5-Room House for Sale in Oullins (69600) - €539,000, Energy Performance Certificate D

The listed price of the house is €539,000 for an area of 130 m², which gives a price per m² of €4,146.15 (calculated from the listed price and declared characteristics). In the Oullins market, the median price per m² for similar houses is estimated at €3,800 (source: DVF DGFiP, consulted in October 2023). This places this house above the market median by 9%.

Over the last 36 months, house prices in Oullins have increased by about 5% per year, according to INSEE data. This trend is supported by the growing demand in the region, due to the proximity of Lyon and transportation infrastructure.

In terms of positioning, this house stands out for its generous space and green surroundings, while remaining close to urban amenities.

For a purchase price of €539,000, notary fees are estimated at around 7% for an older property, which is approximately €37,730 (estimate based on current professional scales). The total acquisition cost amounts to approximately €576,730.

Considering a loan at an average rate of 3.4% over 20 years with a down payment of 10% (€53,900), the monthly payments would be around €2,800 (calculation based on the borrowed amount and the interest rate). The total interest cost over the duration of the loan would be approximately €80,000.

For a rental investment, the gross yield is estimated at 5.5% based on a monthly rent of €2,500 (estimate based on sector rents). The net cash flow after charges and taxes would be around €500 per month.

The house is classified as EPC D, indicating an estimated annual energy consumption of about 180 kWh/m² (source: ADEME). The annual energy cost is therefore estimated at around €1,200 (calculation based on an average rate of €0.15/kWh).

According to the Climate & Resilience law, properties classified as EPC E or lower can no longer be rented out starting in 2025. Renovation work to improve the energy class to C could cost between €15,000 and €25,000 (estimate based on current professional rates).

Aid such as MaPrimeRénov' and Energy Savings Certificates (CEE) can be mobilized to finance this work, with amounts varying between €1,500 and €5,000 depending on income and the type of work.

The house is located in immediate proximity to metro line B, allowing for quick access to the center of Lyon. The nearest metro station is about 1 km away, or a 12-minute walk. Renowned schools and shops in Oullins are also accessible in less than 10 minutes by car.

The neighborhood's demographics indicate a median income of around €28,000 per year, with a population primarily composed of families and young professionals. The quality of life is appreciated for its tranquility, green spaces, and proximity to nature, with several parks nearby.

Urban projects are underway to improve infrastructure and transportation in the area, which could have a positive impact on property valuation.

The house is located in a low flood risk area, according to Géorisques data. However, it is important to check for any easements and the Local Urban Planning Plan (PLU) to ensure compliance with future projects.

Regarding regulations, the property must meet energy performance standards, and mandatory diagnostics must be provided at the time of sale. The buyer's rights include a 10-day withdrawal period after signing the sales agreement, in accordance with the Consumer Code.

Mandatory diagnostics include the Energy Performance Certificate (DPE), the state of risks and pollution, as well as the condition of the electrical and gas installations, which must be provided by the seller.

This house is positioned above the market median, with a price per m² of €4,146.15, compared to the median of €3,800 for similar houses in the area. The premium factors include the area, the garden, and the proximity to transport.

Comparable properties in the area show prices ranging from €3,500 to €4,200 per m², depending on the characteristics (source: DVF DGFiP, consulted in October 2023). The negotiation margin is estimated at around 5% due to the increasing demand in the region.