T6 House 140 m² for sale Cholet - €399,990, recent

The listed price of the house is €399,990 for an area of 140 m², resulting in a price per m² of €2,857 (calculated from the listed price and declared characteristics). In the Cholet market, the median price per m² for similar houses is estimated at around €2,500 (source: DVF DGFiP, consulted in 2023). This places this house above the median of the Cholet market, which may be explained by its recent construction (2025) and modern features.

Over the last 12 months, house prices in Cholet have seen an increase of about 5%, indicating a rising trend (source: INSEE, consulted in 2023). Houses with gardens and no overlooking are particularly sought after, which strengthens this property's position in the market.

For a purchase at €399,990, notary fees for a new house are estimated between 2% and 3%, or about €8,000 to €12,000 (estimate based on current professional rates). This brings the total acquisition cost to approximately €407,990 to €411,990.

Regarding financing, with a down payment of 10% (€39,999), the amount to be financed would be €359,991. At the current average rate of 3.4% over 20 years, the monthly payment would be around €2,000 (calculated from current interest rates and standard loan conditions). The total cost of credit would be about €480,000 over 20 years, including interest.

Annual charges for a house of this size can be estimated at around €1,500 (property tax, home insurance, maintenance) (estimate based on average public data from the sector).

The house is recent (2025), which implies good energy performance. Although the exact DPE is not mentioned, it can be estimated to be around class B or C, given current construction standards. Annual energy costs could therefore be estimated between €800 and €1,200 (estimate based on average public data from the sector).

According to the Climate & Resilience law, houses classified F or G can no longer be rented starting in 2028. This property, being recent, should not encounter this issue.

The house is located in Cholet, a dynamic city with easy access to public transport, including regular bus lines and the nearby SNCF train station (about 10 minutes by car). The neighborhood is quiet and residential, ideal for families. Schools, shops, and health services are accessible within less than 10 minutes on foot, enhancing the attractiveness of this property.

The demographics of Cholet show a median income of about €1,800 per month, which is slightly above the national average (source: INSEE, consulted in 2023). This indicates a relatively stable and solvent population, conducive to real estate purchases.

According to data from Géorisques, the Cholet area does not present major risks of flooding or seismic activity. However, it is recommended to check urban planning documents to ensure there are no easements or restrictions on the land. The PLU (Local Urban Plan) should be consulted to know the possibilities of extension or modification of the house.

Regarding rent control, it is not applicable for this property, given that it is a sale and not a rental.

When comparing this house with other similar properties in the Cholet area, it is noted that the price per m² is above the market median. T6 houses with gardens generally sell between €2,500 and €3,000 per m². This house, at €2,857 per m², is therefore in the high range, justified by its recent construction and modern finishes.

Factors for premium pricing include the quality of construction, the absence of overlooking, and outdoor space. Conversely, disadvantages may include competition with older houses at lower prices, but with renovation potential.