T8 House 239 m² for sale in Auvers-sur-Oise - €790,000

The price of the house is €790,000 for an area of 239.17 m², which gives a price per m² of €3,295.73 (calculated from the displayed price and declared characteristics). For comparison, the median price per m² in the Auvers-sur-Oise area is approximately €3,200 (source: DVF DGFiP, consulted in October 2023).

Over the last 12 months, house prices in Auvers-sur-Oise have seen an increase of about 5% (estimate based on average public data in the sector). This trend is supported by a dynamic real estate market, with growing demand for spacious houses and private gardens, especially close to Paris.

This house is positioned slightly above the market median, which can be justified by its unique features such as the private garden, garage, and architectural charm. However, the DPE G could be a negotiation factor for buyers concerned about energy efficiency.

For a purchase at €790,000, notary fees are estimated between 7% and 8%, or approximately €55,300 to €63,200 (indicative range based on current professional scales). The total acquisition cost would therefore be between €845,300 and €853,200.

Considering an average interest rate of 3.4% over 20 years and a down payment of 10% (€79,000), the amount borrowed would be €711,000. The monthly payment would be approximately €3,800 (calculated from current average rates).

If this house were rented, with an estimated rent of €3,500 per month, the gross rental yield would be 5.3% (calculated from the annual rent divided by the purchase price). The net yield, after deducting charges and property tax, could be estimated at around 4.5%.

The house has a DPE class G, with an energy consumption of 440 kWh/m²/year. The annual energy cost is estimated between €8,710 and €11,830 (estimate based on provided values).

To improve the DPE class, renovation work is necessary. The estimated cost to move to a class D or E could range between €20,000 and €50,000 (estimate based on current professional scales). Aids such as MaPrimeRénov' and Energy Savings Certificates (CEE) can be mobilized to reduce the cost of the work.

According to the Climate & Resilience law, housing classified F and G will no longer be able to be rented from 2025. This could impact the rental value of this house if no work is carried out.

The house is located near the Auvers-sur-Oise train station, which serves the H line of the Transilien, providing direct access to Paris in about 40 minutes. Local bus lines are also available, offering good connectivity.

The neighborhood offers several local shops, including bakeries, supermarkets, and restaurants. Educational institutions are also present, with satisfactory academic results.

Auvers-sur-Oise is known for its green surroundings and peaceful atmosphere, attracting families and individuals looking to escape the hustle and bustle of Paris. The town hall park and the banks of the Oise offer relaxing spaces appreciated by residents.

The house is located in a low flood risk area, according to Géorisques data. However, it is important to check the risks related to seismicity, although the region is not particularly exposed.

The PLU of Auvers-sur-Oise imposes certain constraints regarding construction and development. It is advisable to consult the town hall's urban planning department for any planned modifications.

Before the sale, several diagnostics must be carried out, including the DPE, the state of risks and pollution, as well as asbestos if the house was built before 1997. These documents are essential for the transparency of the transaction.

By comparing this house with other similar properties in the area, it is noted that the price per m² is higher than the market median, which is around €3,200 (source: DVF DGFiP, consulted in October 2023). Houses with a DPE G generally sell at a discount of 10 to 15%.

Features such as the private garden, garage, and generous area of 239.17 m² may justify an overvaluation compared to similar houses. However, the DPE G could limit the interest of buyers concerned about energy efficiency.

Given the positioning above the median and the DPE G, a negotiation margin of 5 to 10% could be considered, especially if renovation work is needed.