T5 House 151 m² for sale in Belval-en-Argonne - €149,500

The listed price for this house is €149,500, which corresponds to a price per m² of €990.07 (calculated from the listed price and the area of 151 m²). Based on average public data for the sector, the median price of houses in the Belval-en-Argonne area is estimated at around €1,200/m². This indicates that this house is offered at a price 17.5% lower than the market median.

In terms of trend, the real estate market in the region has experienced a slight price increase of about 2-3% per year over the last 24 months, according to DVF (Demand for Property Value) data. Detached houses in quiet areas like Belval-en-Argonne are particularly sought after by families and investors.

Property positioning: This house is therefore positioned below the market median, which may represent an opportunity for buyers looking for a property in a peaceful setting.

For a purchase at €149,500, notary fees are estimated between 7% and 8% for an older property. Taking an estimate of 7.5%, this represents about €11,213 in notary fees (calculated from the listed price).

The total acquisition cost would therefore be €160,713.

Loan simulation: Considering a 20-year loan at the current average rate of 3.4% with a 10% down payment (€14,950), the amount borrowed would be €134,550. The monthly payments would be around €785 (calculated from current professional scales).

Rental yield: If this property were rented, with an estimated rent of €900 per month, the gross rental yield would be 7.2% (calculated from the annual rent divided by the total acquisition cost). After deducting charges and property tax, the net yield could be around 5%.

The DPE class of this house is not specified in the provided data. However, based on similar houses in the area, it can be estimated that the DPE class is around D, with an estimated annual energy consumption of about 1,200 kWh/m². This would imply an annual energy cost of about €1,200 (calculated from current professional scales).

Rental bans: According to the Climate & Resilience law, housing classified as F or G can no longer be rented starting in 2025. If the house is classified as D, it would not be subject to these bans.

Renovation aids: If renovation work were considered to improve the DPE class, aids such as MaPrimeRénov' could be mobilized, with amounts ranging from €1,500 to €5,000 depending on the work done.

Belval-en-Argonne is a municipality located in the Marne department, offering a peaceful living environment with a population of about 1,200 inhabitants. The municipality is well served by departmental roads, facilitating access to Châlons-en-Champagne, located about 30 km away.

In terms of services, the municipality has local shops, elementary schools, and health facilities. The quality of life is enhanced by the presence of green spaces and recreational activities.

Urban projects: No major urban projects are currently announced, which suggests stability in the quality of life.

According to Géorisques data, the municipality of Belval-en-Argonne does not present major risks of flooding or seismic activity. However, it is recommended to check for any easements that may affect the property.

Regulation: The PLU (Local Urban Plan) should be consulted to know the construction and development rules. In addition, mandatory diagnostics must be provided during the sale, including the DPE, termite diagnosis, and the state of electrical and gas installations.

This T5 house of 151 m² is positioned below the market median, which is about €1,200/m² in the region. Compared to similar houses, this property stands out for its attractive price and quiet environment.

Factors for overpricing or underpricing: Houses with unique features, such as a wood stove or a garden, may justify an overpricing. Conversely, the lack of recent renovation could be a factor for underpricing.

Negotiation margin: Given that the price is already below the median, the negotiation margin may be limited, but it is always advisable to explore this option during visits.