T2 Apartment 49 m² for sale Chalons-en-Champagne - €75,500

The listed price of this apartment is €75,500, which corresponds to a price per m² of €1,540 (calculated from the listed price and the area of 49 m²). Based on average public data for the sector, the median price of apartments in Chalons-en-Champagne is estimated at €1,600 per m². This property is therefore slightly below the market median. Over the last 12 months, apartment prices in this city have seen a slight increase of 2.5%.

This apartment is located in the hyper city center, which is an asset for first-time buyers and investors. The proximity to amenities and public transport increases its attractiveness. However, the energy rating E (254 kWh/m²/year) may be a point of concern for buyers concerned about energy efficiency.

For a purchase at €75,500, notary fees are estimated between €5,300 and €6,000 (about 7-8% for an older property). The total acquisition cost would therefore be between €80,800 and €81,500.

Considering a 20-year loan at the current average rate of 3.4% with a down payment of 10% (€7,550), the borrowed amount would be €67,950. The monthly payments would be around €400 (calculation based on current loan rates).

If this apartment is rented, with an estimated rent of €500 per month, the gross rental yield would be 8% (calculated based on the purchase price). After deducting charges and property tax, the net yield could be around 6%.

The property is classified E, with an energy consumption of 254 kWh/m²/year. According to current regulations, properties classified F and G will no longer be able to be rented from 2025. Energy improvement works are possible starting from €2,100 to improve energy performance.

The annual energy cost for a property classified E is estimated at around €1,200 (calculation based on consumption and average energy price).

Aids such as MaPrimeRénov' can be mobilized to finance energy improvement works. The amounts vary according to income and the type of work but can go up to €20,000.

The apartment is located in the hyper city center, close to the Chalons-en-Champagne train station, offering regular connections to Reims and Paris. Local bus lines also serve the neighborhood, with a frequency of 10 to 15 minutes.

The neighborhood has many shops, restaurants, and health services within 500 meters. Public and private schools are also within walking distance, which is an asset for families.

The quality of life in the city center is generally good, with green spaces nearby, although traffic noise may be a drawback for some residents.

Chalons-en-Champagne is located in a low flood risk area. However, it is advisable to consult the Géorisques data for more precise information on seismic risks and others.

The property must comply with mandatory diagnostics (DPE, lead, electricity). Owners must provide these documents upon sale. It is also important to check the PLU (Local Urban Planning Plan) for any restrictions.

Buyers should ask questions about the general condition of the apartment, recent works carried out, and the condominium fees, which can influence the total holding cost.