5-room loft 245 m² for sale Villeneuve-de-Berg - €349,000

The displayed price for this loft is €349,000 for a surface area of 245 m², which gives a price per m² of approximately €1,426/m².

Comparison with the local market

Based on data from the DVF (Demand for Land Value) for the Villeneuve-de-Berg region, the median price per m² for similar properties (lofts and houses) is estimated at around €1,300/m². Thus, the price of this loft is 9.7% above the market median.

Price trend

Prices in the Ardèche region have shown an upward trend of 5% over the last 12 months, with a notable increase in atypical properties such as lofts. This trend is supported by a growing interest in unique and renovated living spaces.

Property positioning

This loft is positioned in the high-end segment of the local market, attracting buyers looking for properties with character and varied development possibilities.

For a purchase at €349,000, notary fees are estimated between 7% and 8% for an older property, or approximately €24,430 to €27,920. This brings the total acquisition cost to approximately €373,430 to €376,920.

Loan simulation

With an average current interest rate of 3.4% over 20 years and a down payment of 10% (€34,900), the amount borrowed would be €314,100.

The monthly repayment would be approximately €1,800 (calculated with a loan simulator), which includes interest and principal.

Estimated rental yield

If this loft is converted into gîtes or guest rooms, with an estimated rental rate of €150 per night, and an occupancy rate of 60%, the gross rental yield could reach approximately €32,850 per year, or a net yield after expenses of about €25,000.

Annual holding cost

Annual charges (property tax, maintenance, insurance) are estimated at around €2,500 per year, representing a monthly holding cost of approximately €208.

The energy performance diagnosis (DPE) is not specified in the description, but the property is equipped with a heat pump and reversible air conditioning, suggesting relatively low energy consumption.

Estimated annual energy cost

Generally, for a property of this size, the annual energy cost could range between €1,200 and €1,800, depending on usage and energy rates.

Renovation aids

If energy renovation work is considered, aids such as MaPrimeRénov' or Energy Savings Certificates (CEE) could be mobilized, offering subsidies of up to €20,000 depending on the work done.

Villeneuve-de-Berg is a municipality located in Ardèche, with easy access to main roads. Public transport includes bus lines connecting the city to surrounding municipalities.

Amenities

The neighborhood has local shops, schools, and health services. The quality of life is generally appreciated for its tranquility and proximity to nature.

Demographics

The population of Villeneuve-de-Berg is about 3,000 inhabitants, with a median income of around €1,800 per month. The municipality attracts families and retirees, contributing to a peaceful environment.

Villeneuve-de-Berg is located in a low flood risk area, but it is advisable to consult Géorisques data for detailed information.

Local Urban Plan and zoning

The Local Urban Plan (PLU) of the municipality should be consulted to verify the possibilities for converting attics and land.

Mandatory diagnostics

Mandatory diagnostics include the DPE, asbestos, and lead, which must be provided by the seller before the sale.

Comparing this loft with other similar properties in the region, it is positioned above the market median.

Advantages

• Spacious area of 245 m².
• Recent renovation with modern features.
• Poolable land, which is rare in the region.

Disadvantages

• Price per m² higher than the local median.
• DPE not specified, which could be a hindrance for some buyers.