5-Room House 130 m² for Sale in Bourron-Marlotte - €449,000

The listed price for this house is €449,000, which corresponds to a price per m² of €3,446 (calculated from the listed price and the area of 130 m²). Based on DVF (Demand for Property Value) data for the municipality of Bourron-Marlotte, the median price per m² for houses in this area is around €3,200 (source: DVF DGFiP, 2022). This places this house above the market median by 7.7%.

In terms of trend, house prices in the Île-de-France region, and more specifically around Fontainebleau, have seen an increase of about 5% over the last 12 months, according to INSEE data. This trend is supported by increased demand for family homes in quiet environments close to amenities.

Property positioning: Due to its size, condition, and location, this house is favorably positioned in the local market, primarily attracting families and investors looking for quality properties.

For a price of €449,000, notary fees are estimated between 7% and 8% for an old house, which is approximately €31,430 to €35,920 (estimate based on current professional scales). Thus, the total acquisition cost would be between €480,430 and €484,920.

Loan Simulation: Considering an average interest rate of 3.4% over 20 years and a down payment of 10% (€44,900), the borrowed amount would be €404,100. The monthly payments would be around €2,250 (calculation based on a loan simulator). The total cost of the credit would be approximately €88,000 over the duration of the loan.

Rental Yield: If this house were rented, with an estimated rent of €1,800 per month (estimate based on local rents), the gross rental yield would be 4.8% (calculated from the annual rent divided by the total acquisition cost). Taking into account charges and taxation, the net yield could be around 3.5%.

The house is classified DPE D, which indicates moderate energy consumption. The estimated annual energy cost for a household of this size is approximately €1,200 (estimate based on ADEME data for similar houses).

Potential Renovations: To move to a class C, energy renovation work would be necessary, with an estimated cost between €15,000 and €25,000 (estimate based on current professional scales). Assistance such as MaPrimeRénov' can be mobilized, offering grants of up to €7,000 depending on the work carried out.

Rental Bans: According to the Climate & Resilience law, homes classified F or G can no longer be rented starting in 2025. This house, being classified D, will not be affected by this ban.

The house is located in a quiet residential area of Bourron-Marlotte, close to the town center and schools. Amenities such as supermarkets, bakeries, and health services are accessible within a 10-minute walk.

Transportation: The Bourron-Marlotte train station is about 1.5 km away, offering connections to Paris in less than an hour. Bus lines also serve the municipality, facilitating travel to neighboring towns like Nemours and Fontainebleau.

Demographics and Quality of Life: The population of Bourron-Marlotte is approximately 3,000 residents, with a median household income of €30,000 (source: INSEE, 2021). The quality of life is considered good, with green spaces and activities for families.

Bourron-Marlotte is located in a low flood risk area according to Géorisques data. However, it is important to check the risks related to seismicity, which are moderate in this region.

PLU and Zoning: The house is located in a residential area according to the Local Urban Planning Plan (PLU), which limits the types of constructions and developments possible. Easements may also be present, particularly related to green spaces.

Mandatory Diagnostics: Before the sale, the seller must provide technical diagnostics, including the energy performance certificate (DPE), the condition of electrical and gas installations, as well as the lead exposure risk assessment for houses built before 1949.

Compared to other 5-room houses in the area, this house is above the median in terms of price per m². For example, a similar house in Nemours was recently sold for €420,000, which is a price per m² of €3,230 (source: DVF DGFiP, 2022).

Factors for Overvaluation: The features of this house, such as the 60 m² outbuilding, the landscaped garden, and its impeccable condition, justify an overvaluation compared to comparable properties.

Negotiation Margin: Given that the price is above the median, a negotiation margin of 5 to 10% could be considered, especially if renovation work is needed.