T4 Apartment 86 m² for sale in Courbevoie - €748,800, DPE C

The listed price for this apartment is €748,800, which corresponds to a price per m² of €8,700 (calculated from the listed price and declared characteristics). Based on DVF (Demand for Property Value) data, the median price per m² for an apartment in Courbevoie is around €6,500 (source: DVF DGFiP, 2023). This means that this apartment is above the market median by 34.6%. Over the last 12 months, apartment prices in Courbevoie have increased by about 5% (source: Notaires de France, 2023).

This apartment is located in a high market segment, justified by its size, recent condition (2020), and features (balcony, parking). Similar properties in the area show prices ranging from €7,000 to €9,500 per m², depending on their condition and specific location. The apartment is therefore competitive compared to comparable properties, but its price remains high compared to the market median.

For a purchase at €748,800, notary fees are estimated between 2% and 3% for a new property, or approximately €15,000 to €22,500 (estimate based on current professional scales). The total acquisition cost would therefore be between €763,800 and €771,300.

For a loan of €748,800 over 20 years at an average rate of 3.4%, with a contribution of 10% (€74,880), the amount borrowed would be €673,920. The monthly payment would be approximately €3,900 (calculated with a loan simulator). The total cost of the loan would be around €1,040,000 over 20 years.

If this apartment is rented, with an estimated rent of €2,800 per month (estimate based on local rents), the gross rental yield would be 4.5% (calculated from the annual rent divided by the purchase price). The net yield, after deducting charges (about 20% of the rent), would be around 3.6%.

The apartment has a DPE of class C with a consumption of 68 kWh/m²/year and a GES of class C with 13 kg CO2/m²/year. The estimated annual energy cost is around €1,200 (calculated from average energy consumption for an apartment of this size).

According to the Climate and Resilience law, homes classified F or G will no longer be able to be rented from 2025. This apartment, classified C, therefore complies with current regulatory requirements.

Aids such as MaPrimeRénov' and Energy Savings Certificates (CEE) are available for energy improvement work. Amounts vary but can go up to €20,000 for significant renovations.

The apartment is located near the Courbevoie train station, served by the L line of the Transilien, allowing quick access to Paris in less than 10 minutes. Several bus lines are also available nearby, facilitating travel within the municipality and to surrounding cities.

The neighborhood offers many amenities, including supermarkets, bakeries, and restaurants. Several schools, ranging from kindergarten to high school, are located within a 15-minute walk, making it a sought-after area for families.

Courbevoie is renowned for its quality of life, with many green spaces and cultural activities. The neighborhood is quiet and residential, attracting many families and young professionals.

The Courbevoie area is little exposed to major natural risks, although it is necessary to consult the Géorisques data for specific information on flooding and seismicity.

The property is subject to co-ownership regulations. It is essential to check the co-ownership documents, including the minutes of general meetings and the budget forecasts.

Technical diagnostics (DPE, lead, electricity, gas) are mandatory before sale. It is recommended to request the latest reports from the seller to ensure the property's compliance.

This apartment is positioned above the market median, which is around €6,500 per m². Comparable properties in the area, with similar characteristics, sell for between €7,000 and €9,500 per m². The advantages of this apartment include its brightness, balcony, and location in a recent residence. However, its high price may be a deterrent for some buyers.

Given the listed price and the current market, a negotiation margin of about 5 to 10% could be feasible, especially if negotiation elements can be highlighted (such as necessary work or high co-ownership charges).