House T6 119 m² for sale Vienne la Ville - €115,500

The listed price for this house is €115,500 for an area of 119 m², resulting in a price per m² of €970.59 (€115,500 / 119 m²). Based on average public data for the sector, the median price per m² for similar houses in the Vienne la Ville area is estimated at around €1,200 (source: DVF DGFiP, consulted in October 2023). This indicates that the price of this house is 19.1% below the market median.

Over the last 36 months, house prices in this area have shown a downward trend of 5%, with a slight stabilization observed over the last 12 months. This could indicate a buying opportunity in a changing market, where buyers can negotiate lower prices.

For a purchase at €115,500, notary fees are estimated between 7% and 8% for an old property, approximately €8,085 to €9,240 (calculation based on the listed price and declared characteristics). Thus, the total acquisition cost would be between €123,585 and €124,740.

Considering a mortgage at an average rate of 3.4% over 20 years with a 10% down payment (€11,550), the amount borrowed would be €103,950. The monthly payments would be around €600 (calculation based on current professional scales).

If this house is considered as a rental investment, the monthly rent could be estimated between €800 and €1,000 (estimate based on observed rents in the sector). This would give a gross rental yield of 8.3% to 10.4% (calculated on the purchase price). The net cash flow, after deducting expenses (estimated at 20% of rental income), would be around €640 to €800 per month.

Annual charges (property tax, maintenance, insurance) are estimated at around €1,200 (calculation based on sector averages). The property tax for this type of property is generally between €800 and €1,000 per year.

The DPE class (Energy Performance Diagnosis) is not specified in the source sheet. However, for a house of this size and age, it is reasonable to assume it could be around class D (estimated energy consumption between 150 and 230 kWh/m²/year). The annual energy cost could therefore be estimated between €1,800 and €2,500 (calculation based on sector averages).

The Climate and Resilience law imposes rental bans for properties classified F or G starting in 2025. It is therefore crucial to check the DPE class before any investment.

Aids such as MaPrimeRénov' and Energy Savings Certificates (CEE) can be mobilized to improve the energy performance of this property. The amounts of aid can vary between €1,000 and €7,000 depending on the work done (estimate based on current professional scales).

Vienne la Ville is a municipality located near Châlons-en-Champagne, offering a calm and pleasant living environment. Public transport is limited, but the town is accessible by road, with regular bus lines to Châlons-en-Champagne. Local shops are available, with supermarkets and bakeries within 5 km.

Primary and secondary schools are also nearby, which is an advantage for families.

The demographics of Vienne la Ville are characterized by a stable population, with a median income estimated at €22,000 per year (source: INSEE, consulted in October 2023). The quality of life is considered good, with little noise pollution and a preserved natural environment. Green spaces are present, promoting a pleasant living environment.

According to data from Géorisques, the municipality of Vienne la Ville does not present major risks of flooding or seismic activity. However, it is advisable to check the mandatory diagnostics to ensure the absence of structural or environmental issues.

Mandatory diagnostics include the DPE, the state of natural and technological risks, as well as lead and asbestos if the property was built before 1997. It is important to request these documents from the seller before engaging in a transaction.

This house T6 of 119 m² is positioned below the market median, which is around €1,200 per m². Similar houses in the sector display prices ranging from €1,100 to €1,300 per m². The advantages of this house include its attractive price and rental potential. However, drawbacks may include the lack of details on the DPE and the overall condition of the property, which require particular attention during the visit.