the region have increased by about 5% per year, indicating an upward trend. The demand for houses with outdoor spaces, like this one, has been particularly strong, due to the growing appeal of rural housing, especially after the pandemic.

Property positioning:

• Advantages: Spacious house, 6 bedrooms, 3300 m² wooded park, swimming pool.
• Disadvantages: Price above the median, some refreshing needed.

For the purchase of this house, notary fees are estimated between 7% and 8% of the purchase price, or about €45,150 to €51,600 (estimate based on current professional scales). This brings the total acquisition cost to approximately €690,150 to €696,600.

Loan simulation:

• Amount borrowed: €645,000
• Personal contribution: 10% or €64,500
• Amount to finance: €580,500
• Average interest rate: 3.4% over 20 years
• Estimated monthly payment: approximately €3,300 (calculated with a loan simulator).

Gross rental yield: If this house were rented, with an estimated rent of €2,500/month, the gross rental yield would be 4.65% (calculated from the annual rent divided by the purchase price). Taking into account charges and property tax, the net yield could drop to about 3.5%.

The house is classified as D for the DPE, indicating moderate energy consumption. The estimated annual energy cost is about €1,500 (estimate based on average public sector data).

Renovations and aids:

• To improve the DPE class, renovation work may be necessary, with an estimated cost between €15,000 and €30,000 depending on the scope of the work (estimate based on current professional scales).
• Aids such as MaPrimeRénov' and Energy Savings Certificates (CEE) can be mobilized, offering grants of up to €10,000 depending on the work done.

The house is located in Montastruc-la-Conseillère, a dynamic municipality near Toulouse.

Transport:

• SNCF station 5 minutes by car, with regular trains to Toulouse (about 20 minutes).
• Bus lines serving the municipality, facilitating access to surrounding areas.

Amenities:

• Local shops (bakery, supermarket) within 1 km.
• Nursery and elementary schools within 1 km, with good academic results.

Quality of life:

• Quiet and green environment, ideal for families.
• Ongoing urban projects to improve local infrastructure, including green spaces and sports facilities.

The municipality of Montastruc-la-Conseillère is subject to moderate flooding risks, according to Géorisques data. It is advisable to consult the Local Urban Planning Plan (PLU) to know the construction and extension rules.

Mandatory diagnostics:

• DPE, lead, asbestos, electricity, gas.
• Diagnostics must be provided by the seller before the sale.

Rent control:

• No specific rent control in this municipality, but it is important to stay informed about legislative developments.

By comparing this house with other similar properties in the area, we observe:

• Median price for houses with 6 to 8 rooms: €2,300/m².
• Average selling price for houses with swimming pool and garden: €2,600/m².

Positioning:

• This house is above the market median, but justified by its unique features (space, pool, park).
• Estimated negotiation margin: About 5% due to the current market trend.