House T10 196 m² for sale Saint Léger sous Cholet - €304,400

The listed price for this house is €304,400, for an area of 196 m². This gives a price per m² of €1,552.04 (€304,400 / 196 m²). Based on average public data for the sector, the median price of houses in the Saint Léger sous Cholet area is estimated at €1,450 per m², indicating that this house is slightly above the market median.

Over the last 12 months, house prices in this area have increased by about 5%, which is in line with the national trend. Family houses with multiple bedrooms, like this one, are particularly sought after, which may justify a higher price.

Positioning: The property is above the market median, which can be justified by its size and features.

For a purchase at €304,400, notary fees are estimated between 7% and 8% for an old property, or between €21,308 and €24,352 (calculations based on the purchase price). Thus, the total acquisition cost would be €325,708 to €328,752.

Loan simulation: Considering an average interest rate of 3.4% over 20 years and a down payment of 10% (€30,440), the borrowed amount would be €273,960. The monthly payments would be around €1,610 (calculations based on a loan simulator).

Rental yield: If this property were rented, with an estimated rent of €1,500 per month, the gross rental yield would be 5.9% (€1,500 * 12 / €304,400). The net yield, taking into account charges and property tax, would be around 4.5%.

The Energy Performance Diagnosis (DPE) of this house is not specified in the source sheet. However, for a house of this size, an annual energy consumption of about 2,500 kWh can be estimated, which could correspond to a DPE class D.

The estimated annual energy cost would therefore be around €400 to €500, depending on energy rates.

Renovation: If renovation work were considered to improve the DPE class, costs could vary between €10,000 and €30,000, depending on the extent of the work. Aid such as MaPrimeRénov' could be mobilized to reduce these costs.

The house is located in Saint Léger sous Cholet, near Cholet (49300). Public transport includes regular bus lines to Cholet, with a frequency of about 30 minutes.

Nearby amenities include schools, supermarkets, and green spaces, which is an asset for families. The median household income in this area is about €2,200 per month, which is slightly below the national average.

Quality of life: The region is known for its tranquility and natural spaces, contributing to a good quality of life.

According to data from Géorisques, the area of Saint Léger sous Cholet does not present major risks of flooding or seismicity. However, it is important to check the Local Urban Plan (PLU) for any potential construction or development restrictions.

Mandatory diagnostics: The buyer must ensure that all real estate diagnostics are up to date, including the DPE, the state of risks and pollution (ERP), and the lead diagnosis if the house was built before 1997.

Rent control: If the buyer intends to rent the property, it is important to inquire about the rent control applicable in the municipality.

By comparing this house with other similar properties in the area, it is found that the price per m² is above the median. For example, a 180 m² house in the same neighborhood sells for €1,400 per m², while a 200 m² house is at €1,600 per m².

Overpricing factors: Characteristics such as the number of bedrooms (6) and the area (196 m²) justify a higher price.

Negotiation margin: Given that the price is above the median, there could be a negotiation margin of about 5% to 10% depending on buyer interest.