Stop Loyer

Stop Loyer

General Overview

Stop Loyer is a French agency dedicated to supporting first-time homebuyers, with a particular focus on the Zero Interest Loan (PTZ) for the year 2026. The agency stands out for its combined approach of new real estate consulting and mortgage brokerage, emphasizing pricing transparency. Its target audience consists exclusively of first-time homebuyers, without an investor portfolio or third-party financial products.

History and Origins

Founded by Hervé Voirin, an expert in new real estate and wealth management, Stop Loyer was established after 15 years of experience in the sector. The idea to create this company arose from an observation: nearly 73% of French tax households are potentially eligible for the PTZ, but a large majority do not benefit from this assistance due to scattered and complex information. By bringing together real estate consulting, IOBSP brokerage, and the T card under one brand, Stop Loyer covers the entire process of supporting first-time homebuyers, from education to handing over the keys.

Activities and Services

Stop Loyer offers a varied range of services aimed at facilitating access to homeownership for first-time buyers. Among the main offerings are:

• Social Access Loan (PAS) Simulator: An online tool to check eligibility for the PAS.
• Official ANIL and Service-public.fr Sheets: Informative documents on the PAS.
• Official SGFGAS Scales: References for financial institutions.
• Crossed Simulator PAS + PTZ + Action Logement: Tool for financial optimizations.
• PTZ Eligibility Tests: Assessment of access to the Zero Interest Loan.
• Financing Brokerage Support: Personalized assistance for financing application preparation.
• Local PTZ Barometers by Territory: Analysis of real estate market trends by area.

The agency distinguishes itself through its educational approach aimed at simplifying and securing the journey of first-time homebuyers.

Value Proposition

The value proposition of Stop Loyer is based on comprehensive and transparent support for tenants eligible for the PTZ wishing to become homeowners in new real estate. The agency provides updated interactive tools and personalized financing arrangements. Stop Loyer positions itself as a technical and educational expert, ensuring regulatory compliance and transparency of fees.

Market and Positioning

Stop Loyer primarily operates in the new real estate sector in France, targeting first-time homebuyers who wish to access homeownership in urban and suburban areas. Potential clients include:

• PTZ Eligible Tenants: Often unaware of their eligibility, they seek clear and transparent support.
• First-Time Buyer Couples: With intermediate incomes, wishing to optimize their financing.
• First-Time Investor Buyers: Seeking expert support in new real estate.
• Young Urbanites: Users of digital solutions for their first acquisition.

The positioning of Stop Loyer is that of an expert, accessible, and regulated service, meeting the needs of a clientele often inexperienced in the field of real estate.

Contact Information and Practical Details

For any information requests or to schedule an appointment, Stop Loyer can be contacted at the following details:

• Website: https://www.stop-loyer.fr/
• Email: contact@stoployer.fr
• Phone: +33 7 49 89 43 39

The agency offers a first free appointment, thus promoting accessibility to its services and transparency regarding its fees, which are only due after the release of funds.