T3 Apartment 75.95 m² for Sale in Béziers - €169,000, Energy Performance Certificate C

The listed price for this apartment is €169,000 for an area of 75.95 m², which corresponds to a price per m² of €2,224/m² (calculated from the listed price and declared characteristics). In comparison, the median price of apartments in Béziers is around €1,800/m² (source: DVF DGFiP, consulted in September 2023). This places this apartment above the market median, which can be justified by its features, notably the presence of a garage and a terrace. Over the last 12 months, apartment prices in Béziers have seen an increase of about 5%, indicating an upward trend (source: Notaires de France, consulted in September 2023).

For a purchase at €169,000, notary fees are estimated between 7% and 8%, or approximately €11,830 to €13,520 (indicative range based on current professional scales). The total acquisition cost would therefore be between €180,830 and €182,520.

For a mortgage over 20 years at the current average rate of 3.4%, with a down payment of 10% (or €16,900), the amount borrowed would be €152,100. The monthly payments would be around €885 (calculated from current interest rates and declared characteristics). The total cost of the loan would be approximately €11,000 over the duration of the loan.

In terms of rental yield, if this apartment is rented at an estimated rent of €800/month, the gross yield would be 5.67% (calculated from the annual rent divided by the acquisition cost).

With an energy performance certificate rated C, the energy consumption is estimated to be between €910 and €1,290 per year (estimate based on declared characteristics). This represents a reasonable energy cost compared to the national average.

The Energy Performance Diagnosis (DPE) of this apartment is rated C, with a consumption of 124 kWh/m²/year and greenhouse gas emissions (GHG) rated A (4 kg CO2/m²/year). This indicates good energy performance, which is an asset for future occupants. Owners can benefit from energy renovation aids, such as MaPrimeRénov', which can help further improve energy performance if necessary. Renovation costs to improve by one class could range between €5,000 and €15,000, depending on the scope of work (estimate based on current professional scales).

The apartment is located in Béziers, at 42 Avenue Georges Clémenceau, near the Allées Paul Riquet, a central axis of the city. Public transport is easily accessible, with several bus lines within a 5-minute walk. Béziers train station is about 1.5 km away, offering direct connections to Montpellier and Narbonne. In terms of amenities, the neighborhood has supermarkets, bakeries, and restaurants nearby, promoting a pleasant living environment. The neighborhood's demographics are diverse, with a population of around 77,000 inhabitants, and the median income is about €1,700 per month (source: INSEE, 2021).

Béziers is located in a flood risk area, with a history of floods. It is advisable to consult the Géorisques website for detailed information on risks specific to the property. Regarding the Local Urban Planning Plan (PLU), it is important to check the construction and development rules that may affect future projects. Mandatory diagnostics must be provided by the seller, including asbestos, lead, and termites, to ensure the safety of future occupants.

This apartment is positioned above the market median in Béziers, with a price per m² of €2,224/m² compared to the median of €1,800/m². The advantages include the presence of a garage, a 20 m² terrace, and a secure residence, which are sought-after assets by buyers. However, the price may be perceived as high by some potential buyers, especially those with a more limited budget. The negotiation margin is estimated at around 5%, depending on market interest and the duration of the sale.