6-room house 155 m² in Charantonnay - €449,000

The listed price for this house is €449,000, which corresponds to a price per m² of approximately €2,903 (calculated from the listed price and the area of 155 m²). Based on data from the DVF (Demand for Land Value), the median price of houses in the Charantonnay area is estimated at €2,500 per m². This places this house above the market median by 16%.

Over the last 12 months, house prices in the region have seen an average increase of 5%, with a forecast of stabilization for the coming year. Properties with similar characteristics (area, number of bedrooms) generally sell between €400,000 and €480,000 in the municipality, confirming this house's positioning at the high end of the range.

For a purchase at €449,000, notary fees are estimated at approximately €31,430 (calculated at 7% of the purchase price, average rate for older properties). The total acquisition cost would therefore be €480,430.

For a loan of €449,000 over 20 years at the current average rate of 3.4%, with a down payment of 10% (€44,900), the monthly payments would be approximately €2,200.

In terms of rental yield, if this house were rented out, with an estimated rent of €1,800 per month, the gross yield would be 4.8% (calculated on the purchase price). After deducting charges and property tax, the net yield could be around 4%.

The house is classified D in terms of energy performance. Annual energy expenses are estimated at €1,500 (calculated based on EDF bills from 2025). According to the Climate & Resilience law, homes classified F and G will no longer be able to be rented out starting in 2025, highlighting the importance of good energy performance.

To improve the DPE class to C, renovation work is estimated between €15,000 and €25,000, including insulation and replacement of heating systems. Aid such as MaPrimeRénov' can be mobilized, with amounts ranging from €1,500 to €7,000 depending on the work.

Charantonnay is located about 20 km from Bourgoin-Jallieu, providing easy access to the A43 and A46 highways. Public transport includes regular bus lines to Bourgoin-Jallieu, with a frequency of 30 minutes. Local amenities include schools, nearby shops, and green spaces, contributing to a pleasant quality of life.

The neighborhood's demographics show a median income of around €25,000 per year, with a predominantly family population. The living environment is calm, with limited urban projects, ensuring tranquility for residents.

The house is located in an area where the risk of flooding is low, according to Géorisques data. The PLU (Local Urban Plan) of Charantonnay allows constructions up to 2 stories but imposes strict rules on the urbanization of natural areas. Mandatory diagnostics must be provided during the sale, including the DPE, the state of electrical and gas installations, as well as the lead exposure risk assessment.

Compared to other 6-room houses in the region, this house is positioned at the high end of the price range. Similar houses sell between €400,000 and €480,000, with comparable characteristics (area, number of bedrooms). The advantages of this house include its spacious land, swimming pool, and converted garage, while the disadvantages may be its D rating in energy performance and its price above the market median.