T3 House 52 m² for sale in Houilles - €382,000, Energy Performance Certificate not specified

The listed price for this house is €382,000, which corresponds to a price per m² of €7,346 (calculated from the listed price and declared characteristics). Based on average public data for the area, the median price per m² in Houilles is around €4,800 (source: DVF DGFiP, consulted in October 2023). This property is therefore positioned above the market median, which may be explained by its location in a quiet and sought-after neighborhood.

Price Trend

Over the last 12 months, prices in Houilles have experienced an increase of about 5% (source: Notaires de France). This upward trend may be influenced by the growing demand for houses with gardens in an urban environment.

Advantages and Disadvantages

Advantages:

• Location in a quiet and residential area.
• Proximity to schools and transport.

Disadvantages:

• Price above the market median, which could limit interest from some potential buyers.

For a purchase price of €382,000, notary fees are estimated between 7% and 8% for an old property, which is approximately €26,740 to €30,560 (indicative range based on current professional scales).

Loan Simulation

With a down payment of 10% (€38,200), the amount to be financed would be €343,800. Considering an average interest rate of 3.4% over 20 years, the monthly payment would be around €2,000 (calculation based on current market rates).

Annual holding cost

Annual charges (property tax, maintenance, insurance) are estimated at around €2,500 (estimate based on average public data for the sector).

The Energy Performance Certificate (EPC) is not specified in the source file. However, for a house of this size and age, one can estimate an EPC class between C and D, depending on the typical energy characteristics of older houses.

Annual energy cost

The annual energy cost could be estimated between €1,200 and €1,500 (estimate based on average public data for the sector).

Available aids

Aids such as MaPrimeRénov' can be mobilized for energy renovation work, with amounts ranging from €1,000 to €20,000 depending on the work done.

The house is located in the Blanches neighborhood of Houilles, which is well served by public transport. The Houilles-Carrières-sur-Seine train station is about 1 km away, providing direct access to Paris in 20 minutes (source: SNCF, consulted in October 2023).

Amenities

The neighborhood has several local shops, as well as primary and nursery schools within a 500-meter radius.

Demographics

The population of Houilles is about 31,000 inhabitants, with a median income per household of €28,000 (source: INSEE, 2021). This indicates a family-friendly and residential environment.

According to data from Géorisques, the Houilles area is classified as low risk for flooding and seismic activity (source: Géorisques, consulted in October 2023).

PLU and zoning

The Local Urban Planning Plan (PLU) of Houilles imposes certain constraints on constructions and renovations. It is recommended to consult the PLU to check the possibilities for extension or modification of the property.

Mandatory diagnostics

Real estate diagnostics must be provided at the time of sale, including the EPC, asbestos, lead, and termites. It is essential to verify that these diagnostics are up to date.

By comparing this house with other similar properties in the neighborhood, it is found that the price per m² is above the market median. For example, T3 houses of 50 to 60 m² generally sell for between €4,500 and €5,500 per m².

Factors for overpricing

• Location in a quiet neighborhood.
• Garden and terrace.

Negotiation margin

Given that the price is above the median, a negotiation margin could be considered, but this will depend on buyer interest and the duration of the listing.