T3 Apartment 59.2 m² for Sale in Béziers - €102,000, Energy Performance Certificate C

The price of the apartment is €102,000 for a surface area of 59.2 m², which translates to a price per m² of €1,724 (Calculated from the displayed price and declared characteristics). In the real estate market of Béziers, the median price per m² for an apartment is around €1,800 (Source: DVF DGFiP, consulted in 2023). Thus, this apartment is slightly below the market median, which may represent an opportunity for first-time buyers or investors.

Over the last 12 months, apartment prices in Béziers have seen a slight increase of 2% (Source: Notaires de France, consulted in 2023), indicating a stable trend in the local real estate market. Neighborhoods close to the city center, like this one, often display higher prices, but this apartment, with its competitive price, could attract budget-conscious buyers.

For a purchase at €102,000, notary fees are estimated between 7% and 8% for an older property, or approximately €7,140 to €8,160 (Indicative range based on current professional scales). Thus, the total acquisition cost would be between €109,140 and €110,160.

Regarding financing, with a contribution of 10% (or €10,200), the amount to borrow would be €91,800. At an average interest rate of 3.4% over 20 years, the monthly payment would be approximately €509 (Calculation based on current rates and standard loan conditions).

The gross rental yield, if this apartment is rented at an average rent of €750 per month (estimate based on local rents), would be 8.8%. The net yield, taking into account charges and property tax, could be around 6.5%.

The apartment has an Energy Performance Certificate of class C with an energy consumption of 135 kWh/m²/year and a GHG emissions class of A (5 kg CO2/m²/year). The annual energy cost is estimated between €800 and €1,120 (estimate based on provided values).

According to the Climate and Resilience Law, homes classified as F or G will no longer be able to be rented starting in 2025, which is not the case here. To improve the energy class, renovation work may be considered, with an estimated cost between €5,000 and €15,000 to reach class B, depending on the work to be done (estimate based on current professional scales). Assistance such as MaPrimeRénov' can be mobilized to finance this work.

The apartment is located in Béziers, on the 2nd floor of a secure residence, close to many amenities. The Polygone shopping center is accessible in less than 10 minutes on foot, offering a wide range of shops and services.

Regarding transportation, the Béziers train station is about 1.5 km, or 20 minutes on foot or 5 minutes by car. Bus lines also serve the area, facilitating travel to the city center and surrounding areas.

The neighborhood is known for its tranquility, with green spaces nearby, making it a pleasant living environment for families and individuals seeking a calm setting.

The property is located in an area where flood risks are moderate (Source: Géorisques, consulted in 2023). It is recommended to consult the PLU (Local Urban Planning) to check the construction and urban planning rules applicable to the property.

Regarding mandatory diagnostics, the seller must provide an EPC, an energy performance diagnosis, as well as a state of risks and pollution. Buyers must also be informed of the rights related to co-ownership, including charges and internal regulations.

Finally, it is essential to ask questions about the general condition of the building and recent works carried out, in order to assess any potential long-term constraints.