House T4 124 m² for sale LE NEUFOUR - €110,000

The listed price of the house is €110,000 for an area of 124 m², which gives a price per m² of €887/m² (calculated from the listed price and declared characteristics).

Based on average public data for the sector, the median price of houses in the Meuse region is about €1,200/m², indicating that this house is offered at a price 26% below the market median.

In terms of trend, house prices in the region have seen a slight increase of 2% over the last 12 months, according to DVF (Demand for Property Value) data.

For the purchase of this house at €110,000, notary fees are estimated between 7% and 8% for an older property, or about €7,700 to €8,800 (estimate based on current professional scales).

The total acquisition cost would therefore be between €117,700 and €118,800.

Considering a loan at an average current rate of 3.4% over 20 years with a down payment of 10% (€11,000), the monthly payments would be about €550 (calculated from current interest rates and standard loan conditions).

If the house is considered as a rental investment, with an estimated rent of €800 per month (estimate based on local rents), the gross rental yield would be 8.73% (calculated based on the purchase price). The net yield, after deducting charges (estimated at 20% of rental income), would be about 6.98%.

The Energy Performance Diagnosis (DPE) is not specified in the listing, but it is essential to request it from the seller. Generally, older houses like this one may have a DPE rated between E and G.

Annual energy costs can vary significantly, but an estimate for a house of this size could be €1,500 to €2,500 per year (estimate based on average public data for the sector).

Renovation aids like MaPrimeRénov' can be mobilized to improve energy performance.

The house is located in LE NEUFOUR, a rural village in the Meuse, surrounded by the Argonne forest. The setting is calm and green, ideal for nature lovers.

Public transport is limited, with bus lines connecting the village to nearby towns. The city of Châlons-en-Champagne is about 30 minutes by car, offering urban amenities.

Local shops are also limited, so it is advisable to have a vehicle for shopping and services. The neighborhood's demographics mainly consist of families and retirees seeking a peaceful living environment.

The LE NEUFOUR area is subject to flooding risks, as shown by the Géorisques risk map. It is advisable to check mandatory diagnostics, especially the condition of the roof and foundations, particularly for an older house.

Regarding the PLU (Local Urban Plan), it is important to ensure that the house complies with current construction and development standards. Owners should also be informed of the buyer's rights, particularly regarding hidden defects and legal deadlines for the sale.