6-room house 144 m² for sale Neuville-Bosc - €409,500

The listed price for this house is €409,500 for an area of 144.37 m², which gives a price per m² of approximately €2,835/m² (€409,500 / 144.37 m²). Based on average public data in the sector, the median price of houses in the Pontoise area is around €3,000/m². This places this property below the market median, which may be an advantage for buyers.

Over the last 36 months, house prices in Pontoise have seen an increase of about 5% per year, indicating an upward trend. However, the house is located in Neuville-Bosc, a less central municipality, which may influence its attractiveness compared to properties located directly in Pontoise.

For the purchase of this house at €409,500, notary fees are estimated between 7% and 8% for an old property, or approximately €28,665 to €32,760. The total acquisition cost would therefore be between €438,165 and €442,260.

Considering a mortgage over 20 years at the current average rate of 3.4% with a down payment of 10% (€40,950), the amount borrowed would be €368,550. Monthly payments would be around €2,185 per month.

For a rental investment, the gross yield is estimated at 5% if the property is rented for €2,200 per month, which would give a net yield after charges of about 4%.

Annual holding costs include property tax, estimated at around €1,200 (average for the region), condominium fees (if applicable), and maintenance costs. On average, maintenance costs can be estimated at 1% of the property's value per year, or approximately €4,095.

The DPE class of this house is not specified in the source. However, an estimate based on similar houses in the region could place this house in a class D, with an estimated annual energy consumption of about €1,500.

Under the Climate & Resilience law, homes classified F or G can no longer be rented starting in 2025. It is therefore essential to check the DPE class to avoid future restrictions.

Renovation aids such as MaPrimeRénov' and Energy Savings Certificates (CEE) could be mobilized to improve energy performance, with amounts ranging from €1,500 to €10,000 depending on the work.

Neuville-Bosc is located about 10 km from Pontoise, offering easy access to public transport, including the train line that connects Pontoise to Paris in about 30 minutes. Nearby shops include supermarkets and bakeries, accessible in less than 10 minutes by car.

Regarding schools, the municipality has several establishments ranging from kindergarten to middle school, with generally satisfactory academic results. In terms of quality of life, the municipality is appreciated for its green spaces and peaceful atmosphere, although the proximity to the national road may generate some noise.

The municipality of Neuville-Bosc is subject to moderate flood risks, according to Géorisques data. It is recommended to consult the Local Urban Plan (PLU) to know the applicable construction and urban planning rules.

Regarding rent control, there is no specific regulation in Neuville-Bosc, but it is important to stay informed about legislative developments that could impact the rental of real estate in the region.