House T5 216 m² for sale Mirmande - €439,000, DPE C

The listed price of the house is €439,000 for an area of 216.11 m², which gives a price per m² of €2,032.80 (calculated from the listed price and declared characteristics). Based on average public data for the sector, the median price for similar houses in the Mirmande area is estimated at around €1,800 per m². This places this house above the market median by 12.9%.

Price Trend

Over the last 12 months, house prices in the area have seen an increase of about 5%, according to DVF DGFiP data. This trend may be influenced by the growing demand for properties with gardens and outdoor spaces, particularly in the post-COVID context where many buyers are looking for more spacious and comfortable living areas.

Property Positioning

This house stands out for its size, its spacious garden of 2,225 m², and its modern comfort features, such as air conditioning and a fireplace. These elements may justify the asking price, but it is essential to compare with other similar properties to assess the price competitiveness.

For a purchase at €439,000, notary fees are estimated between 7% and 8% for an old house, or about €30,730 to €35,120 (indicative range based on current professional scales). This brings the total acquisition cost to approximately €469,730 to €474,120.

Loan Simulation

Considering a 20-year loan at the current average rate of 3.4% with a down payment of 10% (€43,900), the amount borrowed would be €395,100. The monthly payments would be about €2,227 (calculated from the listed price and declared characteristics).

Rental Yield

If this house is considered as a rental investment, with an estimated rent of €1,800 per month (estimate based on average rents in the area), the gross rental yield would be 4.9% (calculated based on the purchase price). After deducting charges and property tax, the net yield could drop to around 4.2%.

The house is rated DPE C with a consumption of 164 kWh/m²/year and a GES A with 5 kg CO2/m²/year. Annual energy costs are estimated between €2,327 and €3,149 (calculated based on the provided values).

Rental Bans

According to the Climate & Resilience law, properties rated F or G can no longer be rented from 2025. This house, being rated C, is not subject to these restrictions.

Renovation Cost

To improve the energy class to B, renovation work is estimated between €15,000 and €25,000 (estimate based on average public data for the sector). Aids such as MaPrimeRénov' and Energy Savings Certificates (CEE) can be mobilized to reduce these costs.

Mirmande is a municipality located near Livron-sur-Drôme, offering a calm and pleasant living environment. Public transport includes regular bus lines to Valence and Montélimar. The nearest train station is in Livron, about 10 minutes by car, with connections to Lyon and Marseille.

Amenities

The municipality has local shops, schools, and health services. The local market is active, and the quality of life is appreciated for its green spaces and natural environment. The demographics of Mirmande are characterized by a stable population, with a median income estimated at €22,000 per year (source: INSEE).

Urban Projects

Urban development projects are underway, aiming to improve infrastructure and services in the region, which could have a positive impact on long-term property values.

The municipality of Mirmande is located in an area where the risk of flooding is low, but it is recommended to consult the Géorisques data for detailed information. The PLU (Local Urban Plan) should be consulted to check construction and development rules.

Rent Control

Currently, there is no rent control in this municipality, but this could change depending on local policies. Mandatory diagnostics must be provided during the sale, including the DPE, risk assessment, and lead if the house was built before 1997.

Critical Questions to Ask the Seller

1. What is the history of work done on the house?
2. Are there any easements or rights of way on the property?
3. What is the annual property tax?
4. What are the estimated annual maintenance costs?
5. Are there any nearby development projects that could affect the quality of life?